Carver State Bank

Carver State Bank Carver State Bank was founded in 1927 in Savannah, Georgia.

As a certified Community Development Financial Institution (CDFI), Carver has embraced its mission, which is “Providing the Building Blocks to Financial Freedom”.

On June 19, 1865, enslaved people in Galveston, Texas learned that the war had ended and they were free, two and a half ...
06/19/2026

On June 19, 1865, enslaved people in Galveston, Texas learned that the war had ended and they were free, two and a half years after the Emancipation Proclamation.

Juneteenth is not just a historical date. It is a reminder that the distance between a right declared and a right delivered can be vast and that the work of freedom is often longer and harder than the announcement of it.

This bank was founded in 1927 precisely because economic freedom was still being withheld from ALL Savannahians decades after emancipation. That founding was itself an act of resistance and hope.

Today we honor Juneteenth with gratitude for those who carried the weight of that long gap and with a renewed commitment to the community they built.

Financial freedom looks different for everyone and that is exactly what makes this question worth asking. For some, it m...
06/18/2026

Financial freedom looks different for everyone and that is exactly what makes this question worth asking. For some, it means being completely debt-free.

For others, it is owning a home, building a business, or knowing that a financial emergency will not erase everything they have worked for. For many, it is about leaving something behind for the people they love. Whatever it means to you, it is worth naming. Because clarity about your destination is the first step toward building a real plan to reach it.

Tell us in the comments. We read every one.

Summer tends to test financial discipline between vacations, back-to-school prep, increased utility costs, and spontaneo...
06/16/2026

Summer tends to test financial discipline between vacations, back-to-school prep, increased utility costs, and spontaneous spending all arrive at once.

The best defense is a plan made before the season peaks. Set a clear summer budget that accounts for both the expected and the unexpected. Build a small dedicated fund for any trips or events rather than putting them on credit.

And take ten minutes this week to audit your subscriptions because summer is when unused streaming services, gym memberships, and apps quietly drain accounts that people are not watching closely. A little planning now keeps the enjoyment intact and the stress low.

Most people have never heard of the Community Reinvestment Act. Here is why it matters. The CRA requires banks to be per...
06/14/2026

Most people have never heard of the Community Reinvestment Act. Here is why it matters. The CRA requires banks to be periodically evaluated on how well they serve the credit needs of their entire community, including low- and moderate-income neighborhoods. The highest possible rating is Outstanding.

Carver State Bank is the only bank headquartered in Savannah with an Outstanding CRA rating. That rating is not self-reported. It is determined by federal examiners who reviewed our lending patterns, community investments, and development services. They examined 102 small business loans, 21 home mortgage loans, and years of qualified community investments totaling $1.7 million.

You can read the full public file at carverstatebank.com/personal/cra-public-file/

Have you heard about our Convenience Savings?Building a savings doesn't have to be a burden. Our easy to manage savings ...
06/12/2026

Have you heard about our Convenience Savings?

Building a savings doesn't have to be a burden. Our easy to manage savings account, requires a minimum opening deposit $50.00. Our customers are allowed 1wo withdrawals per month, and a minimum daily balance of $300.00 to avoid maintenance fees.

Learn more here: https://www.carverstatebank.com/savings/

June means the year is half over. That makes this the ideal moment to pause and take an honest look at where you stand f...
06/10/2026

June means the year is half over.

That makes this the ideal moment to pause and take an honest look at where you stand financially before the second half begins. A mid-year check-in does not have to be complicated. Start by revisiting the goals you set in January. Review your income, spending, and savings rate.

If circumstances have changed, adjust the plan. Check that your beneficiary designations on accounts, insurance, and retirement funds are still accurate. And if there is debt you have been meaning to address, the next six months are your window. Awareness is the first step. The second step is intention.

Carver State Bank is here to help with both.

There is only one locally owned bank in Savannah. Carver State Bank. For nearly 100 years, every dollar deposited here h...
06/08/2026

There is only one locally owned bank in Savannah. Carver State Bank. For nearly 100 years, every dollar deposited here has stayed in this community, funding local businesses, supporting homeownership, and building financial opportunity for families across Chatham County. That is not a marketing claim. It is a fact reflected in our federal CRA rating, our CDFI certification, and the relationships we have built across generations.

Choosing where you bank is a decision about more than convenience. It is a decision about where your money works when it leaves your hands. Bank locally. Bank with intention. Bank Carver.

Today is World MS Day, which is a time to raise awareness, stand in solidarity, and remind the MS community that they ar...
05/30/2026

Today is World MS Day, which is a time to raise awareness, stand in solidarity, and remind the MS community that they are not alone. Being part of a community means showing up for one another, in every season.

"Scams involving artificial intelligence (AI) are becoming more personal and convincing than ever before. Not only can A...
05/29/2026

"Scams involving artificial intelligence (AI) are becoming more personal and convincing than ever before. Not only can AI imitate faces and images, but it can also recreate familiar voices to prompt quick action.

Consider the following situation:

The phone rings late at night. The caller sounds just like your child, but panicked and struggling to explain. The child says, “I was arrested after an accident. Do NOT tell anyone.” Then another voice comes on, claiming to be a lawyer, giving urgent instructions to wire bail money immediately. The child’s fear feels real, and now you are feeling it too, and you begin the process of wiring money over.

But when you verified the story later, you learned that it never happened, and the money was gone for good. Scammers had used a short clip from social media to clone your child’s voice with artificial intelligence software.

This is an example of a deepfake used for fraudulent purposes. Let's take a closer look at what deepfake scams involve and the steps you can take to protect yourself."

Read more here: https://carverstatebank.enrich.org/articles/understanding-deepfake-scams-in-the-age-of-ai

Community banks like Carver State Bank reinvest directly in the neighborhoods we serve. Banking with Carver means that y...
05/27/2026

Community banks like Carver State Bank reinvest directly in the neighborhoods we serve. Banking with Carver means that you are not just a customer, you are an investor in your community.

Learn more about how Carver State Bank makes and impact at https://www.carverstatebank.com/

Address

701 Martin Luther King, Jr. Boulevard
Savannah, GA
31401

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

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