J. Charles Lending - NMLS #2409480

09/10/2026

To say we’re in a buyers market is an understatement. There are some homes that are under contract the first week, but a majority of listings are still looking for their buyer. Lots of opportunities out there.

09/09/2026

Market Analysis but also predictions. Will we be right or wrong? How will the market react? Well we know how the market will react to the data, we just don't know what the data will show. Higher than expected, rates will tick up. Lower than expected, rates will tick down.

The August Producer Price Index (PPI) is released tomorrow and could give us a preview of what to expect Friday when the August Consumer Price Index (CPI) is released.

08/28/2026

No more Forward Guidance from the Fed but Warsh definitely said their focus is on inflation. So we expect a funds rate hold to keep pressure on the monetary supply.

08/26/2026

Two weeks from contract to close on this New Braunfels duplex! Our buyer is starting his investing journey today after spending a few months finding the perfect fit. Contact us NOW if you want a quick on-time close with great rates! Knowledge. Service. Value. That’s J. Charles Lending!

08/19/2026

New site created, custom built, 1 of 1. We want to focus on what makes us different, education, complete market analysis, and updates posted on our site. Let us know what you think!

Knowledge. Service. Value. We're the Texas brokerage realtors themselves turn to for continuing education on how rates actually move markets — and we bring that same depth to every client's loan.

08/07/2026

Five star Friday. Every time, highest level of service and advisement you can receive.

08/06/2026

Lower rate, lower payment, $4000 more cash out, higher level of service. When we talk about value, we mean lower rate but higher level of service.

07/31/2026

Better than a google review! Our client lives by a golf course and she collects and resells found golf balls. My daughter plays so she sent her some ProV1s.

07/30/2026

Ask us why?

07/27/2026

In real estate, the 31st falling on a Friday is a perfect storm for delays and stress. Which is why we hustle to make sure we’re clear to close 5 days early. Docs will go out early and the title company won’t have to worry about our file.