Weston Team - Peoples Mortgage

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Weston Team - Peoples Mortgage 🏡 Helping families achieve homeownership for 25+ years! We can help clients buy, refinance, renovate, and invest in real estate across 40 states.

Kelly Weston, Originating Branch Manager, Vice President & Team Leader
Licensing: AZ LO-0911505 NML BEST WAY TO GET A HOLD OF US IS TEXT OR CALL (602) 888-6655 OR EMAIL: [email protected]

Kelly & Quentin Weston understand that home financing is one of the biggest financial decisions you will make in your life. They also knows that, without the aid of a knowledgeable partner, getting a mortgage can be a daunting task. That is why The Weston Team is determined to get you the right loan, to lock in a competitive rate, and to make your loan process anxiety-free, trouble-free, and completely satisfying every step of the way! Kelly & Quentin have an extensive history of helping customers conquer the complexities of the mortgage process and they have the experience it takes to guide you every step of the way! Kelly is an Arizona Native that began her career in banking in 1999 on the Retail side. After graduating from the University of Arizona, she moved to Phoenix and began her career in the Mortgage industry in 2001. During her years as a top producing Loan Officer, Kelly has always stuck with the values of hard work and do the right thing for the customer. Her business is based on honesty, customer service, and referrals. Kelly is an active member Scottsdale Women's Council of Realtors, Foundress, both of her kids PTO's and club sports. She has also been active in BNI, and the Scottsdale Area Association of Realtors. In her spare time, Kelly enjoys spending as much time as possible with her family, dogs and traveling. Pre-Qualification:

Whether you are just shopping or ready to make an offer, Kelly can help you prepare. If you are shopping for a home, get a free pre-qualification to learn how much home you can afford. Ready to make an offer? Get a pre qualification firm letter of commitment for a loan from Kelly Weston and Peoples Mortgage! Licensing: AZ LO-0911505 NMLS-203522 Company Licensing: AZ BK-0904164 CO NMLS-6274 Equal Housing Lender

Kelly Weston
Vice President / Originating Branch Manager
Peoples Mortgage Company
Equal Housing Lender
17797 N Perimeter Dr
Scottsdale, AZ 85255
Direct (602) 888-6655
Fax (480) 248-1199
[email protected]
www.WestonTeamMortgageLoans.com

Quentin Weston
Senior Mortgage Specialist
Peoples Mortgage Company
Equal Housing Lender

Quentin Weston Licensing: AZ LO-925015 CA-DBO667118 NM NMLS-667118 Company Licensing: Peoples Mortgage Company, A DBA of Moria Development, Inc. AZ BK-0904164 NMLS-6274 |

Peoples Mortgage opened its doors in Arizona in 1998 with the mission of offering competitive real estate financing with unmatched service. This straightforward approach has given Peoples a solid reputation in the industry earning them a consistent spot in the Top 10 Mortgage Bankers in Arizona and paved the way to expand Nationally. Currently lending in:

Peoples Mortgage Lending Company, a DBA of Moria Development, Inc. NMLS-6274
Equal Housing Lender
NMLS Consumer Access
http://www.peoplesmortgage.com/license/
www.nmlsconsumeraccess.org

11/03/2026

How To Win Back Your Buying Power

The recent jump in mortgage rates cut about $22k from what a buyer with a $2,000 monthly budget can spend. But you can win most of that back at the negotiating table. More than 4 in 10 homes for sale have had a price cut. And the typical cut is about $18k on a median-priced home. That’s just a price cut alone. You may also be able to ask for repair credits, closing cost help, and more. Let’s find the homes where sellers may have some wiggle room and see what we can negotiate.



Call or text 602-888-6655 We are here to help!

🍂🌵 WHO SAYS ARIZONA DOESN’T HAVE FALL COLORS?! 😍If you’re ready for a little leaf-peeping, cooler temps & a change of sc...
11/03/2026

🍂🌵 WHO SAYS ARIZONA DOESN’T HAVE FALL COLORS?! 😍

If you’re ready for a little leaf-peeping, cooler temps & a change of scenery, I found a beautiful Arizona fall adventure! 🍁🥾

📍 Ramsey Canyon Preserve in southeastern Arizona has sycamores and maples that turn gorgeous shades of yellow, red, orange & brown this time of year. 🍂

Even better? The Ramsey Canyon Trail is only 1.3 miles and considered an easy hike—perfect for a fall day trip! 🙌

So…who’s ready to trade the desert heat for some Arizona fall foliage?! 🍁❤️

👇 What’s your favorite Arizona spot for fall colors?

🔗 Check out the trail & photos here:
https://www.onlyinyourstate.com/arizona/hike-fall-foliage-wonderland-az



https://www.onlyinyourstate.com/arizona/hike-fall-foliage-wonderland-az?em_pos=c1&utm_term=pos1&adgroupid=P1-Ed1-CTA&utm_source=oiys&utm_medium=email-es&utm_content=11&campaignid=60030&e=7f3dd4605587b2bbea0580cb056f36fc&clickid=7f3dd4605587b2bbea0580cb056f36fc&utm_campaign=11880&message_id=11880&lctg=2400870&mdi=7f3dd4605587b2bbea0580cb056f36fc

Home insurance has gotten pricier, and that can be frustrating when you’re budgeting for a move. Here’s what you can do ...
11/02/2026

Home insurance has gotten pricier, and that can be frustrating when you’re budgeting for a move. Here’s what you can do about it.

Data shows homeowners who switched insurance companies saved about $440 a year compared to those who stayed with the same insurance provider. And they didn’t have to give up coverage to do it.

