Carver State Bank

Carver State Bank Carver State Bank was founded in 1927 in Savannah, Georgia.

As a certified Community Development Financial Institution (CDFI), Carver has embraced its mission, which is “Providing the Building Blocks to Financial Freedom”.

Today is World MS Day, which is a time to raise awareness, stand in solidarity, and remind the MS community that they ar...
05/30/2026

Today is World MS Day, which is a time to raise awareness, stand in solidarity, and remind the MS community that they are not alone. Being part of a community means showing up for one another, in every season.

"Scams involving artificial intelligence (AI) are becoming more personal and convincing than ever before. Not only can A...
05/29/2026

"Scams involving artificial intelligence (AI) are becoming more personal and convincing than ever before. Not only can AI imitate faces and images, but it can also recreate familiar voices to prompt quick action.

Consider the following situation:

The phone rings late at night. The caller sounds just like your child, but panicked and struggling to explain. The child says, “I was arrested after an accident. Do NOT tell anyone.” Then another voice comes on, claiming to be a lawyer, giving urgent instructions to wire bail money immediately. The child’s fear feels real, and now you are feeling it too, and you begin the process of wiring money over.

But when you verified the story later, you learned that it never happened, and the money was gone for good. Scammers had used a short clip from social media to clone your child’s voice with artificial intelligence software.

This is an example of a deepfake used for fraudulent purposes. Let's take a closer look at what deepfake scams involve and the steps you can take to protect yourself."

Read more here: https://carverstatebank.enrich.org/articles/understanding-deepfake-scams-in-the-age-of-ai

Community banks like Carver State Bank reinvest directly in the neighborhoods we serve. Banking with Carver means that y...
05/27/2026

Community banks like Carver State Bank reinvest directly in the neighborhoods we serve. Banking with Carver means that you are not just a customer, you are an investor in your community.

Learn more about how Carver State Bank makes and impact at https://www.carverstatebank.com/

We pause today to honor those who gave everything,not for recognition, but for the generations that would follow.Their s...
05/25/2026

We pause today to honor those who gave everything,
not for recognition, but for the generations that would follow.

Their sacrifice made possible every business built,
every home purchased, every family that found stability.

We do not take that lightly.

Carver State Bank

We love dreaming big with our community. Your answers might just inspire someone else's journey. Share this post with so...
05/23/2026

We love dreaming big with our community. Your answers might just inspire someone else's journey. Share this post with someone who's working toward their financial goals!

Thinking about buying a home but not sure where you stand?Before you start touring properties or talking to a loan offic...
05/22/2026

Thinking about buying a home but not sure where you stand?

Before you start touring properties or talking to a loan officer, take one minute to get a clearer picture of where you are financially.

Carver State Bank's Home BuyAbility Test is a free, no-pressure self-assessment that helps you understand how much home may be in your price range based on your income, debts, and financial situation. No application required. No commitment. Just honest information you can use.

Homeownership is one of the most powerful tools for building long-term financial stability. We want every person who walks through our doors to feel informed, not intimidated.

Take the test today and see where you stand.
carverstatebank.com/loans/build-your-home/one-minute-home-buyability-test/

One of the most common reasons a business loan application stalls is not a bad credit score or an underperforming busine...
05/21/2026

One of the most common reasons a business loan application stalls is not a bad credit score or an underperforming business. It is simply a lack of preparation.

Before you sit down with a lender, know these five numbers:

1. Your average monthly revenue (what actually comes in)
2. Your average monthly expenses (what actually goes out)
3. Your personal and business credit scores
4. Your debt-to-income ratio (total monthly debt payments divided by gross monthly income)
5. The specific amount you need and exactly what you will use it for

Lenders are not looking for perfection. They are looking for clarity. A business owner who walks in with clean records and a defined purpose for the funds is far more prepared and far more likely to get to yes than one who is still figuring it out at the table.

May is Small Business Month. If you are thinking about your next step, we are here to help you take it.

Learn more at carverstatebank.com/business/business-loans/

We believe in second chances. Carver State Bank offers the Second Chance Checking Account for individuals who may have m...
05/20/2026

We believe in second chances.

Carver State Bank offers the Second Chance Checking Account for individuals who may have mismanaged accounts in the past and deserve a fresh start.

Everyone deserves a path forward.

Learn more here: https://www.carverstatebank.com/personal/checking/

Twenty years after its founding, the institution Toomer built took a new form.In 1947, Georgia Savings and Realty Corpor...
05/19/2026

Twenty years after its founding, the institution Toomer built took a new form.

In 1947, Georgia Savings and Realty Corporation became The Carver Savings Bank, formally chartered under the Georgia Department of Banking and moving from West Broad Street to 810 Montgomery Street. The new name honored a legacy. The new address signaled growth.

The formal opening announcement ran in the Savannah Tribune that June, listing a board of directors drawn entirely from Savannah's Black community. Every person listed was invested, not just financially, but personally, in what this bank represented.

Named for scientist and educator George Washington Carver, the bank carried a message: what you build from what you have can change everything.

Investing in commercial real estate can be one of the most powerful ways to build long-term financial stability. Carver ...
05/18/2026

Investing in commercial real estate can be one of the most powerful ways to build long-term financial stability. Carver State Bank offers Commercial Real Estate Loans for non-owner occupied properties, with loan-to-value ratios up to 85% and flexible amortization terms.

Whether you are purchasing, renovating, or refinancing, we have financing solutions designed to move your vision forward. Learn more at carverstatebank.com/business/business-loans/

Address

701 Martin Luther King, Jr. Boulevard
Savannah, GA
31401

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

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