Kate Cline NMLS # 213052

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United States
San Antonio, TX
Kate Cline NMLS # 213052

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Kate Cline (NMLS #213052) is a Senior Loan Originator with Mane Capital Mortgage. Since 1997, Kate has been dedicated to helping clien

She is licensed to originate loans in Florida and Texas and maintains a network of trusted referral partners nationwide.

10/30/2026

Realtors, your buyer’s hesitation may not be about the house.

Sometimes it’s payment comfort, cash needed, credit questions, or confusing advice they found online. That’s where a strong lender and agent team can bring the clarity back. 🤝

📲 Loop me in early so I can help them get clarity on the financial side.

NMLS # 213052 | Cornerstone First Mortgage, LLC NMLS # 173855

10/28/2026

Before you house hunt in Palm Coast, figure out your vibe first. 👀

Oceanfront, HOA communities, 55+, or a few acres—knowing your lifestyle makes finding the home easy. 👉 Realtors, let’s team up and find your buyers the perfect move.

Just Ask Kate! 📲

NMLS # 213052 | Cornerstone First Mortgage, LLC NMLS # 173855

10/26/2026

The scariest homebuying mistake? 👻

Waiting until you feel 100% ready to ask questions.
You do not need perfect credit, a huge down payment, or all the answers before you start exploring your options.

📲 Message me and let’s look at your actual options.

NMLS # 213052| Cornerstone First Mortgage, LLC NMLS # 173855

10/23/2026

That $50 "Buy Now, Pay Later" purchase could get your mortgage declined. 😳💳

Small 30-day loans (Klarna, Affirm) count against your debt-to-income ratio and can kill a deal before closing. 👉 Buyers, skip the short-term loans while under contract!

Have questions before buying? Just Ask Kate! 📲

NMLS # 213052 | Cornerstone First Mortgage, LLC NMLS # 173855

10/21/2026

Buyer hesitation is not always about the house. 👀

Sometimes it’s about money, credit, income, or confusion around what they can actually do.

👉 Realtors, send me the buyer who needs clarity before they talk themselves out of moving forward.

NMLS # 213052 | Cornerstone First Mortgage, LLC NMLS # 173855

10/19/2026

Qualify investor clients WITHOUT tax returns or pay stubs. 📈🔑

DSCR loans focus on whether rental income covers the mortgage—not personal DTI. No tax returns required, just good credit and down payment. 👉 Realtors, send me the investor who needs a seamless loan option.

Just Ask Kate! 📲

# 213052 | Cornerstone First Mortgage, LLC NMLS # 173855

10/16/2026

Realtors, your buyers may be using advice from a market that no longer exists. 👀

Old advice can create new confusion. What worked for a friend or family member years ago may not fit their situation today.

📲 Loop me in and let’s help them get current guidance.

NMLS # 213052 | Cornerstone First Mortgage, LLC NMLS # 173855

10/15/2026

Before you tour a home, look beyond the list price. 🔎

Your comfort zone, financing options, and overall plan matter before you start shopping. Start with a financing conversation before the house hunt begins.

📬 Reach out with any questions!

NMLS # 213052| Cornerstone First Mortgage, LLC NMLS # 173855

10/14/2026

Before the holidays get busy, it can help to get clear on your homebuying options.
Fall is a great time to review your budget, timeline, docs, & next steps without feeling rushed. 💯

📲 DM me when homeownership is on your radar!

NMLS # 213052 | Cornerstone First Mortgage, LLC NMLS # 173855

10/12/2026

Before you fall in love with a listing, let's talk numbers.

There are a few worth nailing down before you tour, and I'll walk you through exactly what they mean for your situation. That's the kind of prep that gives you confidence as you tour. 🏡

📩 Let's connect and run your numbers. DM me.

NMLS # 213052| Cornerstone First Mortgage, LLC NMLS # 173855

Address

San Antonio, TX

Telephone

+12109129588

Website

https://app.myhometrac.com/#/milestones?referrerId=katherine%40mcmtg.com&loanType=MORTGAGE

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