Darren Pomponio, NMLS # 297043

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Darren Pomponio, NMLS # 297043

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Every vet needs a guy who knows VA loans. That’s me. No BS, no runaround. Darren Pomponio / Veteran /USAF /NMLS # 297043

10/29/2026

Pre-qualified is a ballpark. Pre-approved is verified, and it's what makes your offer strong. Buyers, get pre-approved before you tour. Agents, share this with your next client. Call or text me anytime.

darrenknowslending

10/28/2026

Mortgage rates have eased for three straight weeks, but that doesn't mean the market is out of the woods.

The Fed's next move, inflation, and the 10-year Treasury are all worth watching. There are also new mortgage policy directives to keep an eye on as more details come out.

But here's what matters most: your monthly payment.

If you're thinking about buying, moving, or exploring your options, let's run the numbers. Taxes, insurance, and the full payment matter just as much as the rate.

Call or text me anytime. Let's look at the real numbers.

— Darren Pomponio |

MortgageTips DarrenKnowsLending

10/27/2026

New to Buy/Sell? It's an agent-only meeting where we share off-market and coming-soon listings and what your buyers need, live in the room. Deals get made here every month that wouldn't have happened if you weren't in the room.

North Bay Buy/Sell is Monday, Nov 2, 9:30 to 11 AM at the Best Western Novato, 215 Alameda del Prado. New location. Breakfast is on us. Bring your listings, your buyers and a friend in the business. RSVP below.

https://www.eventbrite.com/e/north-bay-buysell-tickets-2002752340162

Realtors DarrenKnowsLending

10/26/2026

VA benefit used once? You can use it again. Here are three ways. Not sure where your entitlement stands? Call or text me anytime.

DarrenKnowsLending

10/22/2026

Your mortgage rate doesn’t follow the Fed. It follows the 10-year Treasury yield. Here’s why.

Lenders sell your loan to investors. Investors can buy safe Treasuries instead, so mortgages have to pay more to compete. Yield goes up, rates go up.

Part 3 of Bonds for Dummies. Missed Parts 1 and 2? They’re on my page.

DarrenKnowsLending

10/21/2026

The Fed raised rates. Did your mortgage rate go up the same amount? Not necessarily....

Mortgage rates follow the 10-year Treasury, not the Fed’s overnight rate. And the bond market looks ahead, so a hike you expected may already be priced in.

Watch the 10-year, not the headline.

Buying or refinancing? Call or text me anytime and we’ll run your real numbers.

BondMarket RealEstate DarrenKnowsLending

10/21/2026

Mortgage rates moved slightly lower!

According to Mortgage News Daily, the average top-tier 30-year fixed mortgage rate index dropped from 7.43% to 7.40% on October 20.

What's driving the move? Concerns surrounding the AI sector and broader financial market conditions are playing a role.

While the drop is small, it's a good reminder that mortgage rates can change with market conditions.

Thinking about buying or refinancing? Don't rely on headlines alone. Let's look at your actual numbers and explore your options.

Send me a message anytime!

10/20/2026

Great time at the Marin County Buy/Sell Meeting!

Always fun getting together with fellow real estate professionals, catching up, and making new connections! Big thanks to everyone who came out and to our amazing sponsors for being part of it.

Until the next one!

10/19/2026

Planning to buy in the next 90 days? Do these 4 things:

Don't open new credit. Talk to your lender before changing jobs. Document big deposits. Keep your accounts simple and pay on time.

Talk to a lender before you make any big moves, not after. Send me a message.

10/16/2026

Military training prepared me for pressure… but mortgage lending? That’s a whole different mission!

From handling tough situations to chasing documents and getting loans across the finish line, every day comes with a new challenge. But the mission stays the same: helping buyers get home!

Happy Friday!

MortgageLending RealtorLife

Address

San Francisco, CA

Website

https://www.darrenknowslending.com/

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