Popi Winters - NMLS 234704

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Popi Winters - NMLS 234704 VP of Mortgage Lending | NMLS 234704 Popi Winters | Sr. Loan Originator | NMLS #234704

11/03/2026

Tuesday markets update, in plain English 📊

It's jobs week, and this morning's JOLTS report came in stronger than expected: job openings jumped to 7.52 million in September, well above the 7.1 million forecast. Stocks are up and Mortgage Bonds are a bit lower, so there's some upward pressure on rates today.

But the reports that move rates most are still ahead — ADP tomorrow, and the big jobs report on Friday.

It's also Election Day. Prediction markets point to gridlock in Congress, which could actually help bonds: less new spending means less debt for the Treasury to sell. Tomorrow the Treasury shares its borrowing plan, and if it issues less long-term debt, that could help the 10-year — and mortgage rates — too.

Right now, the 10-year Treasury is holding just under 5%, the level everyone's watching. If it breaks above 5%, mortgage rates tend to follow higher.

Thinking about buying or refinancing? DM me "RATES" and I'll send you today's numbers.

Securing a home loan does not have to feel overwhelming or stressful. Hearing from clients like Robbie that working toge...
10/31/2026

Securing a home loan does not have to feel overwhelming or stressful. Hearing from clients like Robbie that working together was a smooth and reassuring experience truly means the world to me. The financing journey is a major milestone, and having a dedicated partner by your side makes all the difference. My focus is always on providing clear communication so you feel confident from start to finish. 🏡 If you are planning to purchase a home or explore your financing options, let us connect. Send me a message today to start a conversation about your homeownership goals.

https://myoc.io/Q4mKx

NMLS # 234704

10/26/2026

Fed week is here, and mortgage rates are holding steady to start it. Stocks are up, bonds are flat, and the 10-year yield is staying just under that key 5% level. The Fed announces its decision Wednesday, and markets expect no change. Big Tech earnings could still shake things up. Bottom line: no panic, but stay tuned, Wednesday matters. DM me "RATES" for today's numbers.

Daniela V. recently shared that she had a great and smooth experience, proving that securing the right home financing ca...
10/23/2026

Daniela V. recently shared that she had a great and smooth experience, proving that securing the right home financing can be simple and transparent. If you are ready for a supportive, stress-free path to homeownership with Popi Winters, send a direct message today to get started. 🏡

https://myoc.io/Q4mKx

NMLS # 234704

10/22/2026

🏡 A little movement in the market could make a difference!

📉 Treasury yields are moving lower.
📈 Mortgage Bonds are gaining ground.
💼 Jobless claims are down, showing continued stability in the labor market.

What's driving the movement? Investors are looking for safety in U.S. Treasuries amid global uncertainty and concerns about tech-sector spending.

What does this mean for your mortgage? These developments are encouraging, but daily market movement doesn't guarantee an immediate drop in mortgage rates.

If you're thinking about buying a home or refinancing, let's look at your options and make a plan that works for you!

📲 Reach out anytime. It is all about the communication!

Buying a home should feel exciting, not overwhelming.Having a dedicated partner on your side makes all the difference.Ry...
10/21/2026

Buying a home should feel exciting, not overwhelming.

Having a dedicated partner on your side makes all the difference.

Ryan recently shared how much it meant to work with a loan officer who communicates well throughout the entire journey.

I am always here to advocate for you every step of the way.

Are you ready to explore your home financing options? Send me a direct message today to get started. 🏡

https://myoc.io/Q4mKx

NMLS # 234704

10/20/2026

Builder confidence is slipping, and builders are adjusting supply to meet softer demand.

🏡 With higher mortgage rates continuing to affect affordability, understanding what's happening behind the scenes can help buyers make informed decisions. Let's keep our clients informed and prepared!

10/19/2026

📊 Stocks are up, Mortgage Bonds are slightly lower, and global selling plus AI debt concerns are keeping the markets on their toes — rates move with the market, and I’m here to help you and your buyers stay ahead! 🏡 Have questions about how today’s market impacts your clients? Reach out, and let’s talk!

10/13/2026

🏡 Is now a good time to buy a home? Let’s talk about it! 🔑

There are opportunities out there for buyers who are ready to make a move! 👇

✨ More homes to choose from means more options.
📉 Mortgage rates can create opportunities depending on your situation.
🏡 Buying a home can be a step toward building long-term wealth.

The key is understanding your options and having a plan that fits YOUR goals. Every buyer’s situation is different, and the right strategy makes all the difference!

📲 Thinking about buying? Let’s connect and talk through your options. No pressure, just a conversation!

09/29/2026

🏡 What’s happening in the housing market? A few things buyers and sellers should be paying attention to!

📈 Home values continue to show modest growth, with national prices up nearly 3% over the past five months.

📉 Mortgage rates are still moving around, and the 10-year Treasury yield is an important number to watch.

🏠 More inventory is expected this fall, which could mean more choices for buyers and new opportunities for sellers.

The market is always changing, but understanding what’s happening can help you make better decisions when it comes to buying or selling.

Thinking about making a move? Whether you're buying, selling, or just curious about your options, I'm always happy to talk!

Let's talk about your next move! 🏡

Address

San Antonio, TX
78258

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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