Josh Wheaton, Mortgage Broker NMLS #1642158

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United States
Sanford, FL
Josh Wheaton, Mortgage Broker NMLS #1642158

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Whether you're buying a home or an investment, we insure you get the best deal in the market.
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11/04/2026

Amendment 3 passed. Here's what it means for Florida homeowners. 🏡

Starting in 2027, Florida's homestead exemption on non-school property taxes goes up to $150,000. In 2028 it goes to $250,000, and after that it adjusts with inflation.

A few things to know:
✅ School taxes aren't affected
✅ The full benefit goes to people who are permanent Florida residents by Dec. 31, 2026
✅ If you become a resident after that, you start with today's exemption and move up to the bigger one in your fifth year
✅ For rentals and second homes, the yearly assessment cap drops from 10% to 5%
✅ You'll first see the changes on tax bills in November 2027

If you're buying, moving to Florida, or wondering what this does to your escrow, DM me or call or text 321-399-2449. Happy to walk you through it.

Josh Wheaton NMLS #1642158 · Simplified Mortgage NMLS #2157599 · Equal Housing Lender

11/04/2026

Understanding your monthly mortgage payment is an important part of making sure homeownership fits comfortably within your budget. 🏡 As your loan officer, I'll help you look beyond the loan amount to understand the full cost of owning a home, so you can plan ahead with confidence and avoid unexpected surprises. Thinking about buying a home? Send me a message and let's run the numbers together!
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11/03/2026

A new season can be the perfect time to revisit your homeownership goals and start planning for what's next. 🍂🏡 From understanding your buying power to exploring mortgage options that fit your budget, I'll help you make informed decisions and feel confident about your financing. Thinking about making a move this fall? Send me a message and let's put a plan in place!
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11/02/2026

Feliz Día de los Mu***os. Death ends a life, not a relationship. Memories keep us alive (los recuerdos nos mantienen vivos). Whose life are you celebrating today?
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10/30/2026

There's no place like home, especially when it's filled with a little Halloween magic! 👻🏡 Wishing you a hauntingly happy Halloween filled with sweet treats, cozy moments, and just the right amount of spooky fun! 🎃
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10/29/2026

Finding the right mortgage doesn't require a magic spell, just the right mix of preparation, guidance, and financing options! 🧙‍♀️🏡 From understanding your buying power to choosing a loan that fits your budget, I'll help take the mystery out of the mortgage process. No hocus pocus or scary surprises, just a home financing plan made for you! 🔮
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10/28/2026

Don't let mortgage questions come back to haunt you! 👻🏡 From getting preapproved to exploring your loan options, I'll help take the mystery out of financing your next home so you can move forward with confidence. Ready to bring your homeownership dreams to life? Send me a message and let's get started before the opportunity disappears into the night! 💀
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10/27/2026

The housing market might have a few spooky surprises, but navigating your mortgage doesn't have to feel like a trip through a haunted house! 👻🏡 I'll help you make sense of your financing options, understand your buying power, and create a plan that fits your budget. Ready to stop being haunted by the what-ifs? Send me a message and let's get your homeownership journey started! 🦇
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10/26/2026

Even haunted houses need a little TLC to keep their spirits up! 👻🏡 Taking care of your home with regular maintenance and thoughtful updates can help protect its value and prevent costly surprises from creeping up on you. After all, unexpected repair bills are the kind of fright no homeowner wants this Halloween!
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10/23/2026

Your home is one of your biggest investments, and thoughtful improvements can help protect its value while making it more enjoyable to live in. 🏡 Even relatively small updates can make a noticeable difference without requiring a complete renovation. Planning a bigger home improvement project? Send me a message and let's explore financing options that could help bring your plans to life!
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Address

106 Hadley Drive
Sanford, FL
32771

Telephone

+14073053377

Website

https://www.simplified-mortgage.com/

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