Monica Binciguerra at Prosperity Home Mortgage

Monica Binciguerra at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage
NMLSR #1919123
Prosperity Home Mortgage NMLS #75164

Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, construction loans and renovation financing. Our company is represented by more than 500 mortgage consultants throughout 47 jurisdictions including: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Not all borrowers will qualify.

Monica Caption¡Tres días increíbles en la Conferencia de Otoño de NAHREP! 🚀 Rodeada de líderes comprometidos con impulsa...
09/17/2026

Monica Caption

¡Tres días increíbles en la Conferencia de Otoño de NAHREP! 🚀 Rodeada de líderes comprometidos con impulsar el patrimonio y la compra de vivienda en nuestra comunidad. Me voy llena de energía y con nuevas herramientas para seguir abriendo puertas a nuestras familias. ¡Vamos por más!



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Three inspiring days at the NAHREP Fall Conference! 🚀 Surrounded by leaders shaping the future of Hispanic homeownership and generational wealth. Leaving energized with fresh strategies and solutions to help my clients achieve the dream of owning a home. Let’s make it happen! 🏡

Aunque los préstamos VA ofrecen beneficios increíbles, conocer cada detalle es fundamental para una compra sin sorpresas...
09/16/2026

Aunque los préstamos VA ofrecen beneficios increíbles, conocer cada detalle es fundamental para una compra sin sorpresas.

Desde la tarifa única de financiamiento (funding fee, que puede incluirse en el préstamo o incluso exonerarse según tu elegibilidad) hasta el requisito de residencia principal, una buena asesoría te asegura aprovechar al máximo tus beneficios militares.

¿Tienes dudas sobre cómo usar tu beneficio del VA? ¡Envíame un DM y revisemos tus opciones paso a paso!



While VA loans offer incredible benefits, understanding the details is key to a smooth purchase.

From the one-time funding fee (which can often be rolled into your loan or waived for eligible service-connected disabled veterans) to primary residence requirements, having the right guidance ensures you maximize your military benefits.

Have questions about using your VA entitlement? Send me a DM and let’s talk through your options!

Primary suite wish list: which one would you choose? 👀A walk-in closet for space, storage, and getting-ready ease 👗or a ...
09/16/2026

Primary suite wish list: which one would you choose? 👀

A walk-in closet for space, storage, and getting-ready ease 👗
or a spa bathroom for calm, comfort, and a little everyday luxury 🛁✨

Vote 1 or 2 below—and tell us which feature would make the biggest difference in your home. ⬇️

Mortgage Insiders know: Appraisal reports are changing, but a longer report doesn’t automatically mean there’s a problem...
09/15/2026

Mortgage Insiders know: Appraisal reports are changing, but a longer report doesn’t automatically mean there’s a problem.

Beginning November 2nd, 2026, conventional appraisals will include more structured property information. Additions, ADUs, converted spaces and discrepancies with public records may receive a closer look.

For buyers, sellers and real estate agents, the takeaway is simple: share unusual property details early. More information upfront can mean fewer surprises later.

Comprar una casa es mucho más que trámites y números: es una de las decisiones más importantes de tu vida. Te mereces a ...
09/15/2026

Comprar una casa es mucho más que trámites y números: es una de las decisiones más importantes de tu vida.

Te mereces a alguien a tu lado que te guíe en cada paso con total claridad, dedicación y el mismo compromiso que si fuera para su propia familia.

¿Listo para dar el paso hacia tu propio hogar? ¡Envíame un DM y conversemos!



Buying a home is more than just paperwork and numbers—it’s one of the biggest investments of your life.

You deserve a partner who guides you through every step with transparency, care, and your best interests at heart.

Ready to start your homeownership journey? Send me a DM and let’s talk!

🏗️ New construction opportunity isn’t spread evenly across the country.Eight of Realtor.com's 10 highest-ranked metros f...
09/14/2026

🏗️ New construction opportunity isn’t spread evenly across the country.

Eight of Realtor.com's 10 highest-ranked metros for new construction are in the South, including six in North or South Carolina. Charleston earned the No. 1 position, closely followed by Greenville.

For real estate agents, the takeaway is clear: understanding where builders are active can help clients uncover additional inventory and compare new construction with existing-home options.

Did any of these markets surprise you?

09/14/2026

✨Starting your week with a spark of inspiration. Let’s make it a great one! 💪

On Patriot Day, we pause to remember the lives lost on September 11 and honor the courage of the first responders, servi...
09/11/2026

On Patriot Day, we pause to remember the lives lost on September 11 and honor the courage of the first responders, service members, and everyday heroes who answered with selflessness. At Prosperity Home Mortgage, we stand united in remembrance and carry forward the spirit of compassion, resilience, and service that brought our nation together.

We will never forget.

Sin pago inicial, sin seguro hipotecario mensual y con opciones flexibles de financiamiento: los préstamos VA están dise...
09/09/2026

Sin pago inicial, sin seguro hipotecario mensual y con opciones flexibles de financiamiento: los préstamos VA están diseñados para respaldar a quienes han servido.

Si eres militar en servicio activo, veterano o cónyuge sobreviviente elegible, tienes derecho a estos increíbles beneficios. ¡Envíame un DM hoy mismo para revisar tu elegibilidad y dar el primer paso hacia tu propio hogar!



Zero down payment, no monthly mortgage insurance, and flexible financing options—VA loans are built to serve those who have served.

If you’re an active-duty military member, veteran, or eligible surviving spouse, you’ve earned these powerful benefits. Send me a DM today to check your eligibility and start your path to homeownership!

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Schaumburg, IL
60193

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