Bobbie Maurer - New American Funding, LLC NMLS# 22276

Bobbie Maurer - New American Funding, LLC NMLS# 22276 Licensed in RI, CT, MA I have closed hundreds of purchase transactions and have become a household name when it comes to referring friends and family.

I have been in the mortgage industry since 2005 after I discovered my passion for assisting clients while working in the customer service industry and working towards my bachelors in History. I quickly excelled in my new role as a Mortgage Loan Originator; earning myself numerous awards and a reputation as a top producer in the industry. My compassionate, caring attitude towards my clients has allowed me to grow and truly dominate the Rhode Island purchase market. I specialize in first time home buyers, but I am certainly well-versed in all programs and products offered. o This is not a guarantee to extend consumer credit as defined by Section 1026.2 of Regulation Z. Programs, interest rates, terms and fees are subject to change without notice. All loans are subject to credit approval and property appraisal. New American Funding, LLC
Bobbie Maurer, NMLS ID 22276
501 Centerville Rd Suite 102
Warwick, RI 02886

Selling a vehicle, jewelry, collectibles, or another personal asset may provide funds you plan to use toward your home p...
09/15/2026

Selling a vehicle, jewelry, collectibles, or another personal asset may provide funds you plan to use toward your home purchase. The important part is making sure the transaction can be properly documented when required.

Your lender may need to verify things such as ownership of the asset, the sale itself, and the money being deposited into your account. That means a bill of sale, proof of ownership, and a clear record of the funds could become important.

🏡 Helpful Hint: If you’re considering selling something to help with closing costs or your down payment, talk with your loan officer before the sale so you know what documentation to keep.

Planning ahead can turn “Where did this deposit come from?” into an easy question to answer.

Have an idea for how you’ll fund your home purchase? Let’s talk about it before you make the move.

Bobbie Maurer
Mortgage Loan Originator | NMLS #22276
New American Funding
đź“ž 401-440-7155
📧 [email protected]
đź“Ť 501 Centerville Road, Suite 102
Warwick, RI 02886

Documentation and eligibility requirements vary by loan program and individual circumstances.

It’s easy to assume that paying off a car loan, credit card, or other debt will automatically strengthen your mortgage a...
09/14/2026

It’s easy to assume that paying off a car loan, credit card, or other debt will automatically strengthen your mortgage application. But depending on the type of debt, your available funds, and where you are in the loan process, paying it off may not have the impact you expect.

For example, using a large amount of cash to eliminate a debt could reduce the funds you have available for closing or reserves. And not every debt affects your qualifying numbers in the same way.

🏡 Helpful Hint: Before making a large payoff during the mortgage process, talk with your loan officer. Sometimes the smartest move isn’t simply paying off the most debt—it’s understanding which move actually helps your overall financial picture.

Have extra money and wondering where it will make the biggest difference? Let’s run the numbers before you move it.

Bobbie Maurer
Mortgage Loan Originator | NMLS #22276
New American Funding
đź“ž 401-440-7155
📧 [email protected]
đź“Ť 501 Centerville Road, Suite 102
Warwick, RI 02886

Loan qualification and documentation requirements vary by borrower and loan program.

Retirement funds may be an option for some buyers, but taking an early withdrawal can come with documentation requiremen...
09/11/2026

Retirement funds may be an option for some buyers, but taking an early withdrawal can come with documentation requirements, taxes, penalties, and other financial considerations depending on your plan and circumstances.

During the mortgage process, your lender may also need to verify the retirement account, the withdrawal, and where those funds went before they can be used toward the transaction.

The better move? Ask first, withdraw second.

A quick conversation before transferring funds can help you understand what documentation may be required and whether there are other options worth considering.

Have questions about using retirement funds toward a home purchase? Let’s talk through the numbers before you make a move.

Bobbie Maurer
Mortgage Loan Originator | NMLS #22276
New American Funding
đź“ž 401-440-7155
📧 [email protected]
đź“Ť 501 Centerville Road, Suite 102
Warwick, RI 02886

Educational purposes only. Consult your tax or financial professional regarding potential tax consequences or penalties associated with retirement-account withdrawals.

Adding a spouse, family member, or anyone else as a joint owner may seem like routine banking—but when that account cont...
09/10/2026

Adding a spouse, family member, or anyone else as a joint owner may seem like routine banking—but when that account contains funds being used toward your home purchase, a change in ownership can create additional questions during underwriting.

Why? Your lender may need to verify who owns the funds, where the money came from, and whether the funds being used are eligible for the transaction.

đź’ˇ Before changing names or ownership on an account: check with your loan professional first. A quick conversation can help you understand what documentation may be needed and avoid unnecessary complications.

Small financial decisions can have a bigger impact than you might expect. When in doubt, ask before you make the change. 🏡

Bobbie Maurer
Mortgage Loan Originator | NMLS #22276
New American Funding
đź“ž 401-440-7155
📧 [email protected]
đź“Ť 501 Centerville Road, Suite 102
Warwick, RI 02886

When you’re in the middle of the mortgage process, even a positive change to your employment or income may require updat...
09/09/2026

When you’re in the middle of the mortgage process, even a positive change to your employment or income may require updated documentation. A new title, higher salary, bonus structure, or other compensation change can affect how your qualifying income is reviewed.

