BD Mortgage Group LLC

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United States
Saint Petersburg, FL
BD Mortgage Group LLC

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NMLS ID #1636013 (https://nmlsconsumeraccess.org)
We do not make loan commitments or fund mortgage loans. All loans are arranged through 3rd party lenders.

linktr.ee/bdmortgagegroup Company NMLS ID #1636013, Individual NMLS ID # 1277588 https://www.nmlsconsumeraccess.org/
Company Corporate Office: 6698 68th Ave N Office #341, Pinellas Park, FL 33781
Phone: (727) 761-0662
Email: [email protected]
Website: bdmortgagegroup.com
Licensed States: FL, GA, CA, TX, PA,TN

11/03/2026

PAYROLL’S DUE… AND THE EQUIPMENT JUST QUIT?! 😩😂💸

Running a business means payroll, inventory, equipment, and everyday expenses don’t stop—even when your cash flow needs a little help.

🏦 BD Mortgage Group now offers WORKING CAPITAL LOANS for business owners!

✅ At least 4 months in business
✅ Minimum 550 credit score
⚡ Funding may be available within 24–72 hours AFTER loan approval

We offer funding options for eligible businesses, including:

🍽️ Restaurants
🔧 Auto repair shops
🚰 Plumbing businesses
🧹 Cleaning companies
🚗 Car washes
🦷 Dental practices
🏥 Healthcare businesses, home care providers, and group homes
🛒 Grocery stores
💇🏽 Salons and spas
🏗️ Construction companies and builders
Whether you need to make payroll, restock inventory, replace equipment, or cover operating expenses, let’s explore your options.

🙌🏽 “God is good!”
🗣️ “All the time!”

📩 DM “CAPITAL” to get started!
📞 727-761-0662
🌐 BDMortgageGroup.com

BD Mortgage Group LLC | NMLS #1636013

Save this post and share it with a business owner who needs to see it! 💼

Financing is subject to eligibility, underwriting, and approval. Additional requirements apply. Funding times vary.

11/02/2026

😂 AUNTIE SAID IT WAS A GIFT… THEN ASKED FOR IT BACK FRIDAY?! 💸🏡

Family cookouts are where the food is free, but apparently the down-payment money comes with a due date! 😂

Here's the mortgage lesson: A gift isn't a loan.

If someone gives you money toward buying a home, your lender may require a gift letter and documentation confirming that no repayment is expected.

If you're expected to pay it back, tell your lender. Don't let bad advice create problems with your home purchase!

🏡 BD Mortgage Group
📲 727-761-0662
NMLS #1636013

💬 DM “GIFT” to learn about your down-payment options.

Save this Reel and tag the family member who always has financial advice! 😂

11/02/2026

🚨💼 𝗦𝗘𝗟𝗙-𝗘𝗠𝗣𝗟𝗢𝗬𝗘𝗗? 𝗬𝗢𝗨 𝗠𝗔𝗬 𝗦𝗧𝗜𝗟𝗟 𝗤𝗨𝗔𝗟𝗜𝗙𝗬 𝗙𝗢𝗥 𝗔 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘! 🏡🔑

No W-2? No problem! 👀 Your business income may open the door to homeownership.

💡 Explore your options:
🏦 Bank Statement Loans
📊 P&L Mortgage Programs
🏡 Specialized Financing Options

🔥 YOU BUILT THE BUSINESS. NOW LET'S EXPLORE YOUR HOMEOWNERSHIP OPTIONS!

👇 Comment "SELF-EMPLOYED" or DM us to get started!

📞 Blair Damon | Mortgage Broker
NMLS #1636013
📱 (727) 761-0662
📧 [email protected]
🌐 bdmortgagegroup.com/mortgage-options

🏡 Program availability, eligibility, and documentation requirements vary. Not all borrowers will qualify.

10/30/2026

💰🏡 𝗬𝗢𝗨 𝗝𝗨𝗦𝗧 𝗥𝗘𝗖𝗘𝗜𝗩𝗘𝗗 𝗔 $𝟭𝟬,𝟬𝟬𝟬 𝗕𝗢𝗡𝗨𝗦! 𝗪𝗛𝗔𝗧 𝗪𝗢𝗨𝗟𝗗 𝗬𝗢𝗨 𝗗𝗢? 🎉

Imagine you're saving to buy a home, and suddenly, an extra $10,000 lands in your account! 💵 What’s your next move?

👇 CHOOSE YOUR STRATEGY!

🏠 A️⃣ Put it toward your down payment.
💰 B️⃣ Save it for closing costs and emergency reserves.
🏡 C️⃣ Split it between your down payment and savings.

💬 COMMENT A, B, OR C BELOW! ⬇️

💡 HOME BUYER TIP: There's no one-size-fits-all answer! Your best move depends on your savings, loan requirements, closing costs, and financial goals.

⚠️ IMPORTANT: Receiving a bonus or making a large deposit during the mortgage process? Keep the documentation and check with your loan officer about how to handle it.

🎯 Thinking about buying a home? Let's talk about your mortgage options!

📲 Blair Damon | Mortgage Broker
NMLS #1636013
📞 (727) 761-0662
🌐 bdmortgagegroup.com

10/29/2026

🏡💰 𝗪𝗼𝘂𝗹𝗱 𝘆𝗼𝘂 𝗽𝗮𝘆 𝗺𝗼𝗿𝗲 𝘂𝗽𝗳𝗿𝗼𝗻𝘁 𝘁𝗼 𝗴𝗲𝘁 𝗮 𝗹𝗼𝘄𝗲𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗿𝗮𝘁𝗲?

