Thedora Coleman NMLS #627031

11/02/2026

Being an independent professional shouldn't limit your home financing options.

Whether you earn commission income, work as a contractor, or receive 1099 income, Planet offers mortgage solutions designed for eligible borrowers with non-traditional income structures.

Talk with us about financing options that fit how you earn.

10/31/2026

Every build starts with a vision-but keeping it moving takes planning, communication, and the right partners.
Construction financing isn't just another loan to us. It's a process we understand because we've built a team around it. From specialized One-Time Close expertise to in-house draw administration, we're here to help builders keep projects moving.
We get the planning. We get the pressure. We get the build.
Let's talk about what the right lending partnership could look like for your business.

10/31/2026

10/28/2026

How many of these VA loan myths have you heard?

VA home loan benefits are often misunderstood-from whether you need a down payment to whether your eligibility ends after military service.

The facts could change how you approach your next home purchase.

Have a question about your VA home loan benefit? Call me today.

VA loan eligibility and program requirements apply.

10/27/2026

Traditional income isn't the only measure of financial strength.

If you've built substantial retirement savings, investment accounts, or other eligible assets, you may have more mortgage options than you realize.

Planet's Asset Utilization Product is designed for borrowers whose financial picture may not be fully reflected through traditional employment income alone.

Whether you're retired, planning for retirement, or living primarily from investments, distributions, or accumulated assets we're here to help you explore your options.

Let's talk about financing that reflects your financial strength.

10/26/2026

Many homeowners love the mortgage rate they already have-but still need access to funds for life's important moments.

A Planet Non-QM Home Equity Loan may let you tap into your home's equity while leaving your existing first mortgage untouched.

Let's explore your options

10/21/2026

Not every VA borrower pays the funding fee.

Some eligible Veterans, service members and surviving spouses may be exempt. And if the fee does apply, it can generally be financed into the loan.

Your VA home loan benefit may also include $0 down payment and no monthly private mortgage insurance for eligible borrowers.
Not sure what applies to you?

Call me today.

VA eligibility, funding fee exemptions and loan requirements apply.

fee

10/19/2026

Many homeowners are pressing pause on moving because they don't want to give up their low mortgage rate.

That doesn't mean they don't need guidance.

A home equity loan may give eligible homeowners access to the equity they've built while keeping their existing first mortgage creating another opportunity for you to deliver value and stay connected.

Let's talk about solutions that keep client relationships moving, even when they aren't.

10/17/2026

Self-employed and thinking about buying a home?

Traditional income documentation doesn't always reflect the full financial picture for business owners and self-employed buyers.

Bank Statement financing may offer another way for eligible borrowers to document income using personal or business bank statements.

Wondering if it could fit your situation? Let's talk.

10/14/2026

That 2027 buyer might not have to wait until 2027.

Planet Home is getting an early start on the new $845,000 one-unit conventional loan limit, giving our business partners more room to help clients planning their next move.

For buyers shopping at higher price points, that could mean additional conventional financing opportunities-and one more option for you to bring
to the conversation.

Have a scenario? Let's talk through it.