Ables, Iannone, Moore & Associates, Inc.

10/22/2026

Turning 73 this year? If you have a traditional IRA, the IRS requires you to begin taking required minimum distributions (RMDs).

Here is what to know. Your first RMD can wait until April 1 of next year, but every RMD after that is due by December 31. Waiting on the first one means taking two in the same year, which can push up your taxable income.

Each year’s amount is your account balance on December 31 of the prior year, divided by an IRS life expectancy factor. Roth IRAs have no RMDs for the original owner. Born in 1960 or later? Your RMD age is 75.

Many retirees see RMDs as just a tax bill. With good timing and a clear view of your other income, like Social Security and pensions, they become predictable and manageable.

Questions about how RMDs fit with your portfolio? Send us a message or visit www.aimainc.com/contact

AIMA is an SEC-registered investment adviser based in Savannah, GA. This content is for informational and educational purposes only. It is not investment, tax, or legal advice, and it is not a recommendation to buy or hold any security. Tax rules may change; consult your tax or legal professional. Contact our office for details.

10/21/2026

Our Q4 Market Update is now available.
In this issue, we review:

- The role AI-related investment has played in recent economic growth and stock market returns

- How concentrated recent S&P 500 returns have been in a small group of companies

- The recent rise in Treasury yields and what’s behind it

- How we’re approaching portfolios in this environment

Read the full update: https://myemail.constantcontact.com/Q4-Market-Update.html?soid=1123721182570&aid=R-60ggL0pUA

If you have questions about your account, contact our office: https://aimainc.com/contact/

AIMA is an SEC-registered investment adviser based in Savannah, GA. Registration does not imply a certain level of skill or training. This content is for informational and educational purposes only. It is not investment, tax, or legal advice, and it is not a recommendation to buy, sell, or hold any security. Opinions expressed are subject to change without notice and are not a forecast or guarantee of future results. Third-party data is from sources believed to be reliable but is not guaranteed. Past performance does not guarantee future results. Investing involves risk, including possible loss of principal. Contact our office for details.

Email from Ables, Iannone, Moore & Associates, Inc   Fourth Quarter, 2026 The pursuit of all things artificial intelligence continues to fuel an extraordinary expansion in capital spending, helping su

09/30/2026

Conlin Muller serves as a Financial Advisor at Ables, Iannone, Moore & Associates, Inc. Originally from Atlanta, GA, Mr. Muller attended St. Pius X Catholic High School graduating in 2020. Afterward he attended Georgia Southern University where he obtained his BBA in Finance from the Parker College of Business. Mr. Muller holds his series 65 securities license with the firm.

While at Georgia Southern, Muller was active in a variety of roles that contributed to the university community. This included his role as a finance committee member for his fraternity which he held for 3 years. In addition, Muller was involved in a variety of outreach opportunities including beautification projects, volunteering at the local food pantry, and raising money for cancer research.

Outside of the office you will find Conlin spending time with family, fishing with his dog Bentlee, or enjoying the golf course.

09/28/2026

Have you ever wondered how long your savings will last? Or how much you need to set aside each month to reach a goal?

Our free online calculators can help you run the numbers. Answer a few quick questions and see where you stand:

📊 How long will my savings last?
📊 How much should I save to reach my goal?
📊 What could my current savings grow to?

Try them here: https://aimainc.com/calculators/

Have questions about your results? We're happy to walk through them with you. https://aimainc.com/contact/

AIMA is an SEC-registered investment adviser based in Savannah, GA. This content is for informational and educational purposes only. It is not investment, tax, or legal advice, and it is not a recommendation to buy or hold any security. Calculator results are hypothetical, are based on the assumptions you enter, and do not guarantee future results. Contact our office for details.

09/23/2026

Have you heard about the new "Trump Accounts" for kids? Here is what they actually are.

It is a new tax advantaged account that a parent or guardian can open for their child. You can put in up to $5,000 a year until the year the child turns 18, and grandparents, family, and friends are welcome to contribute too. Eligible children who are US citizens and born in 2025 through 2028 also receive a single $1,000 contribution from the federal government to start.

It is a simple way to build a long term nest egg for a child or grandchild. The catch is the setup and the fine print, which is where most families get stuck.

That is where we come in. AIMA helps families open these accounts at no cost and no obligation.

Have a child or grandchild you want to help? Reach out to us at https://aimainc.com/contact/ and we will walk you through it.

Ables, Iannone, Moore & Associates, Inc. (AIMA) is an SEC-registered investment adviser based in Savannah, GA. This content is for informational and educational purposes only. It is not investment, tax, or legal advice, and it is not a recommendation to buy or hold any security. Trump Account rules are set by federal law and may change. Please consult your tax or legal professional about your own situation.

09/21/2026

At 59½, a penalty on your own money quietly disappears. It is one of several ages that change the rules.

Here are the 2026 milestones and numbers, in one guide. Have a question about your own timeline? Get in touch through our contact form: https://aimainc.com/contact/

For informational purposes only. Not investment, tax, or legal advice. Ables, Iannone, Moore & Associates, Inc. is an SEC registered investment adviser.

09/09/2026

👋 Meet Emma Wyman, Chief Compliance Officer and Director of Social Media at Ables, Iannone, Moore & Associates!

A Bluffton native, Emma graduated from St. Vincent’s Academy in Savannah before earning her bachelor’s degree from the College of Charleston. 🎓 She holds her Series 65 and oversees AIMA’s compliance, marketing, and social media efforts.

Outside the office, Emma enjoys spending time with family, exploring the Lowcountry with friends, and hanging out with her miniature dachshund, Honey.

09/07/2026

Happy Labor Day from Ables, Iannone, Moore & Associates!

Today, we recognize the hard work, dedication, and contributions of workers across our communities and throughout the country.

Our office is closed today in observance of Labor Day. We hope you enjoy a safe and relaxing holiday with family and friends!

08/31/2026

There's still time to join us!

If you've been wanting to better understand saving, investing, retirement accounts and how they can fit together, we'd love to have you at The Net-Worth Myth seminar this Wednesday.

Join us for an educational and approachable conversation with Financial Advisor Conlin Muller—along with w**e and charcuterie.

📅 Wednesday, September 2
🕠 5:30–6:30 PM
📍 Hunter Maclean | Downtown Savannah

Attendance is free, but space is limited.

Reserve your seat: https://lp.constantcontactpages.com/ev/reg/yrjqhr3/lp/dd4d4801-5b30-48b3-b536-21023ebe67e1

08/28/2026

You don't need millions to start thinking seriously about your financial future.

Understanding how your savings, retirement accounts, investments and debt work together can be an important first step.

Join Conlin Muller for a free educational seminar that takes a practical look at these financial basics and why they matter for your future.

📅 September 2 | 5:30–6:30 PM
📍 Hunter Maclean | Downtown Savannah
🍷 W**e & charcuterie provided

Reserve your seat: https://lp.constantcontactpages.com/ev/reg/yrjqhr3/lp/dd4d4801-5b30-48b3-b536-21023ebe67e1