Barbi Stafford at M&T Bank NMLS: 1522156

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Barbi Stafford at M&T Bank NMLS: 1522156

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NMLS 1522156

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

05/11/2024

Living in a condo is a lifestyle choice that many homebuyers find appealing. If you’re interested in financing a condo, let’s connect at https://loanofficers.mtb.com/bstafford.

05/04/2024

If you’re looking for a loan amount greater than current conforming loan limits, M&T can help. Let’s talk at https://loanofficers.mtb.com/bstafford.

04/27/2024

Are you considering financing a co-op? If so, let’s connect at https://loanofficers.mtb.com/bstafford to discuss your options.

04/20/2024

Are you self-employed and looking to get a mortgage? Contact me at https://loanofficers.mtb.com/bstafford to learn more about how self-employed borrowers can qualify for a home loan.

04/14/2024

Need a larger loan amount for up to $3 million to purchase your next home? Let’s connect at https://loanofficers.mtb.com/bstafford to talk about financing options.

04/11/2024

It’s our team’s vision to be your trusted homeownership destination. To learn more about what this means to us, connect with me at https://loanofficers.mtb.com/bstafford.

02/24/2024

Are you looking to get pre-approved to buy a house? Visit me at https://loanofficers.mtb.com/bstafford to schedule an appointment with me at a time that works best for you.

02/17/2024

Are you wondering if you can afford to be a homeowner? It’s possible your current rent payment may be just as much as a new mortgage payment. Let’s connect at https://loanofficers.mtb.com/bstafford to talk about how much home you could afford.

02/11/2024

Don’t buy into the myth that you should wait to get pre-approved until after you’ve found the perfect home. If you’re already shopping for a home, let’s look to get you pre-approved today. Visit me at https://loanofficers.mtb.com/bstafford to get started.

02/03/2024

Increased interaction with our down payment resource tool tells us consumer demand for homebuying assistance is at an all-time high. If you’re looking to purchase a home, let’s connect at https://loanofficers.mtb.com/bstafford to find grants or other down payment assistance programs you may be eligible for.

Address

Boston, MA

Website

http://mtb.com/bstafford

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