The Dawson Mortgage Lending Team NMLS 635442 - powered by Supreme Lending

09/09/2026

Thinking about an older home in San Antonio, Alamo Heights, Terrell Hills, or Castle Hills? 🔑 The purchase price is only part of the financial picture.

Established homes may come with older systems or maintenance needs that should be considered alongside your down payment, closing costs, and estimated monthly payment.

Once you have an inspection, take time to look at the findings from a budgeting perspective too. Keeping some financial flexibility after closing can matter just as much as getting the financing arranged.

Brad Dawson | Dawson Lending Team
📲 (210) 667-5875
📧 [email protected]
🌐 www.SA-Mortgage.com ⁣
⁣

09/07/2026

Looking at homes in New Braunfels, Cibolo, or Schertz? 🏡 Two properties with similar asking prices can still produce different monthly housing costs.

Property taxes, HOA dues, and community assessments can vary from one neighborhood to another, so I encourage buyers to review the actual property details before assuming what the payment may look like.

The more specific the information we have, the more useful the financing conversation becomes.

Brad Dawson | Dawson Lending Team
📲 (210) 667-5875
📧 [email protected]
🌐 www.SA-Mortgage.com ⁣
⁣

09/04/2026

Relocating Near Randolph AFB? Start the Mortgage Conversation Early.

Military moves can involve a lot of moving pieces at once, from PCS timing and employment documentation to finding a home and coordinating a closing.

If you are considering Universal City, Converse, Live Oak, Schertz, Cibolo, or another community around the San Antonio area, discussing your timeline with a lender early can help you understand the financing options and documentation that may apply to your situation.

For eligible military buyers, that conversation can also include how VA financing may fit into the purchase.

Planning a move to the San Antonio area? I am here to help you review the financing side of the move.

Brad Dawson | Dawson Lending Team
📲 (210) 667-5875
📧 [email protected]
🌐 www.SA-Mortgage.com ⁣
⁣

09/02/2026

Buying in Boerne, Bulverde, or the Texas Hill Country?

A Hill Country home may come with considerations you do not encounter with every San Antonio property. Acreage, wells, septic systems, new construction, property taxes, insurance, and the characteristics of the home itself can all become part of the financing conversation.

That is why I encourage buyers to send the property information to their lender once a home becomes a serious possibility. Understanding both the borrower and the property can help you evaluate the complete financial picture before making a decision.

Considering a move toward Boerne, Bulverde, or Spring Branch? Let’s talk through your financing questions.

Brad Dawson | Dawson Lending Team
📲 (210) 667-5875
📧 [email protected]
🌐 www.SA-Mortgage.com ⁣
⁣

08/31/2026

3 Tips for San Antonio Homebuyers Before Touring Homes 🏡

Getting the financing side organized early can help you shop with a clearer understanding of what fits your plans.

1️⃣ Know your comfortable monthly payment. Look beyond the home price and consider estimated taxes, insurance, HOA dues, and other housing expenses.

2️⃣ Keep your finances consistent. Avoid unnecessary new debt, large financed purchases, or other major financial changes while preparing to buy.

3️⃣ Organize your documents. Having income and asset information ready can make conversations with your lender more efficient.

Thinking about buying in San Antonio or a nearby community? Let’s review the numbers before the home search gets serious.

Brad Dawson | Dawson Lending Team
📲 (210) 667-5875
📧 [email protected]
🌐 www.SA-Mortgage.com ⁣
⁣

08/30/2026

5.0 star review received on Experience.com for Brad Dawson by Laurie W - Everything was absolutely amazing from start to finish. Everyone was responsive, knowledgeable, patient, and made sure my buyer understood every step of the lending process.
Communication was excellent throughout the entire transaction, everything stayed on track, and we made it to the closing table with a very happy new homeowner!

Click to see all 280 reviews of Brad Dawson, Producing Branch Manager - NMLS ID: 635442

08/28/2026

Down payment assistance can be worth exploring for qualified Texas homebuyers, but seeing a program mentioned online does not mean it will automatically fit every purchase. Eligibility, available funding, income limits, purchase price limits, loan type, property requirements, and participating lender guidelines can all affect whether a particular option applies.

That is why the financing conversation should happen before building your entire homebuying plan around assistance. Your lender can review the programs currently available, explain the requirements, and compare them with other financing scenarios so you understand the bigger picture.

Thinking about buying in San Antonio or another Texas market? Let’s review your situation and see which options may be worth considering.

Brad Dawson | Dawson Lending Team
📲 (210) 667-5875
📧 [email protected]
🌐 www.SA-Mortgage.com ⁣
⁣

08/26/2026

You don't need to pay capital gains tax when you sell your home — if you hit the right boxes. 🏡 Swipe through 4 ways sellers can reduce or defer what they owe:

✅ Lived in it 2 of the last 5 years
✅ Profit under $250K (single) / $500K (married)
✅ 1031 exchange (investment property)
✅ Deferred Sales Trust

Every seller's situation is different — this isn't tax advice, so loop in your CPA before you list. But if you want to talk through your numbers first, I'm here for that. 📲 ⁣
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08/26/2026

A waterfront view in Port Aransas, Rockport, Corpus Christi, or another Coastal Bend community can get your attention quickly, but the purchase numbers should include more than the mortgage itself. Depending on the property and location, buyers may need to consider homeowners insurance, windstorm coverage, flood coverage, property taxes, HOA expenses, and other costs when evaluating affordability.

That is why getting property-specific estimates early can be so valuable. A home that looks comfortable based only on principal and interest may tell a different story once the complete housing expense is considered.

If a coastal home, condo, vacation property, or second home is on your radar, bring your lender into the conversation before you get too far into the purchase.

Brad Dawson | Dawson Lending Team
📲 (210) 667-5875
📧 [email protected]
🌐 www.SA-Mortgage.com ⁣
⁣

08/24/2026

A more balanced San Antonio market can give buyers something they have not always had: room to look closely at the entire deal, not just the asking price. Depending on the property and seller, there may be opportunities to discuss price, seller-paid closing costs, repairs, or other negotiated terms that could affect your overall financing strategy.

The key is knowing which option actually benefits your situation. A lower price is not automatically more valuable than help with closing costs, and every loan program has its own guidelines.

Before writing an offer, have your Realtor and lender compare the numbers so you understand how different terms could affect your estimated cash to close and monthly payment.

Ready to talk through your financing options?

Brad Dawson | Dawson Lending Team
📲 (210) 667-5875
📧 [email protected]
🌐 www.SA-Mortgage.com ⁣
⁣