Kristy Rogers VP of Mortgage Lending at Guaranteed Rate NMLS 305829

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Kristy Rogers VP of Mortgage Lending at Guaranteed Rate NMLS 305829 VP of Mortgage Lending NMLS 305829 at Rate (operating as Guaranteed Rate, Inc. in New York state) NMLS 2611. NMLS ID #1820, in most, but not all states.

Our goal is to simplify the mortgage process, make your home loan experience easy to navigate & be available to you from application to closing. CMG Financial, CMG Home Loans, Diversified Mortgage Group and HomeFundIt are registered trade names of CMG Mortgage, Inc. CMG Mortgage, Inc. is an equal housing lender licensed in all 50 states and the District of Columbia. Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending. Branch NMLS ID # 1194581. To verify our complete list of state licenses, please visit www.cmghomeloans.com/corporate/licensing and www.nmlsconsumeraccess.org. Offer of credit is subject to credit approval. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV

10/20/2026
10/15/2026

Planning to buy a home in 2027? Time to start the prep now. From building your savings to cleaning up your credit, a few smart moves today can help you get ready for what’s ahead.

Let’s talk about your specific options to create a custom financing plan for you.
https://myoc.io/j4hhhsZ6dey/IwdLT



NMLS # 305829

10/14/2026

Did you get this riddle right? While the answer gets a lot of attention, it’s only one piece of the larger mortgage puzzle. Discover the other numbers and details worth considering in our guide, or speak with me to better understand the big picture.
https://myoc.io/j4hhhsZ6dey/sv9Lg



NMLS # 305829

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declinin...
10/14/2026

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declining in the Northeast compared to last month. Year-over-year sales are down in all four regions, but many buyers are still entering contracts thanks to a 1.9% increase in inventory.

Want to know how to make the most of this evolving market? Let’s talk.
https://myoc.io/j4hhhsZ6dey/NRIwv



NMLS # 305829

10/08/2026

How’d you do on this edition of the mortgage pop quiz? The best way to begin your homebuying journey is knowing your budget. A pre-approval serves as a helpful starting point so you can focus on homes you can afford, save time and prevent the decision fatigue that comes with endless options.

I’m here to help you take the guesswork out of the big purchase.
https://myoc.io/j4hhhsZ6dey/94gpS



NMLS # 305829

10/07/2026

Don’t go into your mortgage blind. A loan estimate gives you a preview of what your financing will look like, including the loan terms, interest rate and estimated payment. If mortgage lingo sounds like another language, I’m here to help.

Expand your homebuying vocabulary with our helpful guide or reach out to ask specific questions.
https://myoc.io/j4hhhsZ6dey/6o0Ym



NMLS # 305829

10/05/2026

Instead of waiting for the market to give you a sign, find what makes sense for you. Remember, there’s no universal green light signaling it’s time to buy your home. I can help you evaluate your finances, goals and timeline alongside your market’s activity to see when your best moment is.
https://myoc.io/j4hhhsZ6dey/Cne0P



NMLS # 305829

10/01/2026

Plot twist: Your emoji may have opened a new door you hadn’t considered.

All fun and games aside, there are more options out there than the traditional single-family home. Different property types come with different financing considerations. When you’re ready to explore, I’m here to help find what works for you.

Share this with a friend and comment your emoji below!
https://myoc.io/j4hhhsZ6dey/b0V3w



NMLS # 305829

09/30/2026

Don’t let the 20% myth stop you. In reality, your down payment may surprise you. I can help you evaluate your options based on your specific circumstances to determine what’s right for you.

Ready to get to the bottom of more mortgage myths?
https://myoc.io/j4hhhsZ6dey/3GvvK



NMLS # 305829

09/29/2026

Home affordability is about more than just your income. By assessing your expenses, debt, savings and goals, I can help you set a realistic budget that actually works for you.

Ready to see how much home you can afford?
https://myoc.io/j4hhhsZ6dey/xVPU3



NMLS # 305829

Address

18383 Preston Road Ste. 320
The Woodlands, TX
75252

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