Monica Binciguerra at Prosperity Home Mortgage

Monica Binciguerra at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage
NMLSR #1919123
Prosperity Home Mortgage NMLS #75164

Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, construction loans and renovation financing. Our company is represented by more than 500 mortgage

consultants throughout 47 jurisdictions including: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Not all borrowers will qualify.

📊 Mortgage Mondays: One thing stands out in these forecasts: there's surprisingly little disagreement.Major housing and ...
06/15/2026

📊 Mortgage Mondays: One thing stands out in these forecasts: there's surprisingly little disagreement.

Major housing and mortgage economists all project mortgage rates near the 6.2%–6.5% range through 2027. For agents, that's a reminder that today's conversations should focus less on waiting for a magic number and more on helping clients understand their options in the market that's in front of them.

Honoring the flag, the freedoms it represents, and the communities we’re proud to call home!🏡Happy Flag Day! ❤️🤍💙       ...
06/14/2026

Honoring the flag, the freedoms it represents, and the communities we’re proud to call home!🏡

Happy Flag Day! ❤️🤍💙

¡Parte 6: Llegamos al día final! ¡Lo lograste! El último paso de este gran viaje es el día del cierre. Una vez que firma...
06/10/2026

¡Parte 6: Llegamos al día final!

¡Lo lograste! El último paso de este gran viaje es el día del cierre. Una vez que firmas la divulgación definitiva y los documentos finales del préstamo, las llaves de tu nuevo hogar son oficialmente tuyas.

¡Felicidades por alcanzar esta gran meta y construir tu futuro! Si estás listo para empezar tu propio camino hacia el cierre, envíame un mensaje directo hoy mismo.
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We made it to the finish line!

You did it! The final step of the entire homebuying roadmap is closing day. Once the final closing disclosure is signed and the last pieces of loan paperwork are official, those keys are officially yours.

Huge congratulations on reaching this incredible milestone and building your legacy!

Ready to start your own roadmap to closing day? Send me a DM and let’s get started today.

Kitchen remodel debate: Open shelves 🪴or upper cabinets 🗄️?One gives you hidden storage, the other gives you that styled...
06/10/2026

Kitchen remodel debate: Open shelves 🪴or upper cabinets 🗄️?

One gives you hidden storage, the other gives you that styled, airy look.

Swipe through and tell us which one features in your dream kitchen! ⬇️

La paciencia y la planificación lo son todo. Comprar una casa es uno de los pasos más importantes de tu vida, y no hay n...
06/09/2026

La paciencia y la planificaciĂłn lo son todo.

Comprar una casa es uno de los pasos más importantes de tu vida, y no hay necesidad de hacerlo con prisa. Con la estrategia correcta y el momento adecuado, el camino se vuelve mucho más claro.

¿Listo para planificar tu próximo paso con seguridad? ¡Envíame un DM y conversemos!
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Patience and planning make all the difference.

Buying a home is a major milestone, and there is absolutely no need to rush the process. When you combine the right timing with a solid strategy, everything falls into place.

Ready to map out your next move with confidence? Send me a DM and let’s talk!

May’s housing market data tells an interesting story: asking prices are easing, buyers are still showing up, and regiona...
06/09/2026

May’s housing market data tells an interesting story: asking prices are easing, buyers are still showing up, and regional inventory trends are shifting.

According to Realtor.com, median list prices were down 2.4% year over year, while pending listings rose 4.3%—a sign that buyers may be responding when homes are priced for today’s market.

Whether you’re planning to buy, sell, or simply watching the market, staying informed can help you make more confident decisions.

Source: www.realtor.com/research/may-2026-data/

Rates get the headlines. Payments move buyers and sellers.According to Redfin’s analysis of MLS data, homebuyer housing ...
06/08/2026

Rates get the headlines. Payments move buyers and sellers.

According to Redfin’s analysis of MLS data, homebuyer housing payments are now DOWN 1.6% year-over-year. 📉

That may not solve affordability overnight, but it does give agents something valuable: a reason to reopen conversations with buyers who paused, leads who went quiet, and sellers who need to understand where demand may be shifting.

The opportunity is not waiting for the “perfect” market.
It is helping clients understand the payment picture in the market they have.

Let’s turn hesitation into strategy instead.

06/08/2026

✨Starting your week with a spark of inspiration. Let’s make it a great one! 💪

¡Feliz Día Nacional del Agradecimiento!Quería tomarme un momento para expresar mi gratitud a todos los que apoyan este c...
06/06/2026

¡Feliz Día Nacional del Agradecimiento!

Quería tomarme un momento para expresar mi gratitud a todos los que apoyan este camino. A mis maravillosos clientes que confían ciegamente en mí, a mis socios de la industria que hacen que la magia suceda, y a mis amigos y familiares que me mantienen motivado/a—gracias.

¡Su apoyo significa el mundo para mí!
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Happy National Thank You Day!

I wanted to take a moment to express my gratitude to everyone who supports this journey. To my wonderful clients who trust me blindly, my industry partners who make the magic happen, and my friends and family who keep me fueled—thank you.

Your support means the world to me!

Address

Schaumburg, IL
60193

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