HomeXpress Mortgage Corp.

HomeXpress Mortgage Corp. HomeXpress Mortgage Corp offers non-agency wholesale mortgage lending. NMLS # 1446044 https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1446044

As a top 3 Non-QM wholesale lender, we provide unmatched service and a full range of loan options, including FHA, VA, Jumbo, and Conventional loans.

PremierX offers our most aggressive pricing to date, combined with the common-sense underwriting that defines HomeXpress...
09/08/2026

PremierX offers our most aggressive pricing to date, combined with the common-sense underwriting that defines HomeXpress.

The PremierX Advantage:

Elite Pricing: Access market-leading rates tailored for your most qualified borrowers.

Targeted for High-Value Loans: Minimum loan amount of $400,000.

Strong Credit Focus: Minimum FICO score of 720 for all borrowers.

Debt-to-Income (DTI): Maximum 45% DTI

Reserves: Requirement of 6 months reserves (note: cash-out proceeds cannot be used to satisfy this requirement).

White-Glove Workflow: Expedited credit evaluation to ensure your premier deals move from submission to funding with unmatched speed.

Don’t let your best clients settle for standard rates. Give them the PremierX edge and secure their financing with the speed, ease, and convenience they deserve.

Ready to run a scenario? Log into X-Connect now to see how PremierX stacks up, or reach out to your Account Executive for a deep dive into the guidelines.

Testimonial Tuesday!! Thank you, Annias, for the kind words. We are so lucky to have Shawny Ellsworth here at HomeXpress...
09/08/2026

Testimonial Tuesday!! Thank you, Annias, for the kind words. We are so lucky to have Shawny Ellsworth here at HomeXpress!! We appreciate your business and look forward to working with you on your next loan.

Wishing everyone a safe, relaxing, and happy Labor Day! Today, we honor the hard work, dedication, and contributions of ...
09/07/2026

Wishing everyone a safe, relaxing, and happy Labor Day!

Today, we honor the hard work, dedication, and contributions of workers everywhere—including our incredible team here at HomeXpress who work hard every day to keep things moving forward.

Enjoy the long weekend with family and friends!

Please join us in celebrating Carrie Knutson, our Assistant Controller in the Santa Ana office! Since joining the HomeXp...
09/02/2026

Please join us in celebrating Carrie Knutson, our Assistant Controller in the Santa Ana office! Since joining the HomeXpress team in February, Carrie has hit the ground running.

As Jeremy Harber, VP/Controller, shared: "In a relatively short time, Carrie has taken on a challenging work product and put a lot of effort into learning the mortgage industry and getting up to speed. Her willingness to put in the extra time, learn the details, and make sure deadlines are met has really stood out."

Outside of work, Carrie loves spending time with her sons (ages 22 and 23)—whether they’re heading to the beach, taking hikes, or just hanging out together.

Thank you for your hard work, dedication, and incredible commitment, Carrie!

Join us for our next Client Webinar on Thursday, September 3rd at 10AM PST. David Grider, Senior Vice President of Sales...
09/01/2026

Join us for our next Client Webinar on Thursday, September 3rd at 10AM PST.

David Grider, Senior Vice President of Sales, will be joined by Rob Anderson, Regional Sales Manager, and they will discuss the recent shifts in Fannie Mae and Freddie Mac Condo Review Guidelines.

We’ll cover:

• The New Condo Landscape: Key agency guideline changes impacting reserve studies, insurance and HOA questionnaires.
• Identifying Non-Warrantable Drivers: How to spot agency red flags early in the process.
• The Non-QM Solutions: How flexible Non-QM guidelines can qualify previously declined condo scenarios.
• Structuring Winning Scenario Files: Practical tips to get non-warrantable condo files packaged, submitted and closed fast.

Don't let agency limitations affect your condo pipeline. Learn how to leverage Non-QM to turn declines into closed loans. We look forward to seeing you there!

Click Here To Register: https://zurl.co/gBhFR

Testimonial Tuesday!! Thank you, Colleen, for the kind words. We are so lucky to have Robert McDonald here at HomeXpress...
09/01/2026

Testimonial Tuesday!! Thank you, Colleen, for the kind words. We are so lucky to have Robert McDonald here at HomeXpress!! We appreciate your business and look forward to working with you on your next loan.

Thinking Outside the Box? HomeXpress Mortgage Has You Covered! Our comprehensive suite of Non-QM loan programs is design...
08/25/2026

Thinking Outside the Box? HomeXpress Mortgage Has You Covered!

Our comprehensive suite of Non-QM loan programs is designed for the real world, helping you serve borrowers who don't fit the "standard" mold.

Whether your clients are self-employed, have unique income streams, or simply need more flexibility, we have a solution that fits:

Bank Statement Loans – Perfect for self-employed borrowers.
DSCR Loans – Ideal for real estate investors.
Asset-Based Programs – Leveraging capital for qualification.
Credit-Event Friendly – Common-sense underwriting for unique situations.

Stop turning away business and start closing more loans with our financing options.

Ready to get started? Reach out to your Account Executive today to run a scenario!

Testimonial Tuesday!! Thank you, Mike, for the kind words. We are so lucky to have Sylvia Borden here at HomeXpress!! We...
08/25/2026

Testimonial Tuesday!! Thank you, Mike, for the kind words. We are so lucky to have Sylvia Borden here at HomeXpress!! We appreciate your business and look forward to working with you on your next loan.

Our Agency NOO option delivers high LTV limits and streamlined underwriting to keep your deals moving smoothly.Key Highl...
08/24/2026

Our Agency NOO option delivers high LTV limits and streamlined underwriting to keep your deals moving smoothly.

Key Highlights:
🔹 Second Homes Permitted
🔹 Up to 90% LTV on Second Home Purchase & Rate/Term
🔹 Cash-Out Allowed up to 75% LTV (70% LTV for 2–4 Units)
🔹 Max DTI evaluated directly by DU
🔹 PIWs (Property Inspection Waivers) accepted when offered by DU

Contact your Account Executive today to run a scenario!

Join us for our next Client Webinar on Thursday, September 3rd at 10AM PST. David Grider, Senior Vice President of Sales...
08/21/2026

Join us for our next Client Webinar on Thursday, September 3rd at 10AM PST.

David Grider, Senior Vice President of Sales, will be joined by Rob Anderson, Regional Sales Manager, and they will discuss the recent shifts in Fannie Mae and Freddie Mac Condo Review Guidelines.

We’ll cover:

• The New Condo Landscape: Key agency guideline changes impacting reserve studies, insurance and HOA questionnaires.
• Identifying Non-Warrantable Drivers: How to spot agency red flags early in the process.
• The Non-QM Solutions: How flexible Non-QM guidelines can qualify previously declined condo scenarios.
• Structuring Winning Scenario Files: Practical tips to get non-warrantable condo files packaged, submitted and closed fast.

Don't let agency limitations affect your condo pipeline. Learn how to leverage Non-QM to turn declines into closed loans. We look forward to seeing you there!

Click Here To Register: https://zurl.co/GADox

Address

1936 E Deere Avenue Suite 200
Santa Ana, CA
92705

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+18555981430

Website

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