Ibar Financial

Ibar Financial Your Mortgage Expert Built on Integrity and Performance

05/25/2022

Saving Up for Your Down Payment? Try These Money-saving Tips to Speed Things Up May 25, 2022 by Richard Ibargaray One of the most significant challenges that many people face when preparing to buy a first home relates to saving money for a down payment. While there are many different loan programs w...

05/24/2022

The Top Home Renovations You Should Go All Out On May 24, 2022 by Richard Ibargaray With many people spending more time at home, lots of homeowners are taking advantage of the opportunity to improve their houses. If you are thinking about making an upgrade to your house, you probably have a budget y...

05/23/2022

Is It Best To Put Down A Large Down Payment, Or Be Agile With Your Savings? May 20, 2022 by Richard Ibargaray Putting down the largest sum of money at your disposal might seem like the best way to go when it comes to your mortgage down payment. There is a certain amount of truth to this, but the rea...

05/19/2022

The Top Smart Home Products You Should Know About May 19, 2022 by Richard Ibargaray Technology has come a long way, and you might be thinking about turning your house into a smart home. Now, there are a lot of smart home products available, and you may have a difficult time keeping track of which on...

05/18/2022

What Fees Are Involved With a Reverse Mortgage? Let’s Take a Look May 18, 2022 by Richard Ibargaray Investing in a home may be one of the most significant purchases you’ll make in your lifetime, but many people forget that there are a number of other costs associated with buying a home. If you.....

05/17/2022

Use A Fixer-Upper Mortgage To Expand Your Options May 17, 2022 by Richard Ibargaray Many people purchasing a home for the first time are running into the same problem. There simply are not enough starter or entry-level houses available in the current market that are ready for people to move into. On...

05/16/2022

What’s Ahead For Mortgage Rates This Week – May 16, 2022 May 16, 2022 by Richard Ibargaray Last week’s economic reporting included readings and forecasts on inflation and the University of Michigan’s preliminary consumer sentiment survey. Weekly readings on mortgage rates and jobless claims ...

05/13/2022

Wondering How Much Mortgage You Can Afford? Here’s How to Calculate It May 13, 2022 by Richard Ibargaray Many people are aware of the financial commitment that is involved when investing in a home, but what that amounts to is different for every person. From what you can afford to what a lender wi...

05/12/2022

ARM Loans: What To Know May 12, 2022 by Richard Ibargaray Many people are wondering what type of home loan is right for them, and one of the options is an ARM loan. This is an adjustable-rate mortgage. Typically, the rate is fixed for a certain amount of time, but it can change after that. Adjustabl...

05/11/2022

The Younger Generations Are Interested In Owning A Home May 11, 2022 by Richard Ibargaray The real estate market has been red hot this year, with many people looking to purchase a home because of record-low interest rates. This includes younger individuals, as younger generations are interested in o...

05/10/2022

Renovating on a Budget? Check Out These Equity-boosting Inexpensive Home Upgrades May 10, 2022 by Richard Ibargaray The idea of embarking on home renovations may strike many homeowners as an expensive one, but there are plenty of ways that you can easily upgrade your home without spending a lot of m...

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