Team Canales - Churchill Mortgage - NMLS ID 270783

Team Canales - Churchill Mortgage - NMLS ID 270783 I have been a Mortgage Loan Originator since 1998. During the loan-application process I’ll provide you with regular updates and you can contact me at any time.
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Kathryn Elizabeth Canales-Berning
NMLS ID 270783 Company NMLS ID 1591 (www.NMLS consumer access.org)
Branch ID 1880189
OR -Mortgage Liam Originator License
Wa-MLO—270793
1415 Commercial St SE
Salem, OR 97302
Churchill Mortgage Corporation

As a genuine advocate of homeownership, I focus on taking care of each client as though they are family and remain fully committed to providing the most compet

itive financing options available.

-Lowest Interest Rates
-Flexible Loan Programs
-Fast & Easy Loan Processing

You’ll be amazed at how quickly and simply the loan process moves. Before you know it, I’ll have assisted you in obtaining a mortgage that suits your lifestyle needs and saves you money.

If you’re a potential home buyer who feels sidelined by down payments and other costs, listen up! According to a survey ...
06/15/2026

If you’re a potential home buyer who feels sidelined by down payments and other costs, listen up!

According to a survey by New American Funding, most homeowners, 85%, wish they knew more about the home buying process before their purchase. Among those, 13% did not know they didn’t have to put 20% down, and 20% wished they knew about down payment assistance programs.

Down payments can feel like a prohibitive cost for many borrowers, and it’s important to know all of your options before taking the leap. In fact, most homebuyers put down 10% or less, making homeownership more affordable for them. Let’s talk today about what the path to homeownership could look like for you!

Happy June, and welcome to your monthly Western market update! Whether you’re curious about homes with price reductions ...
06/04/2026

Happy June, and welcome to your monthly Western market update!

Whether you’re curious about homes with price reductions or hot markets, I’m always here to talk about anything you need! Click the link to get connected.

http://churchillmortgage.com/get-started

Did you know that June is National Homeownership Month? Whether you’re a current or future home owner, this is always a ...
06/01/2026

Did you know that June is National Homeownership Month?

Whether you’re a current or future home owner, this is always a great time to review your finances and make sure everything is in order. I’m always one call away to discuss your financial journey, what refinancing or buying would look like for you, and to give you expert advice.

This Memorial Day, we honor and remember the brave men and women who served our country and gave their lives. As we spen...
05/25/2026

This Memorial Day, we honor and remember the brave men and women who served our country and gave their lives. As we spend time with loved ones, let’s pause to reflect on those whose sacrifice made these moments possible.

Whether you just got the keys or you’ve been settled in for a while, owning a home is always worth celebrating. Here’s t...
05/21/2026

Whether you just got the keys or you’ve been settled in for a while, owning a home is always worth celebrating. Here’s to milestones, memories, and making it yours.

If you’re still searching for that perfect fit, let’s find you a loan that checks all the boxes - click the link to get started on your home buying journey: https://www.churchillmortgage.com/links/katy-canales

Q: Is 2026 better for buyers or sellers?A: Trick question - the answer is both. While previous years have favored seller...
05/18/2026

Q: Is 2026 better for buyers or sellers?

A: Trick question - the answer is both. While previous years have favored sellers, we’re entering into a more balanced market that has benefits for both sides of the transaction. According to Redfin, in 2025 almost half of sellers were offering concessions to buyers, and buyers are reentering the market as home prices are becoming more stable.

Do you think this trend of market balancing will continue throughout the year? Comment down below.

Affordability is UP in these 5 metros.Are you surprised? Comment your thoughts down below.
05/13/2026

Affordability is UP in these 5 metros.

Are you surprised? Comment your thoughts down below.

Happy Mother’s Day to the incredible women who make a house feel like home! To moms and mother figures everywhere, thank...
05/10/2026

Happy Mother’s Day to the incredible women who make a house feel like home! To moms and mother figures everywhere, thank you for your love, strength, and unwavering support. Tag someone you’re celebrating today in the comments 💐

Women build 2026 is in the books!  We had such a great day helping Habitat for Humanity 🏡💕
05/07/2026

Women build 2026 is in the books! We had such a great day helping Habitat for Humanity 🏡💕

Address

1840 W Nob Hill St SE
Salem, OR
97302

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+15033854040

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