đź’ˇ Helpful Hint: Keep your promotion letter, updated paystubs, and any documentation showing your new compensation. Then let your loan professional know about the change as soon as possible.

The goal isn’t to avoid positive changes—it’s to make sure your lender has the information needed to keep everything moving smoothly.

Something changed at work? Give me a call before you assume it won’t matter. I’ll help you understand what may be needed.

Bobbie Maurer
Mortgage Loan Originator | NMLS #22276
New American Funding
đź“ž 401-440-7155
📧 [email protected]
đź“Ť 501 Centerville Road, Suite 102
Warwick, RI 02886

If an insurance settlement is deposited into your account while you’re going through the mortgage process, your lender m...
09/08/2026

If an insurance settlement is deposited into your account while you’re going through the mortgage process, your lender may need to verify where those funds came from. Having a clear paper trail can make that process much easier.

đź’ˇ Helpful Hint: Keep your settlement paperwork, deposit records, and any supporting documentation together. And before moving or using a large portion of the funds, check with your loan professional so you know what may be needed.

When you’re buying a home, a little preparation today can help prevent questions and delays tomorrow.

Have an unusual deposit or financial change and aren’t sure whether it matters? Give me a call—I’m happy to help you navigate it.

Bobbie Maurer
Mortgage Loan Originator | NMLS #22276
New American Funding
đź“ž 401-440-7155
📧 [email protected]
đź“Ť 501 Centerville Road, Suite 102
Warwick, RI 02886

Happy Labor Day!Today we celebrate the hard work, dedication, and commitment of the people who help keep our communities...
09/07/2026

Happy Labor Day!

Today we celebrate the hard work, dedication, and commitment of the people who help keep our communities moving forward every day. Whether you’re building homes, caring for others, running a business, serving customers, or working behind the scenes—your contributions matter.

Wishing everyone a well-deserved day to relax, recharge, and enjoy time with the people who matter most.

Happy Labor Day from Bobbie Maurer & New American Funding!

Bobbie Maurer
Mortgage Loan Originator | NMLS #22276
New American Funding
đź“ž 401-440-7155
📧 [email protected]
đź“Ť 501 Centerville Road, Suite 102
Warwick, RI 02886

Selling stocks or moving money from an investment account into your bank account can be part of preparing for closing—bu...
09/02/2026

Selling stocks or moving money from an investment account into your bank account can be part of preparing for closing—but those transfers may require additional documentation so your lender can verify where the funds originated.

đź’ˇ Helpful Hint: Before liquidating investments or transferring a large amount of money, check with your loan professional. A little planning beforehand can make it much easier to document the funds and keep the process moving smoothly.

When it comes to a mortgage, moving money isn’t necessarily the problem—being able to document the movement is what matters.

Thinking about using savings, investments, or other assets toward your home purchase? Let’s talk through the best way to prepare before you move the funds.

Bobbie Maurer
Mortgage Loan Originator | NMLS #22276
New American Funding
đź“ž 401-440-7155
📧 [email protected]
đź“Ť 501 Centerville Road, Suite 102
Warwick, RI 02886

Depending on the loan program, gift money may be an acceptable source of funds for a down payment or closing costs. The ...
09/01/2026

Depending on the loan program, gift money may be an acceptable source of funds for a down payment or closing costs. The important part is making sure the gift and transfer are properly documented.

đź’ˇ Helpful Hint: Before someone sends you gift funds, talk with your loan professional. Knowing the documentation requirements before the money moves can help prevent unnecessary questions or delays later.

Sometimes it’s not about where the money comes from—it’s making sure we can show where it came from.

Thinking about using gift funds toward your home purchase? Let’s talk first and make sure you know what to expect.

Bobbie Maurer
Mortgage Loan Originator | NMLS #22276
New American Funding
đź“ž 401-440-7155
📧 [email protected]
đź“Ť 501 Centerville Road, Suite 102
Warwick, RI 02886

Taking time away from work can be important—but when you’re in the middle of buying a home, the timing of an unpaid leav...
08/31/2026

Taking time away from work can be important—but when you’re in the middle of buying a home, the timing of an unpaid leave may matter. 🏡💼

An extended unpaid leave before closing could affect the income being used for your mortgage. Depending on the situation and loan program, your lender may need additional documentation regarding your employment, return-to-work date, and expected income.

đź’ˇ Helpful Hint: If you know an unpaid leave is coming, bring it up with your loan professional early. Planning ahead can help you understand what documentation may be needed and avoid unexpected surprises later.

Your life doesn’t stop during the mortgage process—the key is making sure your lender knows about important changes along the way.

Planning a change before closing? Let’s talk before you make the move.

Bobbie Maurer
Mortgage Loan Originator | NMLS #22276
New American Funding
đź“ž 401-440-7155
📧 [email protected]
đź“Ť 501 Centerville Road, Suite 102
Warwick, RI 02886

Address

501 Centerville Road Suite 102
Seekonk, MA
02886

Telephone

+14014407155

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