Anthony Tom, Mortgage Loan Officer, NMLS ID: 144501

08/28/2026

Variable when it works. Fixed when you want it. That’s real flexibility.

Certain restrictions apply. Results may vary. All loans subject to underwriting and processing requirements.

08/27/2026

Thinking about buying a home or getting pre-approved?

Today's mortgage process is often much simpler than many people expect, with secure digital tools that can help verify income and assets electronically. Still, it's helpful to understand what lenders review when determining your loan options.

This quick article explains how income is verified and what information may be needed during the mortgage process.

If you're curious about your homebuying options or would like to see what you may qualify for, I'd be happy to help.

🔗 pncmortgage.com/AnthonyTom

Are you in the process of applying for a mortgage? Discover what constitutes proof of income and the documents needed to apply for a home loan.

08/26/2026

"If rates are still above 6%, why aren't home prices falling?"

One reason is inventory. PNC Economics reports that housing supply remains relatively tight, which continues to support home prices. National home prices were up 1.5% from a year ago as of June.

Every market is different, but it's a good reminder that waiting for dramatic price drops may not be the strategy many buyers hope for.

If you'd like to discuss the market and your home financing options, feel free to reach out. 412-334-0682

🔗Read the full report:https://www.pnc.com/content/dam/pnc-com/pdf/aboutpnc/EconomicReports/EconomicUpdates/2026/PNC_Economics_Research_Case_Shiller_25_August_2026.pdf

08/26/2026

Did you know the average homeowner with a mortgage has about $310,500 in equity in their home?

Have you ever thought about using the equity in your home to consolidate debt or finance home improvements? Let's talk!

pncmortgage.com/AnthonyTom

08/25/2026

🏡 Many homeowners think refinancing is only about accessing equity, but that's not always the case.

A rate-and-term refinance may help align your mortgage with your financial goals.

📩 Curious whether refinancing could make sense for your situation? Let's connect.

pncmortgage.com/AnthonyTom

Rate and term refinance adjusts your mortgage's rate or term for savings. Explore its benefits, process, and differences from cash-out refinancing.

08/24/2026

Nobody talks about how many people wait years to ask a question that could have been answered in a 15-minute conversation.

Let's connect soon!
pncmortgage.com/AnthonyTom

08/21/2026

🏠 One of the most common questions homebuyers ask is: "What happens during underwriting?"

Underwriting is an important step in the mortgage process where a lender reviews financial information to assess a loan application. Understanding what to expect can help make the homebuying journey feel a little less stressful.

📩 Have questions about the mortgage process? I'm always happy to help.412-334-0682

Explore the definition and role of underwriting in real estate. Understand the risks and valuations that define this essential financial process.

08/20/2026

🏡 Thinking about a home renovation, debt consolidation, or another big expense?

Your home's equity may be able to help.

I'm proud to work for PNC, which recently earned a 1st place finish (tied) in Keynova Group's 2026 Mortgage-Home Equity Scorecard, recognizing the strength of our digital mortgage and home equity experience.

Read the full results: https://www.keynovagroup.com/press-articles/2026-mortgage-home-equity

If you'd like to learn more about a HELOC and whether it may be right for you, let's connect.



Certain restrictions apply. Results may vary. All loans subject to underwriting and processing requirements.

Bank of America and PNC Remain Tied for the Lead in Keynova Group’s 2026 Mortgage-Home Equity Scorecard

08/18/2026

I'm proud to be part of a team recognized by Scotsman Guide as a Top Mortgage Lender for 2026. While the recognition is exciting, what matters most to me is helping clients confidently achieve their homeownership goals and celebrating those milestones alongside them.

08/18/2026

🏠 Found a home you love? Make sure you're prepared before submitting an offer. Check out these helpful home-buying tips.

Have questions about getting pre-approved? Let's talk! 412-334-0682

Discover how to make an offer on a house with these strategic tips. Navigate the buying process with confidence and increase your chances of success.