Richard Roseman NMLS# 413840 at Guaranteed Rate Affinity NMLS: 1598647

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Richard Roseman NMLS# 413840 at Guaranteed Rate Affinity NMLS: 1598647

I am a Vice President of Mortgage Lending NMLS 413840 at Guaranteed Rate Affinity NMLS 1598647.

At Guaranteed Rate Affinity, we provide the best experience possible, featuring low rates, fantastic customer service and a fast, simple process! A "Why Not" approach to financing the purchase of a home or the refinancing of a home. Special assistance to first time home buyers and jumbo financing.

10/30/2026

Today’s NAR report revealed that home prices rose in 78% of the nation’s metro markets in the third quarter, with the average home price sitting around $432,900. The Northeast (4%) and Midwest (3.6%) regions led the nation in price appreciation. There are still opportunities out there for savvy buyers though, with home prices declining in 21% of markets in Q3.

Let’s discuss how you can make the most of today’s housing market.
https://myoc.io/iTWVPCjWgtO/PdOn9

NMLS # 413840

10/29/2026

The Fed held interest rates steady citing a growing economy and sticky inflation and mortgage rates are expected to stay about where they are as well. A more stable environment makes planning your next home financing move easier. You can focus on your timing and budget instead of trying to anticipate what the future may hold.

Need someone to bounce ideas off? Let’s talk about what's next for your homeownership plan.
https://myoc.io/iTWVPCjWgtO/OuAuv

NMLS # 413840

10/27/2026

Which home did you get? While the results may be surprising, hopefully this fall-themed game got you thinking outside of the box.

The key takeaway? There’s more on the market than traditional single-family homes, and many alternative home types bring unique benefits. I can help you explore different financing options to see what’s possible.

Keep the fun going, drop your emoji in the comments and tag a friend!
https://myoc.io/iTWVPCjWgtO/VhZ0U

NMLS # 413840

10/26/2026

When buying a home, knowledge is power. If you know the numbers, you can set yourself up for success from day one. That’s where a pre-approval comes in, giving you the direction you need to house-hunt with confidence.

I’m here to help you explore your options whenever you’re ready to take the first steps toward homeownership.
https://myoc.io/iTWVPCjWgtO/KggkG

NMLS # 413840

10/22/2026

When it comes to evaluating a mortgage, there’s more to it than a single number. I’m here to help you understand all the moving parts and how they fit together to create a custom financial plan.

So, are you an interest rate expert? Let me know in the comments.
https://myoc.io/iTWVPCjWgtO/iqMUT

NMLS # 413840

10/20/2026

Signed contracts slowed across the country in September, with pending home sales down 7.3% from the month before. As rising rates keep some buyers waiting, prepared buyers may find more options and less competition. Want to know how to make the most of this market?
https://myoc.io/iTWVPCjWgtO/rrK8J

NMLS # 413840

10/19/2026

If your house goes bump in the night, don’t worry. It might just be doing its job. While these sounds are usually perfectly normal, the best way to be sure is by being proactive about routine maintenance.

Check our guide to help you get your home ready for fall … and the trick-or-treaters.
https://myoc.io/iTWVPCjWgtO/TRk2t

NMLS # 413840

10/15/2026

Beware of the maxed-out credit card monster. High credit card balances could increase your credit utilization, which may affect your credit score, and ultimately, your mortgage qualification.

When you’re approaching closing, watch your spending and avoid giving this homebuying horror anything else to feed on.
https://myoc.io/iTWVPCjWgtO/N8ReQ

NMLS # 413840

10/14/2026

The latest housing data showed mixed results. Sales increased in the South and West regions, held steady in the Midwest and declined in the Northeast compared to August. All four regions showed a year-over-year decline in sales, but many buyers are still entering contracts and available inventory is up to 1.60 million homes.

Let’s talk if you’re looking to head to the offer table with some serious leverage.
https://myoc.io/iTWVPCjWgtO/wI0Ln

NMLS # 413840

10/12/2026

Running multiple businesses, or juggling income that shifts by the month or the client? Standard income documentation doesn't always fit that. For eligible business owners, a current 12-month profit and loss statement (P&L) may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's talk about your situation.
https://myoc.io/iTWVPCjWgtO

NMLS # 413840

Address

399 Boylston Street, Ste 200
Sharon, MA
02116

Website

http://www.grarate.com/RichardRoseman

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