Michelle Perry Higgins

09/02/2026

In many households, one person naturally takes the lead on the finances. That arrangement can work perfectly well—but both people should still understand the basics.

You should know what you own and owe, where important accounts and documents are located, and which professionals you would contact if you needed help.

Being involved doesn’t mean taking over every financial task. It means making sure you’re never starting from zero if circumstances change.

Could you list your household accounts from memory?

09/02/2026

Things I find very chic!

09/01/2026

Helping an adult child financially often comes from a place of love. But when the same rescue happens repeatedly, the emotional cost can start affecting both sides.

Parents may feel anxious, used or resentful. Adult children may feel controlled, ashamed or less confident in their ability to handle things themselves.

Instead of another rescue, consider creating a written plan that gives the adult child an active role in the solution.

The goal isn’t necessarily to stop helping. It’s to make sure the help isn’t quietly damaging the relationship.

Has repeated helping ever strained a relationship you care about?

08/31/2026

There can be a fine line between helping an adult child through a difficult season and becoming their long-term financial solution.

Three signs the dynamic may need to be reconsidered: there’s no end date, you’re repeatedly solving the same problem, or your adult child isn’t participating in the solution.

The goal of financial support isn’t necessarily to stop helping. It’s to make sure that help has structure, expectations and a path toward greater independence.

Which sign do you think people overlook most?

08/30/2026

08/29/2026

Helping someone you love financially can be incredibly meaningful. But healthy support usually needs some structure.

Before saying yes, ask: What is the purpose? How much can I responsibly provide? What are the expectations? When does the support end?

Having those conversations upfront can help prevent confusion, resentment, and financial strain later.

Agree or disagree: Unlimited help eventually stops being help.

08/28/2026

Caregiving often begins with a simple thought: Of course I’ll help.

But over time, that help can affect income, savings, retirement contributions, and even a caregiver’s career.

Recognizing the financial impact doesn’t take the love out of caregiving. Planning for it can be one of the ways you protect the people you love—including yourself.

Caregivers: What cost surprised you most?

08/28/2026

When someone you love needs financial help, saying “yes” can feel like the caring thing to do.

But support without boundaries can become open-ended—and eventually affect your own financial security or your relationship.

Decide your limit before the request arrives. Be clear about the purpose, amount, expectations, and end date.

And remember: caring about someone else’s future does not mean sacrificing your own.

Which financial boundary has been the hardest for you to set with family?

08/27/2026

The hardest money conversations often aren’t really about money.

They’re about guilt, expectations, and the fear of hurting someone you care about.

Setting a financial boundary doesn’t mean you care less. It can create space for honesty, clarity, and healthier relationships with the people you love.

Sometimes the conversation you keep putting off is the one you need to have most.