Paul Ames, NMLS 319661- Cardinal Financial Company LP, NMLS 66247

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

06/17/2025

Did you know when paired with a 30-year FHA , the Cardinal Elite National Homebuyer Assistance Programs can give you the boost ⚡ you need to get your down payment across the finish line?

Contact me today to explore your down payment options. ☎️

06/10/2025

A creative housing market calls for creative financing programs. Please reach out to me to discuss these options! 617 8977 5499

Paul Ames

04/30/2025

GET ON THE MORTGAGE RATE RADAR AND BE READY TO STRIKE!

Times are tough right now, especially for those with high interest debts. What if I told you that by using your mortgage to your advantage, you could eliminate your revolving debts and have more money in your pocket every month? Use some or all of that extra cash to make additional principal payments, shorten the length of your mortgage, pay less in interest over time, and own your home sooner. Even with a higher interest rate, you could potentially shorten your term and build your wealth faster than you are right now. Send me a message and let’s chat!

Times are tough right now, especially for those with high interest debts. What if I told you that by using your mortgage to your advantage, you could eliminate your revolving debts and have more money in your pocket every month? Use some or all of that extra cash to make additional principal payment...

04/15/2025

Good morning, I am pleased to announce my transition to Cardinal Financial. Recognizing the rapid pace of technological advancement, particularly in the financial sector, I am honored to contribute to the implementation of an innovative loan operating system. This platform is designed to optimize the customer experience and streamline the home loan process. I respectfully request that you consider my services for any forthcoming real estate ventures, including the purchase of primary residences, vacation properties, or investment opportunities. Furthermore, I am available to assist with debt consolidation and refinancing efforts as interest rates stabilize. I am grateful for any referrals and appreciate your consideration. Please do not hesitate to contact me at 617-877-5499 at your convenience.

Sincerely,

Paul Ames

Loan Originator| Washington Trust Mortgage Company NMLS 901927| Paul Ames NMLS #319661 |

12/16/2024

Happy Holidays from Paul Ames:
Wishing you a holiday season filled with warmth, joy, and special moments at home! 🏡✨ Whether you're planning projects, dreaming of your next move, or just enjoying the comforts of the season, I'm here to help. Reach out anytime—happy holidays! 🐐



Member FDIC | Member DIF | Equal Housing Lender
All loans subject to credit approval.

10/21/2024

MountainOne announced this morning that they donated $5,000 to hurricane relief Helen and Milton! 👏

MountainOne has announced a $5,000 donation to assist with the relief and recovery efforts following the disastrous impacts of Hurricanes Helene and Milton. This financial contribution underscores MountainOne’s dedication to supporting communities in times of need, even beyond its immediate servic...

10/17/2024

Unlock financial freedom with MountainOne's Home Equity Solutions. 🏡🐐 Learn more at mountainone.com/paulames
Member FDIC | Member DIF | Equal Housing Lender
All loans subject to credit approval.