Ernest Mortgage Loan Officer

06/05/2026

04/16/2026

Our April Command Post meetup is here. 🫡

Networking. Food. Knowledge.

Our first event was just the beginning. We packed the room, dropped real knowledge, and left people with a game plan. Now we are doing it again and raising the bar.

April 25th. REV Mortgage. 10am to 2pm. 👊🏽
5590 Summit Pkwy, San Antonio, TX 78229.

Register here: https://form.jotform.com/261044052975153

This time we are going all in on one of the most powerful tools a veteran owns and almost nobody uses to its full potential. Your VA home loan benefit. We are talking about how to leverage it to build serious wealth. Not just buy a house. Build wealth.

First time using it. Second time. Want to build new construction. Want to know your options before your next PCS. It does not matter where you are in the process. If you served this country, you earned this benefit and you deserve to know exactly what it can do for you.

Four hours. Real talk. No sales pitch. Just veterans learning how to win with what they already have.

The sky is the limit when you know how to use what you earned.

Bring a battle buddy 💪🏽

Reserve your spot here: https://form.jotform.com/261044052975153

From Service to Success. LET’S GROW. 🇺🇸

04/03/2026

After renting for 13 years! This family now feels free! Putting their hard earned money into a place they can now call home!

03/23/2026

Veterans and Realtors,
PCS season is just around the corner, this is the time to get educated on the VA home loan. We’re bringing it to you right in your living room! Tune in Tuesday evening from 6:30pm to 7:30pm CST.
DM me to register

03/18/2026

Congratulations to the Owens family on using their VA home loan benefit to purchase a new build with Meritage homes. Thank you James Nemger (Realtor) for helping them find the perfect home for their new chapter in life! Shoutout to Aris Franco (Sales Rep) for providing the amazing incentives to help cover all closing costs, rate buy down and appliances for this Veteran family!

02/16/2026

Over the weekend, The group FROM SERVICE TO SUCCESS held their first Command Post. Where I spoke about the benefits of the VA home loan and how to use it multiple times. This community group was created to help Veterans build generational wealth. Stay tuned for the next meet up. Thanks Scott Alexander for the opportunity 🫡
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01/01/2026

The VA home loan benefit was designed to help Veterans become homeowners. Every year on January 1st, that benefit increases, giving Veterans more buying power and the opportunity to purchase another home. For many, this can be a smart path toward building long-term, passive income.
Want to learn more?
📲 210-884-0652
Ernest Money powered by REV Mortgage

12/31/2025

11/13/2025

The worst thing a bank or mortgage company can do is put a Veteran into a home and they can’t make on time payments.
Here are a few tips to make sure you’re set for a pre-approval if you have a credit score in the mid 500s

You want to have some compensating factors so the Lender can fight the case that you can afford the payments with a low credit score. This include, but are not limited to the following:
• excellent credit history (on time payments for the past 12 months)
• conservative use of consumer credit,
• minimal consumer debt,
• long-term employment,
• significant liquid assets,
• sizable downpayment,
• the existence of equity in refinancing loans,
• little or no increase in shelter expense,
• military benefits,
• satisfactory homeownership experience,
• high residual income,
• low debt-to-income ratio,
• tax credits for child care, and
• tax benefits of home ownership.

This can be found right off the VA handbook.
VA pamphlet 26-7 chapter 4

Call me if you have questions.
📲210-884-0652
Ernest Money

11/12/2025

There is a difference between being eligible to use your VA home loan and actually qualifying to use it. Let’s see how much you qualify for!
Contact me to find out how much you will qualify for!
📲210-884-0652
Ernest Money powered by REV Mortgage