Mary Jo Lafaye Reverse Mortgage Advisor

08/25/2026

Should your clients retire while carrying a large mortgage?

The best retirement strategies are built through collaboration.

When financial advisors, tax professionals, estate planning attorneys, and reverse mortgage specialists work together, clients often achieve stronger long-term outcomes.

Check out more educational videos on my YouTube:

Should your clients retire while carrying a large mortgage?In thi...

08/25/2026

The recognition means so much, but the messages from my clients mean even more.

Helping homeowners and families understand their options around home equity, reverse mortgages, retirement income, downsizing, cash flow, and aging in place has always been about more than a loan. It’s about creating clarity, confidence, and greater financial flexibility for the next chapter.

What does that mean to you: Staying in the home your love, downsizing/right-sizing to your dream home, moving closer to family, enjoying better cash flow and lifestyle, paying for care or simply understanding what options are available, I’m here to help you make an informed decision.

Thank you to my clients, referral partners, friends, and the Marin community for your trust and support. I’m honored to be a resource for you.

Check out my Reviews: https://maryjolafaye.com/reviews/

07/18/2026

5.0 star review received on Experience.com for Mary Jo Lafaye by James L S - You were very organized with all the necessary questions to prepare information plus your personal dealing with the insurance agent.

Click to see all 112 reviews of Mary Jo Lafaye, Home Equity Retirement Specialist

06/23/2026

🏡 FREE Educational Seminar: Downsizing 101
Protect Lifestyle & Liquidity for Better Financial Outcomes Throughout Retirement

Many retirees and pre-retirees know they want a simpler lifestyle, a more manageable home, or to move closer to family and friends.

What often keeps them from taking the next step is uncertainty about how a move may impact retirement cash flow and lifestyle.

Join me and special guest speaker Millie Anderson, Owner of Mom’s New Pad, tomorrow for an educational discussion on downsizing, right-sizing, senior housing options, retirement income strategies, and ways to make confident decisions about the next chapter of life.

We’ll also discuss The Modern Retirement Mortgage™* and why many homeowners age 55+ are using home equity strategically to increase purchasing power, improve cash flow, and create greater financial flexibility throughout retirement without taking on a monthly mortgage payment​**.

📅 Wednesday, June 24
🕙 10:00 AM – 11:30 AM
📍 Vivalon’s NEW Healthy Aging Campus
(999 Third St., San Rafael, CA 94901)
☕ Coffee + treats + practical conversation

Homeowners, Realtors, Financial Advisors, friends, and family members are all welcome.

Reserve your complimentary seat:
Reserve1Seat.com



*The Modern Retirement Mortgage™ (MRM) refers to the family of loans also known as reverse mortgages; the Secure Equity Jumbo loan (a Mutual of Omaha Mortgage proprietary loan program), and the FHA-insured Home Equity Conversion Mortgage (HECM) for refinance or for purchasing a new home. Both programs are federally-regulated and fully non-recourse loans with minimal income and credit requirements. **Borrower must occupy home as primary residence and remain current on property taxes, homeowner’s insurance, the costs of home maintenance, and any HOA fees. ***Consult a Tax Advisor.

06/12/2026

The Modern Retirement Mortgage™ Realtor Certification Class
— Tuesday, 6/16, 10AM at MAR

Marin County's 55+ Equity-Rich Homeowners are the driving force in today's real estate market 🔥 (NAR 2026).

🏡 Baby Boomers/Seniors are today’s largest buyer/seller segment and hold about HALF of the Real Estate Wealth in the U.S. ~ $23.5 Trillion & Americans 55+ own 71% of all housing wealth ~ $39.1 Trillion. (MarketWatch 2024) (The Fed Q4 2025)

Many have the equity to make a move — what they're looking for is a way to preserve lifestyle, liquidity, and retirement confidence.

If you're working with 55+ homeowners, join me for a Realtor Certification Class and learn how The Modern Retirement Mortgage™ can help eligible clients make a move with increased purchasing power and financial flexibility.

📅 Tuesday, June 16, 2026
🕙 10:00 AM – 11:30 AM PDT
📍 Marin Association of Realtors
40 Mitchell Blvd, San Rafael, CA 94903

☕ Coffee included + Treats + Strategy

Space is Limited. Register Today: Save1Seat.com. Link in bio.

05/29/2026

5.0 star review received on Experience.com for Mary Jo Lafaye by Spirit W - Kind of amazing from start to finish.....I was recommended to see MaryJo and then 2 weeks later ended up on a plane to Payne airport and MaryJo was sitting next to me which was pretty miraculous so we met for the first time by chance or Karma one could say!!!! Then about 2 years later I was able to qualify for the Reverse Morgage because of debt wiped out due to bankruptcy. I was really impressed by the whole team effort on my behalf. Spoke with MaryJo ,and her assistant Christina was also stellar as well as the TC Stacey Beelhler. They were on it every step of the way, answering questions and just helping me navigate the process. I had hoped to sign in person but truthfully just so much enjoyed the Notary Debra Fox who came to my home. So truthfully a GREAT experience,

Click to see all 110 reviews of Mary Jo Lafaye, Home Equity Retirement Specialist

05/28/2026

Marin County’s 55+ homeowners are the driving force in our current Real Estate Market. 🔥

🏡According to NAR, adults ages 61–79 are the largest cohort of Buyers & Sellers nationwide, and control trillions in home equity. This housing wealth is an integral part of their retirement plan. Agents need to know what motivates this dynamic group.

Boomers & Seniors are looking for solutions to:
- Finding their ideal home without impacting their cashflow
- Staying in their community — or moving closer to family
- Flexible financing to protect liquidity and lifestyle

That’s what this class is about.

Join me for a practical conversation around downsizing, right-sizing, home equity, and purchasing power for today’s 55+ clients.

📅 Friday, May 29, 2026
🕙 10:00 AM – 11:30 AM PDT
📍 MAR, 40 Mitchell Blvd. San Rafael
☕️ Coffee included

Register at Save1Seat.com
Link in bio

05/24/2026

5.0 star review received on Experience.com for Mary Jo Lafaye by Ray M - responsive on everything. Well informed and knowledgeable. pleasant staff.

Click to see all 108 reviews of Mary Jo Lafaye, Home Equity Retirement Specialist

05/19/2026

How can retirees create more flexibility around cash flow without unnecessarily disrupting their long-term investment strategy?

I’d like to invite you to an upcoming CE webinar Mutual of Omaha Mortgage will be hosting with Wade Pfau, Ph.D., CFA, one of the leading researchers in retirement income planning.

We’ll discuss how reverse mortgages are being used today as part of a broader retirement strategy, including:
• Coordinating a HECM line of credit with portfolio distributions
• Managing market volatility and “spike” expenses
• Improving cash flow flexibility in retirement
• The role home equity can play alongside traditional retirement assets

📅 Tomorrow, Wednesday, May 20, 2026
🕚 11:00 AM – 12:00 PM PDT
💻 Live via Zoom

Register here: https://register.gotowebinar.com/register/8409518380753728597

This will be a practical, research-based discussion designed for financial professionals working with clients in or approaching retirement.

If you’re navigating a client scenario, I think you’ll find the conversation valuable.
— Mary Jo