Let's talk about DISCOUNT POINTS! 👇

Discount points are upfront fees you pay to your lender in exchange for a lower interest rate. One point generally equals 1% of your loan amount.

For example, on a $300,000 mortgage, one discount point costs $3,000! 💵

But here's the big question: Is it worth it? 🤔

It depends on how much you save each month and how long you plan to keep your mortgage. That's why calculating your break-even point is so important!

💡 Mortgage Tip: Before paying discount points, ask your mortgage professional to compare your options and calculate when your savings could outweigh the upfront cost.

📲 Have questions about mortgage rates or loan options? Let's talk about your homeownership goals!

Blair Damon
Mortgage Broker | NMLS #1636013
📞 (727) 761-0662
🌐 bdmortgagegroup.com/mortgage-options

10/28/2026

😂🏡 MAMA SAID SHE’LL HELP… BUT SHE AIN’T MOVING IN!

“I said I’d help you BUY it. I didn’t say I was MOVING IN!” 🤣

🏡 HOMEBUYERS, DID YOU KNOW THIS?! 👀

Struggling to qualify for a mortgage on your own? Don’t give up on homeownership just yet!

🔥 HERE’S A MORTGAGE OPTION YOU SHOULD KNOW ABOUT:

✅ An eligible family member may be able to help you qualify for an FHA loan.

✅ They may qualify as a non-occupying co-borrower — meaning they don’t have to live in the home!

✅ Their qualifying income may help strengthen your mortgage application.

✅ Eligible one-unit home purchases may qualify with as little as 3.5% down! 🎉

💡 HERE’S THE CATCH: Your family member must meet applicable eligibility and lender requirements, and both borrowers are responsible for the mortgage debt.

❤️ YOU COULD HAVE FAMILY HELP YOU GET THE KEYS WITHOUT HAVING TO SHARE THE LIVING ROOM! 😂🔑

📲 DM ME “FAMILY” and let’s explore your mortgage options!

📞 727-761-0662
🌐 BDMortgageGroup.com

BD Mortgage Group LLC | NMLS #1636013

All loans are subject to borrower eligibility, applicable FHA guidelines, credit, income, property, and lender underwriting requirements. The 3.5% minimum down payment example applies to eligible FHA purchase transactions. Additional requirements and restrictions may apply to non-occupying co-borrowers and multi-unit properties. Approval is not guaranteed.

10/28/2026

😂💰 WHO TRIED TO GIVE MY RAISE BACK?!

Imagine getting a NEW JOB with a $20,000 RAISE… and your friend runs to HR trying to GIVE IT BACK because she thinks you can't buy a house anymore! 😭🤣

HOMEBUYERS, LISTEN UP! 🏡🚨

🚫 MYTH: “If you change jobs, you have to wait TWO YEARS before buying a home!”

✅ FACT: Changing jobs does NOT automatically disqualify you from getting a mortgage!

🔥 HERE'S WHAT YOU NEED TO KNOW:
✅ You don't necessarily need two years with the same employer.
✅ You may qualify after switching to a better-paying job.
✅ FHA and conventional lenders evaluate your employment history and income stability.
✅ Your new salary may be usable when properly documented and eligible under loan guidelines.
✅ The way you're paid—salary, hourly, commission, or bonuses—can affect how your qualifying income is calculated.

💡 THAT NEW JOB MIGHT BE HELPING YOUR BUYING POWER, NOT HURTING IT!
Stop putting your homeownership dreams on hold because somebody told you the wrong mortgage rules!

🏡 JUST STARTED A NEW JOB? GOT A PROMOTION? RECEIVED A RAISE?
Let's find out what your actual mortgage options look like.

👇 COMMENT “JOB” OR DM ME “JOB” and let's review your qualifications!

📲 Call/Text: 727-761-0662
🌐 BDMortgageGroup.com
BD Mortgage Group LLC
NMLS #1636013

Loan eligibility depends on documented employment history, income type, stability, credit, debt-to-income ratio, and lender underwriting requirements. Changing jobs does not guarantee approval or immediate use of increased income.

10/28/2026

𝗧𝗛𝗜𝗡𝗞 𝗬𝗢𝗨𝗥 𝗗𝗢𝗪𝗡 𝗣𝗔𝗬𝗠𝗘𝗡𝗧 𝗜𝗦 𝗔𝗟𝗟 𝗬𝗢𝗨 𝗡𝗘𝗘𝗗 𝗧𝗢 𝗕𝗨𝗬 𝗔 𝗛𝗢𝗠𝗘? 𝗧𝗛𝗜𝗡𝗞 𝗔𝗚𝗔𝗜𝗡! 👀

Before you get the keys to your dream home, make sure you understand your CASH-TO-CLOSE! 🔑

Your down payment is just one piece of the puzzle. You may also need to budget for:

💵 Closing costs
🏠 Prepaid property taxes and homeowners insurance
📋 Other transaction-related expenses

𝗧𝗛𝗘 𝗚𝗢𝗢𝗗 𝗡𝗘𝗪𝗦? Earnest money deposits and eligible seller credits may help reduce the amount you need to bring to closing!

🔥 Pro Tip: Don't wait until closing day to find out how much cash you'll need. Plan ahead, ask questions, and avoid last-minute surprises!

💬 Have you started budgeting for your home purchase? Drop a 🏡 in the comments or send us a DM! Let's talk about your homeownership goals.

📲 Let's make your homeownership journey easier!

Blair Damon
Mortgage Broker | NMLS #1636013
📞 (727) 761-0662
📧 [email protected]
🌐 bdmortgagegroup.com/mortgage-options

Address

6698 68th Avenue N Office #341
Saint Petersburg, FL
33781

Telephone

+17277616111

Website

https://bdmortgagegroup.com/

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