Francie Zwicker Home Loans

Francie Zwicker Home Loans Mortgage Loan Consultant
NMLS 2211297
www.francie-zwicker.com

09/04/2026

🌊🏡 WORK + PLAY WEEKEND AT THE BEACH 🌊🏡

OCEAN SHORES OPEN HOUSE EVENT is this Saturday!

I’m SO excited because we’re heading to Ocean Shores this weekend—and it’s going to be the perfect mix of work and play!

The whole family is coming, so we’ll definitely be squeezing in some beach time and enjoying everything we love about the coast.

But Saturday, I’m switching into work mode for the Ocean Shores Open House Tour, happening at homes all throughout Ocean Shores.

I’ll be at Oyhut Bay Seaside Village as their preferred lender—and there’s a pretty exciting reason to come see us!

The builder is currently offering a temporary 3-2-1 interest rate buydown on select homes, which can significantly lower your mortgage payment during your first three years of homeownership.

So come tour Oyhut Bay, learn about the buydown, run some numbers with me—and see what life at the beach could look like!

Work + family + real estate + a weekend at the beach? I’m in. 🌊🏡

08/27/2026

4:30 am

Bulk fermentation overnight is done. So we…

Dough dump.
Coil fold.
Divide.
Pane.
Envelop fold.
Shape.
Into the Benetton.

Now, cold ferment for 36 hours.

08/24/2026

⭐️⭐️ MORTGAGE MONDAY ⭐️⭐️
⭐️⭐️⭐️ EPISODE 4 ⭐️⭐️⭐️

MOVEMENT BOOST
Down Payment Assistance Program

Think you need tens of thousands of dollars saved before you can buy a home?
You might not.

There are statewide options, programs for first-time homebuyers, veterans, certain income levels, specific counties and cities, and even programs that can provide significant assistance depending on your qualifications.

The key is figuring out which programs you qualify for and how to structure them with your mortgage.

Want to see what’s available?

Comment “PROGRAMS” and I’ll send you a list of Washington down payment assistance programs and how you qualify for them.

tipsforfirsttimehomebuyers

08/18/2026

Busy busy busy…

Recharge…

08/18/2026

⭐️ MORTGAGE MONDAY EPISODE 3 ⭐️

MINIMUM CREDIT SCORE REQUIREMENT FOR HOMEOWNERSHIP

It’s probably a lot lower than you think!

Comment “GUIDE” and I’ll send you my First Time Homebuyer cheat sheet!

08/14/2026

⭐️ THURSDAY MINI TIP ⭐️

Save this before you apply for a Pre-Approval!

Most applicants don’t realize that when we ask for a bank statement, we need every single page - even the ones with gibberish or mostly blank with just a page number on the bottom.

Comment READY and I’ll send you a list of what you need to get ready before you apply!

Address

Seattle, WA
98033

Telephone

+12069929377

Website

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