So, before you move, compare quotes from a few companies. You may find a better deal than you’d expect.

Not sure when to start gathering insurance quotes? Send a message to see where they fit in your homebuying timeline.



Call or text 602-888-6655 We are here to help!

The Fed just met and they decided on no rate hike and no rate cut. So, what does that mean if you're watching and hoping...
11/01/2026

The Fed just met and they decided on no rate hike and no rate cut. So, what does that mean if you're watching and hoping for lower mortgage rates?

The short answer: don't expect this to dramatically change things.

For now, they’re holding steady. But a recent survey from Reuters asked 100 economists what to expect from here – and all 100 said the Fed will do a hike in December.

Now, the Fed doesn't directly set mortgage rates, but their actions do have an impact. Rates will also move based on inflation, economic data, and how financial markets react.

The takeaway? There’s a lot at play here – and we’ll probably see a hike the next time they meet.

Follow me for straightforward updates on what’s actually happening and why it matters for the housing market.



Call or text 602-888-6655 We are here to help!

The headlines about home sales falling through may sound scary. But here's something sellers should know. Most sales go ...
10/31/2026

The headlines about home sales falling through may sound scary. But here's something sellers should know. Most sales go through just fine. Only roughly 10-15% hit a snag.

And the #1 reason those buyers back out is something you can actually head off before it ever becomes a problem.

By getting a pre-listing inspection, you can avoid surprises and keep your sale moving forward, because you’ll already know what the buyer’s inspection will find and can fix it before you ever list or go in ready to negotiate.

Don't let fear of the what-ifs hold you back. With the right prep and a smart strategy, selling is still possible. I help people do it every day.

Let's talk about how to set your house up for success.



Call or text 602-888-6655 We are here to help!

Pop quiz. What credit score do you need to buy a home? If your answer was B) 660 or C) 700 … you’re not alone. A lot of ...
10/30/2026

Pop quiz. What credit score do you need to buy a home?

If your answer was B) 660 or C) 700 … you’re not alone. A lot of people believe you need "perfect" or “near perfect” credit.

But you probably don’t need as high a credit score as you think.

Even though a Veterans United survey shows 57% of would-be buyers think you need at least a 660, the long-standing benchmark for Fannie Mae and Freddie Mac loans is 620, and even that isn’t a hard rule for every loan.

So the real answer? Both A) 620 and D) “it depends” are right.

And with all the changes to credit models lately, even more people will be able to buy than before.

Don’t let myths keep you locked into a lease. Let’s find out where you actually stand.



Call or text 602-888-6655 We are here to help!

Is staging worth it? It may be if you want to get the most for your house.Data shows every $1 you spend on mid-level sta...
10/29/2026

Is staging worth it? It may be if you want to get the most for your house.

Data shows every $1 you spend on mid-level staging could add about $3.50 to your profit when you sell.

It can save you time, too. Staged houses can also sell up to 73% faster, which means fewer weeks of keeping everything spotless for showings.

And working with a smaller budget is totally doable. Clearing off counters and arranging furniture so rooms feel open are inexpensive options that can still make a big difference on how well your house shows when it hits the market.

Not every house needs the same level of staging. Want to know which updates would help yours sell sooner – and for more? Send a message, and we’ll walk through it together.



Call or text 602-888-6655 We are here to help!

In case you haven’t heard, 27% of homes sold in September were bought with cash, according to NAR. That’s more than 1 in...
10/28/2026

In case you haven’t heard, 27% of homes sold in September were bought with cash, according to NAR. That’s more than 1 in 4.

When you hear a number like that, it’s easy to wonder how that’s even possible nowadays – especially with so many people struggling with affordability.

You might picture wealthy investors with deep pockets…but not all cash buyers are who you'd think.

Some are just regular homeowners who’ve built up enough equity over the years to sell their house and buy their next one in cash.

So sure, affordability is tight. But that doesn't mean buying a home today is only possible for the wealthy or big investors.

If you own a home and you’ve lived there for a while, you may be in a better position to move than you think.

Want to know how much equity you have? Let’s find out what it could do for your next move.



Call or text 602-888-6655 We are here to help!

10/27/2026

Staging Could Put More Money in Your Pocket

If you’re selling soon, staging can help you draw in buyers and get the most for your house. Mid-level staging can bring a 350% return on what you spend. On a $400k house, the typical $4k cost can add about $18k in value. That could mean about $14k more in your pocket at closing. Working with a smaller budget? Even just decluttering and rearranging furniture can make a big difference. Let’s walk through your house together and pinpoint the updates that’ll help it sell sooner – and for more.



Call or text 602-888-6655 We are here to help!

Here's something most buyers overlook…When the housing market slows down, homeowners and builders don't always have the ...
10/26/2026

Here's something most buyers overlook…

When the housing market slows down, homeowners and builders don't always have the same priorities.

A homeowner may be willing to wait for a better offer. But builders with completed homes sitting unsold often have more reason to keep sales moving.

In October, over 60% of builders offered some type of incentive. And almost half (43%) cut prices.

That could mean more negotiating opportunities for you.

The trick is knowing where to look. Let's find the builders with more move-in-ready homes available right now and see what they're willing to offer to get their inventory sold.



Call or text 602-888-6655 We are here to help!

Address

17797 N Perimeter Drive #D101
Scottsdale, AZ
85255

Opening Hours

Monday 8am - 6:30pm
Tuesday 8am - 6:30pm
Wednesday 8am - 6:30pm
Thursday 8am - 6:30pm
Friday 8am - 6:30pm
Saturday 9am - 6pm
Sunday 9am - 6pm

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