Tim Fiero at Guaranteed Rate - NMLS ID #681631

Tim Fiero at Guaranteed Rate - NMLS ID #681631 I am a VP of Mortgage Lending at Guaranteed Rate. Personal NMLS # 681631. Guaranteed Rate #2611. A mortgage company who grows for good.

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06/10/2026

Waiting for the "perfect" time to buy could mean waiting forever.

The reality? No one can predict rates, home prices, or when affordability will improve. Instead of trying to time the market, focus on what works for your budget and goals.

Buy what you can, when you can. Start building equity, create stability, and take control of your housing future.

Have questions about what you qualify for? Let's talk.

06/06/2026

Welcome to the exclusive Stonebridge Estates, where elegance meets nature in this 3840 sqft home on a remarkable 1.24-acre lot. Situated on a picturesque tree-lined street, this property offers a tranquil retreat. Surrounded by mature tree groves and white roses, this estate presents a park-like setting with DG pathways & array of fruit trees. Recent updates feature new paint inside & out, new stainless-steel appliances including built-in refrigerator, quartz countertops & more. Downstairs en suite BD/BA. Surrounded by mature tree groves and white roses, this estate presents a park-like setting with DG pathways and array of fruit trees. The gourmet kitchen with an oversized island opens to a sprawling family room & flows onto an extra-large, covered, pavered patio. Downstairs en suite BR includes full bath. The sanctuary-like primary suite includes built-in cabinetry and a slider to a generous balcony with serene backyard views. Enjoy two focal fireplaces, adding warmth & elegance.

The home is listed by: Scott Ray! Feel free to reach out to him directly with any questions or to schedule a showing!

06/05/2026

Don't let timing hold you back from your next home.

A bridge loan can help you buy before you sell, giving you more flexibility, less stress, and a stronger position when the right home hits the market.

Plan ahead. Be prepared. Win the home you want.

06/03/2026

You can't control interest rates, inflation, or the headlines—but you can control your housing situation.

Don't let the fear of waiting keep you on the sidelines. Buy when it makes sense for your finances and your goals, not when you're trying to predict the market.

Control what you can control.

05/27/2026

Nearly 1 in 3 adults own crypto — and now those assets may help them qualify for a home without having to sell them.

We’ve launched a program that allows buyers to use eligible crypto holdings as income for qualifying purposes. For some clients, this could be the extra buying power they need to finally make homeownership happen.

Want to learn how this program could help your clients and create more opportunities?
619-548-0017

05/23/2026

Nestled in the highly desirable Windsor Hills neighborhood of La Mesa, this beautifully updated 3-bedroom, 2-bathroom residence offers breathtaking panoramic views spanning downtown San Diego, Del Cerro, and Cowles Mountain. Combining comfort, functionality, and scenic beauty, this home delivers an exceptional Southern California lifestyle. Step inside to a bright, open floor plan filled with natural light, where expansive windows frame stunning vistas and create a seamless indoor-outdoor connection. The spacious living areas are designed for both everyday living and effortless entertaining. The well-appointed kitchen features stainless steel appliances, including a gas range, oven, refrigerator, and dishwasher, all positioned to take advantage of the home’s incredible views making even routine tasks feel elevated. Outdoor living is a true highlight, with three distinct spaces to enjoy: a private backyard with lush lawn and mature landscaping, a tranquil porch shaded by a mature plumeria tree, and a view balcony off the living room which is perfect for relaxing or taking in vibrant sunset skies.

The home is listed by: Jay Sener, Realtor ! Feel free to reach out to him directly with any questions or to schedule a showing!

05/22/2026

Big housing market update! The “More Homes on the Market Act” could raise the capital gains tax exclusion for homeowners from $500K to $1M.

If passed, this could encourage more people to sell their homes and help increase inventory for buyers. 👀 Stay tuned for more updates!

05/20/2026

The new Federal Reserve Chair is expected to bring some major changes to the financial markets and housing industry.

As the Fed looks to clean up its balance sheet, we could see shifts in the mortgage market and overall buyer activity in the months ahead.

At the same time, more inventory is hitting the market and buyers are finally starting to see more opportunities and options again.

No one can predict exactly what’s next, but staying informed and prepared is more important than ever in today’s market.

If you’re thinking about buying in California and want to know what this could mean for you, feel free to reach out anytime.

05/16/2026

Welcome to 11761 Calle Vivienda - a beautifully maintained single-level residence offering space, privacy, and exceptional indoor-outdoor living in one of Rancho Bernardo’s most desirable communities. This thoughtfully designed 4-bedroom, 2-bath home features both a spacious living room and a separate family room connected by a large kitchen and dining area, creating warm gathering spaces filled with natural light and flexibility for everyday living as well as entertaining. At the heart of the home is a stunning French-inspired kitchen remodel, highlighted by a dramatic oversized curved center island, custom cabinetry, and stainless steel appliances - a true centerpiece for hosting and daily enjoyment alike. Both bathrooms offer quality finishes, while the primary suite provides a spa-inspired retreat complete with a whirlpool bath tub, custom walk-in shower, and a beautifully organized walk-in closet with built-ins. The outdoor environment feels like a private retreat.

The home is listed by: Milosevic! Feel free to reach out to her directly with any questions or to schedule a showing!

05/15/2026

Renting may feel like the easier option now—but waiting too long to buy can make homeownership even harder to reach.

San Diego continues to build thousands of apartment units, while the supply of homes for ownership stays limited.

Starting sooner gives you more time to build equity, stability, and long-term wealth.

Address

2020 Camino Del Rio North
San Diego, CA
92108

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Monday 7am - 7pm
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Thursday 7am - 7pm
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Sunday 9am - 1pm

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