Caleb Buczek at Guaranteed Rate NMLS 1087661

Caleb Buczek at Guaranteed Rate NMLS 1087661 Producing Partnership Branch Manager Equal Housing Lender. Guaranteed Rate. To learn more, visit my website at www.calebbuczek.com.

I am a licensed mortgage originator, NMLS # 1087661, and am licensed to originate mortgage loans in the following state(s): Texas, Florida, Colorado & Louisiana.

09/08/2026

New house first. New car later. 😉🏡

Before you get those keys, here are three moves to avoid:

🚫 Quitting your job without talking to your lender.
🚫 Buying a car or taking on new debt.
🚫 Spending the money set aside for your down payment.

That new car might look great in the driveway but let’s get you the driveway first!

Thinking about buying or making a big financial change during the process? Let’s talk before you make your move.

Strong jobs data kept pressure on mortgage rates this week.August added 162,000 jobs, unemployment held at 4.1%, and the...
09/08/2026

Strong jobs data kept pressure on mortgage rates this week.

August added 162,000 jobs, unemployment held at 4.1%, and the stronger-than-expected report reduced optimism for near-term Fed cuts.

For buyers, the takeaway is not to try to perfectly time the market.

The goal is to know your numbers:

Payment comfort
Buying power
Seller credit options
Buydown strategies
Lock timing

For homeowners, it may also be worth reviewing whether a refinance, cash-out refinance, or debt consolidation strategy makes sense based on today’s numbers.

Rates can move quickly, especially with upcoming inflation data and Fed commentary.

Thinking about buying or refinancing?

DM me “PAYMENT” and I’ll help run an updated scenario.

Caleb Buczek

Rates subject to change and depend on borrower qualifications. Not a commitment to lend.

09/08/2026

Reviews don’t lie ⭐️⭐️⭐️⭐️⭐️

I could tell you what it’s like to work with me, but I’d rather let my clients do the talking.

09/08/2026

With Forward Commitments and DSCR, you can lock in pricing for your investor buyers and let their rental income do the qualifying. It's a faster path from contract to close, and a real edge over builders who can't offer it.

Ready to protect your pipeline? Let's connect.
https://myoc.io/e4mZPuuJ5CS/lWPtG



NMLS # 1087661

Property of the day
09/08/2026

Property of the day

09/07/2026

The small moments at home are often the ones we remember for a lifetime. However you’re enjoying Labor Day, I hope it’s filled with loved ones, laughter and great food.

How’re you celebrating today?
https://myoc.io/e4mZPuuJ5CS



NMLS # 1087661

Address

640 N Carroll
Southlake, TX
76092

Telephone

+12144129118

Website

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