Popi Winters - NMLS 234704

Popi Winters - NMLS 234704 VP of Mortgage Lending | NMLS 234704 Popi Winters | Sr. Loan Originator | NMLS #234704

09/09/2026

šŸ” What’s happening in the housing market this week?

There’s a LOT to watch right now—and the biggest story may be inflation.

šŸ“‰ Mortgage Bonds are holding up despite higher oil prices, while the 10-year Treasury is moving lower.

šŸ  Home values continue to show resilience, with national prices up 1.4% year over year.

šŸ“Š And all eyes are on the upcoming CPI report. If inflation continues to cool, that could be an important development for the direction of interest rates.

Bottom line: The market is moving, and waiting for the ā€œperfectā€ time isn’t always the best strategy.

If you're thinking about buying, selling, refinancing, or just want to know what these numbers mean for YOU, let's talk.

šŸ“© Message me—I’m happy to run the numbers for your situation.

09/08/2026

There’s a lot happening behind the scenes in the economy—and it matters when you’re making a move in real estate. šŸ”

The latest jobs report came in much stronger than expected, and we’re seeing some positive movement in mortgage bonds and rates.

But before we get too excited… there’s more economic data coming next week that could influence where rates go from here.

My advice? Don’t make your home-buying or refinancing decision based on one day of rates. Let’s look at the bigger picture and figure out what makes sense for you.

šŸ“² Thinking about buying, refinancing, or just wondering what your options look like? Let’s talk.

09/04/2026

Love the decor? šŸ” Maybe it’s time to love the idea of owning the home, too.

Your home should fit your lifestyle—not the other way around.

Whether you're thinking about buying your next home, remodeling the one you have, or using your equity to make a few changes, there may be financing options worth exploring.

✨ Create a payment that fits your lifestyle
šŸ” Use your equity strategically
šŸŽÆ Find financing that works toward your goals
Thinking about a new space? Let’s talk.
I’m always happy to help you look at the possibilities—no pressure, just a conversation.

šŸ“² Popi Winters | VP of Mortgage Lending
Let’s turn ā€œI love this houseā€ into ā€œI own this house.ā€ ā¤ļø

09/02/2026

šŸ” Here’s What’s Happening in the Economy This Week…

There’s a lot happening behind the scenes that can impact the mortgage market — so here are a few things I’m watching closely šŸ‘€

šŸ“‰ The labor market is showing some weakness — only 38,000 jobs were added in August, well below expectations.

šŸ¦ The Fed is still in focus — with some Fed officials saying rates are in a good place for now. Next week’s CPI report could be an important piece of the puzzle.

šŸ  Mortgage rates are holding steady — currently around 6.79%, while purchase activity remains fairly steady and refinance activity is down.

Bottom line: The market is giving us plenty to watch, but this is exactly why I don't believe buyers should make decisions based solely on headlines. There are opportunities in different market conditions, and the right strategy depends on your situation.

šŸ’¬ Thinking about buying, refinancing, or just want to know what today’s market means for you? Send me a message. I’m happy to help you make sense of it!

09/01/2026

šŸ” What’s happening in the market today?

There’s a LOT moving behind the scenes right now—from oil prices and inflation to the Fed and a labor market that’s showing some cracks. šŸ“‰šŸ“ˆ

Here’s what I’m watching:

• šŸ›¢ļø Oil prices are up another 3%, pushing close to $90/barrel
• šŸ¦ The Fed is still talking tough on inflation, with a possible rate hike on the table for September
• šŸ‘·ā€ā™€ļø Job openings, hiring and quits are all showing signs of a softer labor market

And now the big question… what does all of this mean for mortgage rates and YOUR home financing plans?

That’s where I come in. šŸ˜‰ I’ll keep watching the numbers, translating the economic news, and helping you understand what actually matters to you.

šŸ“² Have questions? Call, text or message me. Let’s talk about your options!

08/31/2026

šŸ” What if the biggest opportunity isn’t today’s interest rate?

Home prices are still expected to appreciate — Fannie Mae is forecasting 2.6% appreciation in 2026 and 15% over the next 5 years.

That means waiting for rates to drop could also mean waiting while home values continue to rise.

The goal isn’t necessarily to buy at the ā€œperfectā€ time. It’s to understand the bigger picture:

ā¤ļø Get into the market
šŸ“ˆ Build equity over time
šŸ” Take advantage of homeownership as a long-term wealth-building opportunity

And with this week’s jobs and economic reports potentially influencing the Fed’s next move, there’s a lot to watch.

Thinking about buying but waiting on rates? Let’s talk about your options.

08/28/2026

Fed Chair Kevin Warsh struck a more hawkish tone at Jackson Hole, and markets are reacting. Stocks are hanging in, but mortgage bonds remain volatile, which means rates can move quickly from here.

If you’re planning to buy, sell, or refinance in the next 3–6 months, now is the time to understand your options and lock in a strategy.

Thinking about your next move in Texas or Florida? Message me and let’s walk through what this means for your specific plans.

08/25/2026

Markets are on edge this week as new Treasury comments, cooling job data, and the Fed’s favorite inflation gauge all hit at once. That combo can move mortgage rates quickly—up or down.

If you’re thinking about buying, selling, or refinancing in the next 3–6 months, this is the time to get a game plan in place.
Send me a message for a personalized rate and strategy based on your goals and timeline.

08/24/2026

If you’re thinking about buying or refinancing, understanding how today’s numbers affect your buying power is crucial.

šŸ“© Send me a message or comment ā€˜UPDATE’ and I’ll walk you through what this means for your specific situation.

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San Antonio, TX
78258

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