Sherman Harris Loan Originator NMLS# 1328634

Sherman Harris Loan Originator NMLS# 1328634 Established in the heart of San Antonio, Texas, in 2023, GFS Home Loans has been a beacon of excellence in mortgage banking.

Our commitment begins at prequalification and extends beyond the closing of your home purchase. As a team of seasoned professionals, we are devoted to ensuring your home-buying experience is both seamless and rewarding. As an equal housing lender, we take pride in serving our vibrant community with a diverse portfolio of residential mortgage options, including:

VA Loans
FHA Loans
Conventional Loa

ns for primary, secondary, and investment properties
Nonconforming – Jumbo Loans
Refinancing Options – Rate & Term, Cash-Out, and VA IRRRL
Innovative “Out of the Box” portfolio products

At GFS Home Loans, we specialize in finding the perfect loan match for every client, tailored to meet their individual needs. We manage your mortgage process entirely in-house, with our dedicated GFS employees who are deeply rooted in the communities we serve. For us, you are more than just a loan number, and service is more than a word in our name. Our commitment is to exceptional, personalized service from the first step in your home search to the moment you hold your new home's keys. TEXAS RECOVERY FUND NOTICE: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

No agent? No problem.That's actually the best time to come. Saturday, 11 to 1 — meet six, pick one, or just eat a hot do...
09/09/2026

No agent? No problem.

That's actually the best time to come. Saturday, 11 to 1 — meet six, pick one, or just eat a hot dog and think about it.

📅 Sat, Sept 12 · 11 AM – 1 PM
📍 GFS Home Loans · 2822 N. Loop 1604 W., Ste 101

Nobody types these questions into a search bar because they are curious.They type them because they are scared the answe...
09/09/2026

Nobody types these questions into a search bar because they are curious.

They type them because they are scared the answer is no.

Here is what actually happens. Student loans get factored in, not counted against you automatically. A new job can work, and in some cases a signed offer letter is enough. Credit does not have to be perfect. Twenty percent down has not been the standard in a long time. And getting denied once is not a permanent record.

You are not disqualified. You are undiagnosed.

The only way to find out where you actually stand is to have someone look at your real numbers.

Comment ANSWERS and I'll go through your questions one at a time.

Get Pre-Qualified at https://www.gfshomeloans.com/loan-officer/sherman-harris

Bring the friend who keeps sending you Zillow links.Seriously. Bring them. September 12, 11 to 1, free lunch, six agents...
09/08/2026

Bring the friend who keeps sending you Zillow links.

Seriously. Bring them. September 12, 11 to 1, free lunch, six agents who can tell them what any of it actually means.

Tag them below. 👇

📍 GFS Home Loans · 2822 N. Loop 1604 W., Ste 101

Everyone's waiting for the perfect moment. While they wait, the market quietly handed buyers something it hasn't offered...
09/08/2026

Everyone's waiting for the perfect moment. While they wait, the market quietly handed buyers something it hasn't offered in seven years: choices.

Here's where things actually stand:

Inventory is at its highest level since 2019
New listings hit a four-year high last month
The 30-year fixed climbed to 6.71%, a new high for the year
Inflation data lands Thursday and Friday, and the Fed meets next week

Softer asking prices and more homes on the market mean negotiating room. That's the part nobody's talking about.

A rate can be changed later. The house you didn't see is gone.

Comment UPDATE and we'll walk you through what this week actually means for your situation.

Get Pre-Qualified at https://www.gfshomeloans.com/loan-officer/sherman-harris

Most people pick their realtor by accident.A friend of a friend. Whoever answered the phone. The name on the bench at th...
09/04/2026

Most people pick their realtor by accident.

A friend of a friend. Whoever answered the phone. The name on the bench at the bus stop.

It works out fine sometimes. But you're allowed to actually choose — and September 12 is a pretty easy way to do it. Six agents, one room, twenty minutes.

Free lunch, and nobody's going to follow you to your car.

📅 Sat, Sept 12 · 11 AM – 1 PM
📍 GFS Home Loans · 2822 N. Loop 1604 W., Ste 101

Zillow at 11 PM is not a strategy.Saving houses you haven't asked anyone about is a hobby. On September 12, come talk to...
09/03/2026

Zillow at 11 PM is not a strategy.

Saving houses you haven't asked anyone about is a hobby. On September 12, come talk to six agents and two loan officers and turn it into a plan.

Free lunch. Walk in whenever.

📅 Sat, Sept 12 · 11 AM – 1 PM
📍 GFS Home Loans · 2822 N. Loop 1604 W., Ste 101

You interview a plumber. You read reviews before you pick a restaurant. You ask three people before you switch phone car...
09/02/2026

You interview a plumber. You read reviews before you pick a restaurant. You ask three people before you switch phone carriers.

Then you pick the person handling the biggest purchase of your life because they were the first one to call you back.

On September 12, meet six agents in about twenty minutes. Ask whatever you want, see who you actually click with, and go from there.

Free lunch. No appointment. No pressure.

📅 Sat, Sept 12 · 11 AM – 1 PM
📍 GFS Home Loans · 2822 N. Loop 1604 W., Ste 101

Meet Jollyn. 👋Jollyn Hilliard is with LPT Realty, a U.S. Navy veteran, and has spent over a decade helping people buy an...
09/02/2026

Meet Jollyn. 👋

Jollyn Hilliard is with LPT Realty, a U.S. Navy veteran, and has spent over a decade helping people buy and sell in San Antonio.

She's a Military Relocation Professional and Accredited Buyer's Representative, which in plain terms means she's the person you want when you're PCSing in on a timeline you didn't choose and don't know the city yet.

She calls herself a real estate advocate rather than an agent — honest advice, consistent communication, and what's right for you over what closes fastest.

She'll be at our September 12 event. Come meet her and five other agents, then pick whoever you click with.

📅 Sat, Sept 12 · 11 AM – 1 PM
📍 GFS Home Loans · 2822 N. Loop 1604 W., Ste 101

https://www.eventbrite.com/e/realtor-meet-greet-homebuyer-qa-tickets-1998428741161?aff=oddtdtcreator

Participating agents are independent real estate professionals, not employees of or endorsed by GFS Home Loans.

Address

2822 N Loop 1604 W #111
San Antonio, TX
78248

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