Wise Choice Planning, LLC

Wise Choice Planning, LLC Wise Choice Planning helps public employees in Washington, Oregon, and Idaho make the smartest pension and retirement decisions of their careers. No pressure.

At Wise Choice Planning, LLC we guide public and union employees in WA, OR & ID through The Retirement Clarity Plan™ — a proven 3-meeting process to make confident pension and retirement decisions, protect your spouse, and avoid six-figure mistakes. Through our proprietary 3-meeting process — The Retirement Clarity Plan™ — we guide clients through clear pension analysis, smarter spousal protection

strategies, and integrated retirement income planning. No guesswork. Just clarity, confidence, and control. Brent Wise offers products and services using the following business names: Wise Choice Planning, LLC – insurance and financial services | Retirement Nationwide, Inc – insurance and financial services |Ameritas Advisory Services, LLC (AAS) – investment advisory services. AAS is not affiliated with Wise Choice Planning, LLC, Retirement Nationwide, Inc or any other entity mentioned herein. Representatives of AAS do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation. Information posted to this site by 3rd parties or links to 3rd party sites are not created or endorsed by AAS or its representatives. Their information is believed to be from reliable sources; however, their content cannot be guaranteed. All of the endorsements and/or client testimonials posted on this social media page are unpaid and unsolicited. The experiences and views shared do not necessarily represent the perspectives or experience of all clients. Any review or discussion of individual investments and/or performance or results should not be construed as indicative of the experience of all clients, nor does it offer any assurance or indication of future results.

04/08/2025

PENSION ALERT: 6 Stats Every Public Employee & Union Member Should Know

💰 40% of public sector employees with pensions still face a retirement income gap of $1,000+ per month.

⏰ Only 4% of public employees choose the optimal time to claim Social Security, leaving an average of $111,000 in lifetime benefits unclaimed.

📈 The average public sector worker who gets professional pension guidance increases their lifetime retirement income by $300,000+.

👫 73% of pension holders select a survivor benefit option that isn't optimized for their specific situation.

🔄 82% of pension recipients have never had their pension, Social Security, and investments professionally coordinated.

📊 Most pensions replace only 50-65% of pre-retirement income, while experts recommend 70-85% for financial security.

Don't become another statistic. There's a better way.

Introducing the Retirement Clarity Plan™
My exclusive 3-meeting process has helped dozens of teachers, firefighters, police officers, and government employees increase their retirement income by an average of 30%+ by properly coordinating all three pillars of their retirement:
✅ Pension optimization strategies ✅ Strategic Social Security timing ✅ Investment portfolio alignment

Schedule your Retirement Clarity Plan™ session today – the pension decisions you make now will impact your financial security for decades.

Message me directly or comment "CLARITY" below to learn more.

Looking for an agnostic approach to maximizing your pension?
04/07/2025

Looking for an agnostic approach to maximizing your pension?

Do you have a pension and are retiring in the next 10 years?  If so message us as we need to talk before you make an irr...
04/04/2025

Do you have a pension and are retiring in the next 10 years? If so message us as we need to talk before you make an irrevocable decision! If you don't have a pension....how about creating a self-completing pension plan? Can your 401k, 403b, Simple IRA, or any other employer provided retirement plan do that? NO!

Who am I? 👋I’m Brent—47 years old, founder of Wise Choice Planning 📈, proud family man, and virtually a lifelong Spokane...
04/02/2025

Who am I? 👋

I’m Brent—47 years old, founder of Wise Choice Planning 📈, proud family man, and virtually a lifelong Spokane, WA guy (yep, where Father’s Day 🎉 was invented back in 1910!).

How I got here:

🎙️ Launched my career in radio marketing right after college
🏦 Spent 20 years in commercial banking helping business owners grow and succeed
📻 Side hustle: Co-founded one of the first internet radio stations
🍽️ Side hustle: Opened a restaurant/bar with a longtime friend… a month before COVID ☹️
🚀 16 months ago, I launched Wise Choice Planning—I feel like I’m just getting started!

What I do now:

I service two primary markets:

1️⃣ I help married public & union employees avoid making a $300,000+ mistake, so they can maximize their largest asset—their pensions. 💰 For insights and tips, check out the Wise Choice Planning page! Wise Choice Planning, LLC

2️⃣ I help family-owned businesses navigate successful exits, minimize taxes 💸, and protect their legacies, so they can confidently move into their next chapter without stress, conflict, or regret. 🤝 For valuable content, follow the Wise Choice Planning LinkedIn page! https://www.linkedin.com/in/brent-wise-78718534/

If you’re a married public or union employee planning retirement—or even just thinking about it—follow the Wise Choice Planning page and message me. 📩 Wise Choice Planning, LLC

Just for fun:
🍁 What’s your favorite season?

(P.S. This family photo was taken last Fall—my favorite seasons are Fall & Winter! ❄️🍂)

Address

15404 E Springfield Avenue , Ste 101
Spokane Valley, WA
99037

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