Richard Roseman NMLS# 413840 at Guaranteed Rate Affinity NMLS: 1598647

Richard Roseman NMLS# 413840 at Guaranteed Rate Affinity NMLS: 1598647 I am a Vice President of Mortgage Lending NMLS 413840 at Guaranteed Rate Affinity NMLS 1598647.

At Guaranteed Rate Affinity, we provide the best experience possible, featuring low rates, fantastic customer service and a fast, simple process! A "Why Not" approach to financing the purchase of a home or the refinancing of a home. Special assistance to first time home buyers and jumbo financing.

06/08/2026

As you move into homeownership, terms like escrow start to matter more. Escrow helps take the guesswork out of homeownership costs. Instead of paying taxes and insurance all at once, they’re built into your monthly payment. I’ll help you understand what to expect so you can plan with confidence. Let's connect.
https://myoc.io/iTWVPCjWgtO/5Mf0a



NMLS #413840

06/04/2026

Closing costs aren’t one-sided. They’re shared across the transaction and can shift based on how the deal comes together. Understanding that early helps you plan with more confidence and fewer hiccups regarding costs when you’re closing. Reach out and we can work through your options.
https://myoc.io/iTWVPCjWgtO/moPQO



NMLS #413840

06/02/2026

A lot of buyers feel unsure about what it really costs to own a home, and that’s completely understandable. There’s more to it than the mortgage, but once you see the full picture, it starts to feel much more manageable. If you want help thinking it through, I’m here to guide you.
https://myoc.io/iTWVPCjWgtO/5AY1W



NMLS #413840

06/01/2026

June is National Homeownership Month. You’ve already made the right move to buy. And now your home is a powerful investment that’s built equity over time. But have you put it to work for you? It could help you make big moves like renovating, consolidating debt or planning that next big thing. See how to tap into your equity and set your other plans in motion.
https://myoc.io/iTWVPCjWgtO/ni7xw



NMLS #413840

05/14/2026

The best homes don’t just look good, they fit how you want to live. When your space aligns with your day-to-day, everything else starts to fall into place. I’ll help you turn that into a plan you can move forward with.

Explore your options: http://ms.spr.ly/6180vRHMq

05/13/2026

If your wealth is in crypto, qualifying for a mortgage hasn’t always been straightforward. That’s changing. With RateFi, your crypto may help support qualification without requiring you to sell, giving you more asset freedom as you move toward homeownership.

Let’s connect and walk through your options: http://ms.spr.ly/6181vueyv

Looking to make the jump to homeownership? The stars just might be aligned for you … conditions are favoriting buyers an...
05/11/2026

Looking to make the jump to homeownership? The stars just might be aligned for you … conditions are favoriting buyers and rates are down from last year. Now that you have an edge in the market, I’m here to help you get the most out of your home purchase.

Learn more: http://ms.spr.ly/6185vPZ85

05/07/2026

Spring real estate moves quickly and prepared buyers have the ultimate advantage. I’ll help you lock in your financing with a one-day loan approval with Same Day Mortgage*, so when the right home appears, you could move fast, too.

Reach out today: http://ms.spr.ly/6187vMfcS

05/06/2026

Refinancing doesn’t have to be complicated. With a VA Interest Rate Reduction Refinance Loan (IRRRL), qualified service members and Veterans may be able to reduce their monthly payments without the hassle.

Learn more: http://ms.spr.ly/6187vMO6t

The latest Q1 housing data points to opportunity on both sides of the move. Home prices increased in 71% of metro market...
05/05/2026

The latest Q1 housing data points to opportunity on both sides of the move. Home prices increased in 71% of metro markets, which could help sellers benefit from built-up equity, while lower typical monthly mortgage payments may give buyers more breathing room than they had last quarter or last year.

Learn more: http://ms.spr.ly/6182vzxME

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399 Boylston Street, Ste 200
Sharon, MA
02116

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