Richard Roseman NMLS# 413840 at Guaranteed Rate Affinity NMLS: 1598647

Richard Roseman NMLS# 413840 at Guaranteed Rate Affinity NMLS: 1598647 I am a Vice President of Mortgage Lending NMLS 413840 at Guaranteed Rate Affinity NMLS 1598647.

At Guaranteed Rate Affinity, we provide the best experience possible, featuring low rates, fantastic customer service and a fast, simple process! A "Why Not" approach to financing the purchase of a home or the refinancing of a home. Special assistance to first time home buyers and jumbo financing.

09/07/2026

This Labor Day is a moment to celebrate the ones who keep our communities moving, one day at a time. We appreciate, acknowledge and thank you for building something special. Kick back, relax and enjoy the time off. You deserve it.
https://myoc.io/iTWVPCjWgtO



NMLS # 413840

09/03/2026

Many buyers assume that spring is the best time to enter the market, but don’t forget about fall. In reality, it’s less about finding a perfect season and more about finding what works for you. To help you consider your options, I’m happy to help you time your purchase.

Let’s start early to prepare for whatever your homebuying journey has in store.
https://myoc.io/iTWVPCjWgtO/rq920



NMLS # 413840

09/01/2026

Here’s to everyone who works behind the scenes to make a home purchase happen. Together, we help you go from house hunting to move-in. Ready to get in the game?

Let’s talk about any questions you may have about the homebuying process.
https://myoc.io/iTWVPCjWgtO



NMLS # 413840

08/31/2026

Buying a home feels a lot less overwhelming when you start early. A few smart moves now may shape the options you will have later.

Message me whenever you want to talk through your starting point.
https://myoc.io/iTWVPCjWgtO/6xPqD



NMLS # 413840

08/27/2026

So, did you crack it before the answer dropped? Property taxes love to keep you guessing. Every time your area reassesses, the number can move, which is why your monthly total sometimes shifts even when nothing about your loan has changed. Figuring out what is really behind those numbers is the fun part.

Drop your guess in the comments and let me know if you got it. Then reach out whenever you want to break it all down together.
https://myoc.io/iTWVPCjWgtO/AnZwU



NMLS # 413840

08/26/2026

Your mortgage was built around your life at closing. But life keeps moving, and sometimes it's worth checking whether your mortgage has kept up. Refinancing is one option, though it's not the only one, which is exactly why a quick conversation makes it clearer. No pressure, just clarity when you want it.

Save this for when your situation shifts, and reach out anytime you're ready to talk.
https://myoc.io/iTWVPCjWgtO/zxVTP



NMLS # 413840

08/24/2026

You don’t need a W-2 to get a mortgage. Asset utilization lets qualified borrowers use liquid assets instead of traditional employment documentation.
That means savings, investment accounts, stocks, crypto, retirement accounts and bonds give you access to loans up to $5M, without liquidating your portfolio.

If you’re a retiree, investor or anyone who’s built wealth outside of a W-2, this is for you.
https://myoc.io/iTWVPCjWgtO/T6M15



NMLS # 413840

08/20/2026

There is a smarter way to think about home projects than just chasing the biggest one. A little know-how goes a long way when you are deciding where to spend. Which home project gave you the best bang for your buck?

Tell me in the comments. And if your next one is already on your mind, reach out and let’s talk it through.
https://myoc.io/iTWVPCjWgtO/gIcEd



NMLS # 413840

08/19/2026

How well do you really know your monthly payment? A lot of people are surprised there's more going on than principal and interest. Taxes and insurance are part of the deal too.

If you want the full rundown of what your monthly payment includes, reach out to me today and we'll go through it together.
https://myoc.io/iTWVPCjWgtO/OeIfx



NMLS # 413840

Signed contracts dropped month over month in all four regions, though the Midwest was the only region to see a year-over...
08/18/2026

Signed contracts dropped month over month in all four regions, though the Midwest was the only region to see a year-over-year increase. That means your local market may tell a different story than the national trend, especially when it comes to available homes, competition and timing. A clear financing plan can help you understand your options before you make a move.

Let’s discuss what the latest pending home sales report could mean for your opportunities ahead.
https://myoc.io/iTWVPCjWgtO/emEd5



NMLS # 413840

Address

399 Boylston Street, Ste 200
Sharon, MA
02116

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