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Brandon Gilbert of Fidelity Funding LLC

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United States
Sanford, FL
Brandon Gilbert of Fidelity Funding LLC

Providing the highest level of service and expertise to support ownership of residential real estate

With years of experience in the mortgage industry, I have had the pleasure of helping many families find their perfect home to grow in. I truly enjoy watching individuals become homeowners and my goal is always to make that process as smooth and trouble-free as possible. Personally, I really enjoy any outdoor activity, college football and Love spending time with my wife and two boys.

10/28/2026

BREAKING: The Fed just held rates steady. 🏦

The Federal Reserve kept its target rate at 3.75%–4.00% today — but the vote was 10–2, and the two dissenters actually wanted a HIKE. Translation: the Fed is in no hurry to cut, and December is still very much in play.

What it means if you’re buying or refinancing: no rate relief today — mortgage rates ticked slightly higher on the news. At his press conference, Chair Warsh said the Fed needs more information before its next move — and traders are now pricing in roughly 86% odds of a December hike, per CME FedWatch.

Questions about what this means for your plans? Send me a message.

— Brandon Gilbert, Fidelity Funding LLC
NMLS #1457997 | Company NMLS #2462647
Equal Housing Opportunity

09/16/2026

That low rate you saw advertised? It might not be as low as it looks. 👀

A lot of those rates have discount points baked in, and depending on your loan size, that could mean paying $20,000 or more at closing just to get that number.

Before you fall for the headline rate, let's talk. I'll show you what your true rate looks like and exactly what it costs. 📲 Send me a message or book a quick call through the link in my bio.

09/03/2026

Three years of saving. For money he never needed to spend.

That’s the part that stays with me.

A VA loan can mean no money down — and with the right negotiation, closing costs handled too. But nobody ever told him. So he waited. He put off looking. He watched prices climb while he built a pile of cash for a requirement that didn’t apply to him.

One question changed the entire conversation.

If you’ve served, or you’re married to someone who has, don’t assume you’re years away from buying. You might already be closer than you think.

Wondering what you qualify for? Send me a DM.

Brandon Gilbert | NMLS #1457997 | Fidelity Funding LLC | NMLS #2462647 | Equal Housing Lender

08/20/2026

Refinancing isn't just about chasing a lower rate.

A mortgage refinance can shorten your term, pull cash out for a renovation, drop mortgage insurance, or consolidate high-interest debt. The right reason depends on where you're at — and what you're trying to get out of it.

Comment RATE below and I'll send you my refinance guide.

Brandon Gilbert | NMLS #1457997 | Fidelity Funding LLC | NMLS #2462647 | Equal Housing Lender

08/18/2026

The number in your head isn't your credit score.

It's usually worse than the real thing — and it's costing people years.

If you've been avoiding this conversation because you're scared of what you'll find, that's exactly why you should have it. No judgment, just a game plan.

Link in my bio to set up a call.

Brandon Gilbert | NMLS #1457997
Fidelity Funding LLC | NMLS #2462647
Equal Housing Lender

08/10/2026

A low appraisal doesn't have to kill the deal. 👇

When the appraisal comes in under the purchase price, most buyers panic — but there are actually three ways to solve it. One of them costs you nothing out of pocket. Another puts the ball back in the appraiser's court.
The key is knowing your options before you're staring down a shortfall with a closing date on the calendar. That's the difference between losing the house and getting to the finish line.

If you're house hunting right now or you're already under contract and the appraisal just came back low let's talk through your game plan.
📅 Click the link in my bio to set up a time to chat.
Brandon Gilbert | NMLS #1457997 | Fidelity Funding LLC | NMLS #2462647 | Equal Housing Lender

07/22/2026

We were days away from closing when a big furniture purchase almost changed everything.

Here’s the lesson: DO NOT make any large purchases before your closing. It doesn’t matter if it’s furniture, a car, or a credit card — it can affect your credit AND your cash to close, and either one can jeopardize your loan.

The rule is simple: whatever it is, it can wait. Save the shopping for after you get your keys. 🔑

Comment “CLOSING” and I’ll send you my free guide on what NOT to do between pre-approval and your closing day. 📩

Not every situation is the same, but everyone benefits from having a game plan going into closing.

📅 Ready to get your game plan started? Book a call — link in bio.

Brandon Gilbert | NMLS #1457997
Fidelity Funding LLC | NMLS #2462647
Equal Housing Lender

12/25/2025

From our family to yours, wishing you a very Merry Christmas!

11/03/2025

All the hard work has paid off, and your high credit score can get you a competitive rate on your new home loan. Are you ready to win big? Call me! #1457997 #2462647

10/31/2025

Don't get spooked by the mortgage process. Call me today to learn more about how you could get a lower down payment and rate through an FHA loan. #1457997 #2462647

Address

Sanford, FL
32771

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://www.brandonmgilbert.com/

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