Marie Lifschultz, NMLS #1279748

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Marie Lifschultz, NMLS #1279748 Provides expert knowledge of residential mortgage lending. Helping to bring you "Home" Synergy One Lending Inc.

and approved and licensed DBA (if applicable), company NMLS, the NMLS Consumer Access link: www.nmlsconsumeraccess.org, the company’s Legal Licensing Link & Equal Housing Opportunity

TX: https://www.rate.com/texas-consumers-how-to-file-complaint

https://s1l.com/licensing/

Thinking about buying a home? Before you start scrolling through listings and falling in love with a house, let’s talk n...
10/28/2026

Thinking about buying a home? Before you start scrolling through listings and falling in love with a house, let’s talk numbers!

One thing I always tell my buyers is that what you qualify for and what you’re comfortable paying are two different things!

Buying a home isn’t just about the purchase price. It’s about understanding your monthly payment, how much money you’ll need upfront, and making sure you’re not stretching yourself too thin.

After 24 years in the mortgage business, I’ve learned that the best place to start isn’t looking at houses. It’s having a conversation!

Whether you’re buying your first home or your fifth, let’s figure out what makes sense for YOU and your budget.

No pressure, no obligation, just good old-fashioned advice from someone who’s been doing this a long time!

Let’s chat! I’d love to help you get started.

Good morning, friends! ☀️Lots happening in the mortgage world this week, so let me break it down without all the financi...
10/26/2026

Good morning, friends! ☀️

Lots happening in the mortgage world this week, so let me break it down without all the financial jargon!

🏡 Mortgage rates: We’re still seeing quite a bit of movement. Inflation, oil prices, and uncertainty in the economy are keeping rates from settling down. Just because you hear Treasury yields are dropping doesn’t necessarily mean mortgage rates are following.

🏡 Housing market: We’re seeing fewer homes going under contract, and affordability continues to be a challenge. But here’s something to remember: A slower market can also mean more room for buyers to negotiate with sellers. That’s an opportunity worth exploring!

🏡 Refinancing: There are some proposed changes that could make refinancing easier and potentially less expensive. Nothing is set in stone yet, but I’m keeping an eye on it.

🏡 What’s ahead: The Federal Reserve meets Wednesday, and several important economic reports are coming out this week. All of these could influence where mortgage rates go next.

My advice? Don’t let the headlines make your decisions for you.

Every buyer, homeowner, and situation is different. Sometimes the best opportunity isn’t waiting for a lower interest rate. It’s understanding the options available to you right now.

And to my Realtor friends, this is why having a knowledgeable lending partner in your corner matters!

As always, I’m happy to talk through the numbers, answer questions, or help you figure out your next move. No pressure, just good information from someone who’s been doing this for nearly 25 years!

BUYERS, YOU MAY HAVE MORE NEGOTIATING POWER THAN YOU THINK!If you've been sitting on the sidelines waiting for the "perf...
10/20/2026

BUYERS, YOU MAY HAVE MORE NEGOTIATING POWER THAN YOU THINK!

If you've been sitting on the sidelines waiting for the "perfect" time to buy a home, here's something worth knowing!

The housing market is shifting, and we're seeing opportunities for buyers to negotiate that weren't always available a few years ago.

What does that mean for YOU?

Some sellers may be willing to offer:
✔️ Help with closing costs
✔️ Money toward lowering your interest rate
✔️ Price reductions
✔️ Other concessions to help make the purchase more affordable

And here's something I always remind my buyers — **the best deal isn't necessarily the lowest price. It's about making the numbers work for YOU!**

Interest rates are important, but they're only one piece of the puzzle. Sometimes negotiating the right seller concessions can make a bigger difference than you might expect.

Whether you're thinking about buying your first home, moving into something bigger, or you're a Realtor helping clients navigate this market, let's talk about the options!

I've been in the mortgage business for 24 years, and if there's one thing I've learned, it's that every buyer's situation is different. Having the right people in your corner makes all the difference.

**Don't let the headlines make your decisions for you. Let's look at the numbers together!**

Your local mortgage expert, your neighbor, and always happy to help! 🏡

What does $255,000 buy you in San Antonio right now?This well-maintained home in Laura Heights offers 3 bedrooms, 2 bath...
09/09/2026

What does $255,000 buy you in San Antonio right now?

This well-maintained home in Laura Heights offers 3 bedrooms, 2 baths and 1,604 sq. ft. of single-story living — plus one of my favorite features: a greenbelt behind the home with no immediate rear neighbor!

✔️ Open floor plan
✔️ Granite countertops & stainless appliances
✔️ Spacious primary suite
✔️ Backyard deck + greenbelt
✔️ Community pool, playground & clubhouse
✔️ Northside ISD

📍 10310 Quayle Mist, San Antonio, TX 78254
💰 Offered at $255,000

And if you're a first-time buyer thinking, “Okay, but what would I actually need to buy this?” — that's where I come in.

I can help you look at the numbers, down payment options and financing to see what homeownership could look like for you.

🏠 Listed by Roger Lifschultz

Message me with financing questions or if you'd like to schedule a showing!

5.0 star review received on Experience.com for Marie Lifschultz by Joanne L S - Marie is  extremely attentive during  th...
07/21/2026

5.0 star review received on Experience.com for Marie Lifschultz by Joanne L S - Marie is extremely attentive during the loan process and provides great advice every step along the way. I felt that I was being taken care of and that was really nice during the moving proces.

Click to see all 74 reviews of Marie Lifschultz, VP of Mortgage Lending

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San Antonio, TX

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