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Daniel Archer - loanDepot

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Daniel Archer - loanDepot

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I Do VA Loans. ⚔️ Ranked #173 in VA Loan Nationally. The VA loan is a weapon, not a quote. Founder, Valor Farms RH. Branch Manager- loanDepot.

NMLS: #2353845
Equal Housing Opportunity
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11/03/2026

We've all done it. You find the house on Zillow, you've already placed the couch, picked the kids' rooms, and grilled on the back porch. Then the numbers come back, or the timeline doesn't work, and it's gone.
Do these three things first.
1. Know your real number. The website guesses. A lender who has looked at your actual file knows.
2. Know your timeline. Start from your report date and count backward, so you know when you have to be under contract, closed, and moved in.
3. Pick your team before the house. Get a lender and a vetted realtor on your side first, so the house you love is the house you get.
The VA loan is a weapon that needs a strategy to employ.
Save this before your next scroll. Send it to the friend who already has a Zillow favorites list 40 houses deep.
Text me. I'll answer. (912) 901-6522�

11/02/2026

Follow and repost to help our mission get out there.
REPOST MISSION. We need your help.
Horses. Purpose. Community.
Valor Farms is where courage meets healing — serving active duty, veterans, and first responders.
Here's the mission:
1. Follow
2. Repost this flyer to your story
3. Tag so we see it
4. Send it to one veteran or first responder who needs this
Meet the horses. See the mission. Find your place.

10/30/2026

"Marry the house, date the rate." Everybody says it. Almost nobody does it.

Military families move every few years, then lock a rate built to last 30. That's paying for protection you'll never use.

THE VA 5/1 ARM
Your rate is locked for 5 years, then it can adjust once a year.

• It usually starts lower than a 30-year fixed, with no points needed.
• PCS in 3 years? You sell or rent before the rate ever moves.
• Staying longer? The VA caps it: no more than 2% at the first change and 6% over the life of the loan. About 7 months in, you can streamline into a fixed rate.

STUCK WITH A RATE YOU HATE?
You don't have to wait for 30-year rates to drop. If you're already in a VA loan and the ARM is at least 2 points lower, you can streamline into it. There's no appraisal, the funding fee is 0.5% (waived with a VA disability rating), and the costs can usually be rolled in. In a conventional or FHA loan? You may be able to refinance into a VA 5/1.

A bad rate isn't a life sentence. It's a 5-year problem with an exit plan.

Staying forever? Fixed may be your move, and I'll tell you straight.

The VA loan is a weapon that needs a strategy to employ.

Text me. I'll answer. (912) 901-6522
Save this, and send it to the buddy paying for a rate he'll never keep.

10/28/2026

Are you a purchased lead?
Did you actually have a choice in who you work with, or did you fill out an online questionnaire and suddenly five lenders were calling before you could set your phone down?
I don't buy leads. Never have. I make content so you know you have a choice.
My team is built of retired and disabled veterans tasked with one thing: find you and connect with you through content. I've said it. Now you'll notice it.
While other lenders are buying realtors coffee hoping for leads, we're connecting realtors with clients at no cost. That's how we find the realtors who treat you like family.
I don't want you to be a name on a list. I want you to gain a mentor. Not just in buying a home, but in your career.
Can your online lender do that?
PCSing, just got orders, or thinking about buying? Text me. I'll answer.
The VA loan is a weapon that needs a strategy to employ.
�Text me: (912) 901-6522
Know a military family drowning in lender calls? Send this to them.

10/27/2026

I don't want to rent at my next duty station. I just don't know if I can buy.
If that's where you are, you don't need another quote. You need a plan for the move, the timeline, and the VA loan — in that order.
The VA loan is a weapon that needs a strategy to employ. It is not just a loan option.
Text me or DM me. I will answer. (912) 901-6522

10/25/2026

The scariest thing about a PCS isn't packing the house. It's picking a realtor and a lender off the internet for a city you've never set foot in.
You get one shot at this move. A stranger who doesn't know military timelines or VA loans can turn your report date into a nightmare. Usually you don't find out until closing week.
Orders in hand? Text me before you call anyone. I'll connect you with a team that knows your next base and knows VA.
The VA loan is a weapon that needs a strategy to employ.
Save this for when your orders drop. Send it to the spouse in your unit who's already Googling realtors. More PCS playbooks are on my profile.
Text me. I'll answer. (912) 901-6522��

10/20/2026

Inspection report comes back and the seller won't touch the repairs. That's where most VA deals die. It doesn't have to be.
A VA Renovation loan can roll the repairs into the same loan. One loan, one closing, and the work gets done after you close.
The catch agents need to know: the appraisal has to support the as-completed value, and you'll need contractor bids. Switching mid-contract takes time, so call me the day the inspection lands, not the week before closing.
Agents, save this for your next ugly inspection. Send it to the agent in your office who just lost one.
Text me. I'll answer. (912) 901-6522

10/19/2026

One man can't own military relocation. I've built a team with 200 years of combined service — and the mission is still bigger than us.
That's why I'm building an army. Agents who serve military families like it's a mission, not a transaction. Lenders wanting to find their herd. No contracts, no corporate program. A handshake between people of impact, sharing the lift.
If that's you, let's have a conversation.
The VA loan is a weapon that needs a strategy to employ. It is not just a loan option.
Text me or DM me. I will answer. (912) 901-6522

10/16/2026

BREAKING: 2027 VA disability pay is going up 3.6% — SSA announced it today. Swipe through for your new monthly rate by rating (veteran with family, then veteran alone). These are estimates until VA publishes final numbers.

Worth knowing: VA disability income counts toward your home loan. Bigger check = more buying power.

Text me or DM me. I will answer. (912) 901-6522

07/16/2026

You earned 100%. The exemption doesn’t earn itself. Take your VA disability letter and mortgage statement to your county tax assessor’s office and file — nobody does it for you, and nobody reminds you. Rules vary by state and county, so confirm your local requirements, but for most 100% rated veterans this is real money left on the table every year it’s not filed. DM me if you have questions.

Address

100 Bull Street Ste 200
Savannah, GA
31401

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Telephone

+19129016522

Website

https://www.loandepot.com/loan-officers/darcher, http://www.valorfarms.org/

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