Clifton Home Loans

Clifton Home Loans Bonita started her career in 1992 as a loan processor at a Marin County mortgage brokerage. We are committed to doing the right thing by our clients.

Bonita Clifton | NMLS 100926 | DRE 10147270
Reina Brabant | NMLS 1166829
Loan Officers
All California Mortgage dba American Pacific Mortgage | NMLS 1850
Equal Housing Opportunity
Licensed by the Dept of Financial Protection and Innovation under the CRMLA
Licensed in CA
www.nmlsconsumeraccess.org


You would be hard pressed to find a more dynamic team of mortgage professionals! Bonita Clifton and

Reina Brabant are a mother-daughter team who have a combined 46 years of mortgage experience, in underwriting, packaging and closing quality loans. She has held a variety of positions throughout the years such as processor, loan servicer, doc drawer, assistant to a top producing loan originator, and for the last 27 years has been a high producing loan officer. She prides herself in her ability to find solutions to challenging scenarios, and on her vast knowledge of agency, non-agency, and government guidelines. Reina, with a long employment history in the customer service industry, started as a loan processor in 2012. During her time as a processor she developed an in-depth understanding of the loan process, loan packaging, and underwriting guidelines which serves as a critical component to her success as a loan officer. She prides herself on her impeccable communication and organizational skills. Her attention to detail, ability to anticipate customer needs, and great people skills assure you a smooth and seamless closing. We work on every loan together, as a team, adding value to the services provided. We both stay apprised of each loan and scenario, so you can be certain that there is always someone available to answer your questions or attend to your needs. We both have a great respect for the fact that this will be one of the largest financial transactions or decisions of your life.

✨ Some of the things we’ve been working on lately ✨
08/31/2026

✨ Some of the things we’ve been working on lately ✨

Team Clifton might have been quiet over here this summer 🌞 but that’s just because we’ve been busy LIVIN’ 💃🏻💃🏻! We hope ...
08/30/2026

Team Clifton might have been quiet over here this summer 🌞 but that’s just because we’ve been busy LIVIN’ 💃🏻💃🏻! We hope that you’ve all been doing the same. Less posting, less scrolling, more fresh air, sunshine, and joy! Rest assured we’re still working hard for our clients and helping them meet their financing goals/needs. 💸 We can’t wait to help your with yours!!

Thanks for the feature All California Mortgage!! We love being a part of the team. ❤️
07/01/2026

Thanks for the feature All California Mortgage!! We love being a part of the team. ❤️

48 years of combined mortgage experience, a deep dedication to their clients, and a stellar reputation - that's Bonita Clifton and Reina Brabant, the mother-daughter powerhouse behind Clifton Home Loans. 🏡

Experienced in reverse, conforming, VA/FHA, jumbo, solutions for self-employed borrowers, and other non-QM scenarios, they have financing solutions when other lenders have said no. 🎉 Whatever your situation, chances are they've solved it before.

And when they’re not closing loans? Reina is first-and-foremost a MOM to her three beautiful children. Alongside her husband they are bouncing between summer camps, kids’ activities, lessons and the like. Their joy comes in the form of home-cooked family meals, hikes, travel, and other family outings. Bonita is Grandma extraordinaire – spending lots of quality time with her grandkids – and also loves attending summer music events with friends, and caring for her beautiful home and garden in her downtime.

💬 Drop a 🔑 in the comments and Bonita or Reina will reach out to see how they can help.

A quick and easy close with for our lovely client relocating to Santa Rosa! We’re so happy for them! What a beautiful p...
06/11/2026

A quick and easy close with for our lovely client relocating to Santa Rosa! We’re so happy for them! What a beautiful place to call home. It was great working with you Brian!!

Summer break is in full swing and the yard is full of fairy gardens and frog ponds!! 🧚‍♀️🐸 I love their creative little ...
06/10/2026

Summer break is in full swing and the yard is full of fairy gardens and frog ponds!! 🧚‍♀️🐸 I love their creative little minds 🥰

✨ There are many reasons a refinance can be beneficial!! This time around we helped our clients lower their interest rat...
06/05/2026

✨ There are many reasons a refinance can be beneficial!! This time around we helped our clients lower their interest rate and payment, pay off a solar lien and set aside some extra funds for some small home projects they wanted to complete. ✨

Happy birthday Bonita!! So blessed to be celebrating another year of YOU - the best mom/grandma, friend, and business pa...
06/05/2026

Happy birthday Bonita!! So blessed to be celebrating another year of YOU - the best mom/grandma, friend, and business partner I could have ever asked for. I don’t take one second with you for granted. Cheers to many many more celebrations to come. May this year be filled with everything you wish for and more! 💫

Very excited for our first time homebuyer who is the proud new owner of this little slice of heaven. We worked together ...
05/19/2026

Very excited for our first time homebuyer who is the proud new owner of this little slice of heaven. We worked together for about a year before he found the perfect home to call his own. No more rent raises in his future, and instead he’ll be collecting his own rental income on the cute ADU! WIN WIN!

Let us help you make your homeownership dreams come true as well!! ✨

Rest stop sunset views on the way to AZ! Bonita is road tripping to visit her sister and fam, and soaking up some sun al...
05/19/2026

Rest stop sunset views on the way to AZ! Bonita is road tripping to visit her sister and fam, and soaking up some sun along the way. 🌞

We recently funded a reverse refinance for debt consolidation. It was important to our clients that they were able to ke...
05/12/2026

We recently funded a reverse refinance for debt consolidation. It was important to our clients that they were able to keep living in their home, while paying off significant higher interest debts, eliminating their mortgage payment, and accessing additional funds to supplement their monthly income… we made 👏🏼 it 👏🏼 happen 👏🏼. These loans certainly have a time and a place and this was one of them. It’s amazing what a huge difference it can make! Now they can focus on living and enjoying retirement instead of worrying about finances.

Address

1101 Fifth Avenue Ste 220
San Rafael, CA
94901

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