The VA Loan Advantage: Own a Home with $0 Down

08/10/2026

VA buyers: this $1.5M Alamo Heights home could cost you $0 down, no mortgage insurance and if you qualfiy, no property taxes. Here's how the numbers actually work. 👇

Touring 850 Estes Ave, Alamo Heights, TX 78209 — built in 1926, fully remodeled. Listed by Belinda Trevino Cantu with Phyllis Browning & Co. priced at $1,524,000.

I'm not the realtor — I'm your Lady Lender. But I had to walk this one because of what it means for a VA buyer.

With a VA loan: $0 down (~$152K you don't bring to closing), no monthly mortgage insurance, and if you're a qualifying disabled veteran in Texas, no property taxes — savings that can add up to close to $200K in buying power before you even apply.

Numbers are based on current VA guidelines and eligibility — every situation is different, so let's run yours.

👉 Not sure where you stand? Take my VA Readiness Quiz: https://vahomebuyerguide.irenegalindocantu.com/Bundle/VA_Quiz_Preview.html

A note on the numbers above: the down payment, tax, and mortgage insurance savings mentioned are general examples based on typical VA loan guidelines and the Texas disabled veteran property tax exemption — they are not a quote, rate, or offer for this specific property or borrower. Actual savings depend on your individual eligibility, credit profile, and current lender guidelines. Contact me directly for numbers specific to your situation.

Apply Now — https://www.irenegalindocantu.com/apply.html

Irene Galindo-Cantu, The Lady Lender NMLS # 1317686 | Edge Home Finance LLC is a mortgage broker, not a bank or direct lender, NMLS # 891464. Equal Housing Opportunity. Not a commitment to lend. All loans subject to credit approval. https://youtu.be/lY40B0UwQ8E?si=kgAt7ULWfeS29uXf

VA buyers: this $1.5M Alamo Heights home could cost you $0 down, no...

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