America Mortgages

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America Mortgages America Mortgages is a U.S. mortgage specialist for foreign nationals, non-U.S. residents & US expats. The industry leader in this space.

We provide residential, investment & DSCR financing nationwide with access to 150+ mortgage programs.

Still chasing the same leads as everyone else?America Mortgages is hiring Senior Mortgage Loan Officers. Limited positio...
11/02/2026

Still chasing the same leads as everyone else?

America Mortgages is hiring Senior Mortgage Loan Officers. Limited positions.

What we provide:

• 15–20 qualified leads a month — not recycled internet leads
• Dedicated processing support, with loan processors and assistant LOs
• Loan structuring and deal design help, from a management team with 70+ years of combined experience
• Both a direct lender and a broker platform — retail and wholesale
• 100% remote. Live and work anywhere in the world
• A global referral network to build your own wholesale client base
• Marketing and business development resources, with personalised materials
• Licensing support across all permitted states, whatever your current NMLS position

Our clients aren't shopping around to save 0.125%. They're qualified, intentional investors — which changes the conversion maths entirely.

We're looking for experienced LOs who are strong at building client relationships and can work independently and remotely. Multilingual candidates welcome.

Ready to take your career global?

📩 [email protected]

A $500,000 home in Hawaii, financed as a foreign national. Here's what that actually looks like.$150,000 down at 30%. A ...
11/01/2026

A $500,000 home in Hawaii, financed as a foreign national. Here's what that actually looks like.

$150,000 down at 30%. A $350,000 loan. Around $2,329 a month in principal and interest, on a hypothetical 7% fixed rate over 30 years.

What that figure doesn't include: property taxes, insurance, and — in many Hawaii developments — HOA fees. Budget for those before you decide the numbers work, not after.

Two things foreign national buyers should know. A larger down payment is standard for this category, so 30% is a realistic starting assumption rather than a worst case. And the rate you're quoted depends on the program, the property and your profile — the 7% here is illustrative, not a quote.

We work across 150+ U.S. mortgage programs for foreign nationals. The right one depends on your income, assets, credit position and what you intend to do with the property.

Worth having that conversation before you shortlist properties.

📧 [email protected] | 🌐 www.americamortgages.com | ☎️ +1 845 583 0830⁠

"Our process for overseas clients is easier, faster, and more transparent than international banks." — Robert Chadwick, ...
10/31/2026

"Our process for overseas clients is easier, faster, and more transparent than international banks." — Robert Chadwick, CEO

If you've tried to finance U.S. property from abroad, you know which part is hard.

Not finding the property. Not deciding to buy. It's the gap between those two — where foreign income needs documenting differently, where a thin U.S. credit file becomes a problem, and where nobody tells you the requirements until you're already mid-application.

That's the part we rebuilt.

Whether you're a U.S. expat, a foreign national, or an international investor, the conversation should start before you shortlist properties — not after.

📧 [email protected] | 🌐 www.americamortgages.com | ☎️ +1 845 583 0830⁠

10/29/2026

A mortgage based on the property, not your income.

That’s what a real estate bridging loan is. It’s a property mortgage based only on the asset value of the property not the borrower’s current financial situation or income.

What that gives you: greater flexibility, potentially higher loan-to-values, and most importantly, quick access to liquidity.

America Mortgages does this across all 50 states in the U.S., and it’s easy to qualify.

Reach out and we’ll tell you how fast you can close, what loan-to-value you can do, and the type of transaction you qualify for.

Save this for your next property move.

📧 [email protected] | 🌐 www.americamortgages.com | ☎️ +1 845 583 0830⁠

NO U.S. CREDIT SCORE? You can still buy in Arizona. 🌵Some lenders look at alternative credit history, foreign earnings, ...
10/28/2026

NO U.S. CREDIT SCORE? You can still buy in Arizona. 🌵

Some lenders look at alternative credit history, foreign earnings, bank statements or a property’s rental performance instead.

5 ways to buy:
🧾 Alternative credit mortgage
🪪 ITIN mortgage
🌍 Foreign national mortgage
🏠 DSCR loan
💰 Cash purchase

Not sure which fits your case? Get expert advice on the mortgage options that suit you.

📧 [email protected] | 🌐 www.americamortgages.com | ☎️ +1 845 583 0830⁠

BUYING IN ARIZONA? Here’s the number to plan for. 📌$84,000 upfront on a $300,000 property:🏠 $75,000 down payment (25%)📄 ...
10/27/2026

BUYING IN ARIZONA? Here’s the number to plan for. 📌

$84,000 upfront on a $300,000 property:
🏠 $75,000 down payment (25%)
📄 $9,000 closing costs (3%, estimated)

That leaves a $225,000 mortgage. Inspection fees, insurance, prepaid taxes and reserves can add more, so ask your lender for a full cost estimate.

No U.S. credit score? Our experts can show you your possible mortgage options.

📧 [email protected] | 🌐 www.americamortgages.com | ☎️ +1 845 583 0830⁠

10/25/2026

700 San Diego properties are heading to auction.

Nearly 700 tax-defaulted parcels in San Diego County will be sold after owners failed to pay property taxes for at least five years. Some starting bids are surprisingly low in certain cases just a few thousand dollars.

But auctions like these come with rules. Buyers typically need cash, deposits, and careful due diligence, because most purchases are final.

Still, tax auctions are one way properties sometimes enter the market below typical prices.

At America Mortgages, we watch opportunities like this because they show how diverse U.S. real estate can be.

📧 [email protected] | 🌐 www.americamortgages.com | ☎️ +1 845 583 0830⁠

Address

1341 W. Mockingbird Lane, Suite 600W
San Antonio, TX
75247

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