Kristy Rogers VP of Mortgage Lending at Guaranteed Rate NMLS 305829

Kristy Rogers VP of Mortgage Lending at Guaranteed Rate NMLS 305829 VP of Mortgage Lending NMLS 305829 at Rate (operating as Guaranteed Rate, Inc. in New York state) NMLS 2611. NMLS ID #1820, in most, but not all states.

Our goal is to simplify the mortgage process, make your home loan experience easy to navigate & be available to you from application to closing. CMG Financial, CMG Home Loans, Diversified Mortgage Group and HomeFundIt are registered trade names of CMG Mortgage, Inc. CMG Mortgage, Inc. is an equal housing lender licensed in all 50 states and the District of Columbia. Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending. Branch NMLS ID # 1194581. To verify our complete list of state licenses, please visit www.cmghomeloans.com/corporate/licensing and www.nmlsconsumeraccess.org. Offer of credit is subject to credit approval. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV

If you’re looking to buy a house, the market is shifting in your favor. Decreased existing-home sales means more invento...
09/10/2026

If you’re looking to buy a house, the market is shifting in your favor. Decreased existing-home sales means more inventory, which creates homebuyers have better opportunities to negotiate.

Let’s talk if you’re looking to head to the offer table with some serious leverage.
https://myoc.io/j4hhhsZ6dey/K64G2



NMLS # 305829

09/09/2026

When planning to enter the housing market, prioritize your personal situation, not a calendar. While spring is a popular time to shop for homes, you may be overlooking some major advantages that fall brings.

Let’s discuss a plan that makes sense for you based on your unique situation.
https://myoc.io/j4hhhsZ6dey/ji2kd



NMLS # 305829

09/08/2026

With Forward Commitments and DSCR, you can lock in pricing for your investor buyers and let their rental income do the qualifying. It's a faster path from contract to close, and a real edge over builders who can't offer it.

Ready to protect your pipeline? Let's connect.
https://myoc.io/j4hhhsZ6dey/TdjKn



NMLS # 305829

09/07/2026

The small moments at home are often the ones we remember for a lifetime. However you’re enjoying Labor Day, I hope it’s filled with loved ones, laughter and great food.

How’re you celebrating today?
https://myoc.io/j4hhhsZ6dey



NMLS # 305829

09/03/2026

Before you start browsing for homes, one of the smartest things you can do is scope out your mortgage options. Knowing what types of loans you qualify for will help you target your search and negotiate with sellers. That’s where pre-qualification and pre-approval come in. While pre-qualification doesn’t include a deep dive into your financial history, pre-approval does, giving you a more accurate view of your options.

Let’s break down the differences together.
https://myoc.io/j4hhhsZ6dey/MmBRz



NMLS # 305829

09/01/2026

When it comes to finding a home, every generation looks for something different. Which group do you align with? Take the quiz to find out which generation’s house hunting style matches yours. You might be surprised!

Comment your results below.
https://myoc.io/j4hhhsZ6dey/8nS2O



NMLS # 305829

08/31/2026

You've spent years building equity in your home. The question a lot of homeowners ask next is what they can actually do with it. A HELOC is one option that may let eligible homeowners access a portion of that equity, up to an approved limit, for things like home improvements or other financial goals.

If you're wondering how your equity fits your bigger picture, let's talk it through.
https://myoc.io/j4hhhsZ6dey/7rXvB



NMLS # 305829

08/27/2026

Return on investment is not the only reason to improve a home. Sometimes a project is worth it simply because it makes the place yours. What is the best or worst project ROI you have seen? Drop it in the comments.

And if you are considering a project of your own, reach out anytime and let’s talk through how it fits your bigger picture.
https://myoc.io/j4hhhsZ6dey/UoDcT



NMLS # 305829

08/25/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why. Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.
https://myoc.io/j4hhhsZ6dey/7gRwi



NMLS # 305829

08/24/2026

Be honest, did you get it before the reveal? Property taxes are sneaky like that. They can shift over time as your local assessment changes, which is one reason your monthly costs can climb even when your rate stays put. Knowing what drives those changes puts you ahead.

Drop your guess in the comments and tell me if you got it. Then reach out anytime you want to walk through what is really behind your mortgage.
https://myoc.io/j4hhhsZ6dey/SPO99



NMLS # 305829

Address

18383 Preston Road Ste. 320
The Woodlands, TX
75252

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