Payton Adams- Loan Officer NMLS# 2140032

Payton Adams- Loan Officer NMLS# 2140032 Established in the heart of San Antonio, Texas, in 2023, GFS Home Loans has been a beacon of excellence in mortgage banking.

Our commitment begins at prequalification and extends beyond the closing of your home purchase. As a team of seasoned professionals, we are devoted to ensuring your home-buying experience is both seamless and rewarding. As an equal housing lender, we take pride in serving our vibrant community with a diverse portfolio of residential mortgage options, including:

VA Loans
FHA Loans
Conventional Loa

ns for primary, secondary, and investment properties
Nonconforming – Jumbo Loans
Refinancing Options – Rate & Term, Cash-Out, and VA IRRRL
Innovative “Out of the Box” portfolio products

At GFS Home Loans, we specialize in finding the perfect loan match for every client, tailored to meet their individual needs. We manage your mortgage process entirely in-house, with our dedicated GFS employees who are deeply rooted in the communities we serve. For us, you are more than just a loan number, and service is more than a word in our name. Our commitment is to exceptional, personalized service from the first step in your home search to the moment you hold your new home's keys. TEXAS RECOVERY FUND NOTICE: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

06/05/2026

Educators spend their lives helping others build their future. Now there’s a loan program designed to help them build their own.

The Educator Loan Program offers:
• 0% down payment
• No monthly mortgage insurance
• Competitive rates

If you’re an eligible educator or know someone who is, let’s talk and see if it’s a fit.

DM me “EDUCATOR” for more information.

06/05/2026

Character development sponsored by real estate. 😂

🍎🏡 Y’ALL!!!!If you have a teacher, school nurse, counselor, librarian, aide, or professor looking to buy, make sure you ...
06/03/2026

🍎🏡 Y’ALL!!!!

If you have a teacher, school nurse, counselor, librarian, aide, or professor looking to buy, make sure you ask me about our NEW Educator Homeownership Program!

✅ $0 Down Payment Options
✅ No Monthly Mortgage Insurance
✅ Competitive Fixed Rates

And yes—we’re still accepting contracts through next week and can still close in June. 👏

Let’s get those educators into homes before summer break is over! Send them my way and let’s see what options are available. 📲🏡🍎

One of my favorite closings lately.Not every home purchase fits inside the “normal” box, and this is a perfect example o...
05/29/2026

One of my favorite closings lately.

Not every home purchase fits inside the “normal” box, and this is a perfect example of why having the right team matters.

We were able to use a Gift of Equity strategy to help make homeownership happen while creating a win-win for everyone involved. It took planning, communication, and a little creativity, but seeing it all come together was so worth it.

These are the types of loans I love—finding solutions, navigating unique situations, and helping people achieve goals they may not have realized were possible.

A big thank you to Rhoda for being such an incredible partner throughout the process. Teamwork truly makes all the difference.

If you’ve been told you need a large down payment, think you need more money saved, or have a unique family situation, don’t assume homeownership is out of reach. There may be options available that you haven’t explored yet.

Congratulations to this VERY deserving family! 🫶🏼🫶🏼

05/28/2026

You won’t want to miss this!!!

San Antonio — you do NOT want to miss this 🏡We’re hosting a FREE Home Buying Seminar at Bird Bakery and making the proce...
05/28/2026

San Antonio — you do NOT want to miss this 🏡

We’re hosting a FREE Home Buying Seminar at Bird Bakery and making the process easy to understand, interactive, and actually enjoyable.

If you’ve been wondering:

* “Where do I even start?”
* “Do I need 20% down?”
* “Can I actually qualify?”
* “What does the process look like?”

…this is for you.

June 7 | 2–4 PM
Bird Bakery – Alamo Heights

Food,goodie bags, and a chance to win $150 Woodhouse Day Spa gift card if you share, tag 2 people that would be interested in coming, and like our post!

Limited seating available — register before spots fill up.

Just a reminder to my realtor partners — if your clients are moving out of state, there’s a good chance I can still help...
05/27/2026

Just a reminder to my realtor partners — if your clients are moving out of state, there’s a good chance I can still help with financing 👏

Honestly, it creates such a better experience for your clients because instead of them ending up with some random online lender where they feel like just another file… they get to work with someone you already know, trust, and can actually communicate with throughout the process.

And that matters.

Your clients remember when you continue taking care of them even after they leave Texas. It adds so much value when you’re able to connect them with people you trust instead of making them start completely over somewhere else.

We’re also expected to add a few more states within the next 60 days:
• Washington
• Maryland
• Rhode Island
• Vermont
• Maine
• D.C.

05/22/2026

When a deal kills us! 😩💀🎉

First deal together and definitely a good one ✔️It’s always exciting getting to be a part of such a big moment in someon...
05/14/2026

First deal together and definitely a good one ✔️

It’s always exciting getting to be a part of such a big moment in someone’s life. Helping make the process feel smooth and memorable never gets old. Grateful for great people to work with and excited for many more together 🏡

Address

San Antonio, TX

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+12109991832

Website

Alerts

Be the first to know and let us send you an email when Payton Adams- Loan Officer NMLS# 2140032 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share

Category