Ariell Shoemo-Edge Home Finance NMLS 2495075

10/08/2026

UWM has eliminated minimum credit score requirements on eligible agency loans. 🙌🏽

Now, this does NOT mean credit doesn’t matter or that everyone will automatically qualify. Your overall loan profile still has to meet the program and underwriting requirements. But it DOES mean a lower credit score alone may not automatically take homeownership off the table.

So if you’ve been waiting to apply because you thought your score was “too low”… let’s actually look at the numbers before you count yourself out.

🏡 Buying a home
🔑 Refinancing
💰 Exploring your options

Message me “CREDIT” or call me 336-259-4973 and let’s see what you may qualify for.

Your Mortgage Bestie 💕

Minimum credit requirements may still apply to certain conventional loans/products, including loans requiring mortgage insurance, certain cash-out loans, non-warrantable condos, select down-payment-assistance programs, and other specific products. Loan approval is subject to applicable underwriting and program requirements.

UWM is eliminating minimum credit score requirements across all agency products — Fannie Mae and Freddie Mac (Conventional), as well as Ginnie Mae (FHA, VA, USDA) — relying solely on AUS approval. Get greater flexibility to keep more deals moving forward and continue reaching more borrowers.

07/15/2026

Now today hasn’t been all bad—Same-day approval. ✅

POV: You submitted your application this morning… and by lunch, you’re approved. 🤯🏡

That’s exactly what happened today.

No, every loan won’t move this fast—but when your file is solid and everyone’s working together, great things can happen.

Congratulations to my client! Now let’s get you to the closing table. 🔑✨

*Not all loans are eligible for same-day approval. Approval timelines vary based on the borrower’s qualifications, documentation, and underwriting requirements.*

Click the link 🔗 YourMortgageBestie.co

07/15/2026

Today today’d the mess out of me 😂 and it’s only 1pm 🕐

One minute the loan was approved. The next minute it wasn’t. Then it was on me to put all the pieces back together. 🫠

Fast forward… ⏩

We got our conditions.

See y’all at the closing table. 🏡✨

This job will humble you real quick, but one thing about me? I’m going to figure it out. It may not always be pretty, but it’s always doable.

YourMortgageBestie.co

07/14/2026

And just like that… two more buyers are officially pre-approved. 🏡❤️

Every closing starts with a first step, and this was theirs.

If you’ve been wondering whether now is your time, let’s stop wondering and start planning.

📲 Apply today at YourMortgageBestie.co and let’s see what’s possible.

Your home. My mission. ❤️

Ariell Shoemo | Mortgage Loan Originator | YourMortgageBestie
NMLS #2495075
Edge Home Finance | NMLS #891464
Equal Housing Opportunity

This is not a commitment to lend. All loan approvals are subject to credit approval, income verification, asset verification, property approval, and applicable underwriting guidelines. Loan programs, rates, and terms are subject to change without notice.

07/10/2026

🎉 First pre-approval of the day is officially out! 🏡✨

Every pre-approval represents more than just numbers on a piece of paper.

It’s the moment someone realizes that homeownership isn’t just a dream anymore—it’s a plan. 💙

Today’s client is now one step closer to finding the right home, and I couldn’t be more excited to walk alongside them through the rest of the journey.

If you’ve been wondering:
🏡 “Can I qualify?”
💰 “How much can I afford?”
📉 “Do I need perfect credit?”
📄 “What documents do I need?”

Let’s find out together.

The best part? A conversation costs you nothing—but it could change everything.

📲 Start your application today:
YourMortgageBestie.co

Let’s make your homeownership goals a reality. 💛

Ariell Shoemo
Mortgage Loan Originator
Edge Home Finance | NMLS #2495075
Company NMLS #891464
Equal Housing Opportunity

07/08/2026

🏡✨ Think homeownership is out of reach? Let’s find out together.

Whether you’re buying your first home, upgrading, relocating, self-employed, using VA benefits, or exploring down payment assistance, there may be a mortgage solution that fits your goals.

The best place to start isn’t scrolling through homes—it’s knowing your numbers.

Let’s talk about:
🏠 Your buying power
💰 Monthly payment options
🔑 Available loan programs
📋 The steps to get you to the closing table with confidence

📩 Send me a message today to get started. Your path to homeownership may be closer than you think! YourMortgageBestie.co

Ariell Shoemo
YourMortgageBestie
Mortgage Loan Originator | NMLS #2495075
Edge Home Finance | Company NMLS #891464

Equal Housing Opportunity.

This is not a commitment to lend. All mortgage loans are subject to credit approval, underwriting guidelines, and program availability. Terms, conditions, and eligibility requirements apply.

05/18/2026

And another one 🤎

05/18/2026

Again we love a good CTC 🤎

05/07/2026

🚨 LAST MONTH IT WAS APPRAISAL CREDITS…
NOW IT’S FREE BUYDOWNS 👀

That should tell you everything you need to know about this market.

Lenders and sellers are getting CREATIVE to help buyers afford homes again. 🏡✨

A FREE 1-0 buydown could mean:
✔️ Lower monthly payment your first year
✔️ More breathing room after closing
✔️ Easier transition into homeownership
✔️ Potentially more buying power

Translation?
If you’ve been sitting on the sidelines waiting… this might be the window you’ve been looking for 👀

And no — you do NOT need perfect credit or $50K saved to have the conversation.

The goal isn’t just to buy a house.
The goal is to buy SMART. 🗝️

Ready to see what programs, incentives, or payment options could work for YOU?

📲 Text “BUYDOWN” to 336-259-4973

Ariell “YourRealEstateBestie” Shoemo
YourMortgageBestie™

From Haus 2 Home | NC REALTOR®
Motto Mortgage Strategic | MLO
📞 336-259-4973
📧 [email protected]

Equal Housing Opportunity
Each office independently owned, operated, and licensed.

Now through June 30, UWM will cover the cost of your lender-paid temporary rate buydowns on conventional and government purchases by providing a credit to offset the buydown expense. This allows your borrowers to take advantage of a payment equivalent to an interest rate 1% lower for the first year....

05/01/2026

Cleared to close yesterday 👏🏾
Cleared to close this morning 👏🏾
Maybe we can do this again tomorrow 🤎