Matt Kreger, Mortgage Loan Officer

10/30/2025

Just a reminder, a Fed rate cut does not mean mortgage rate cuts.

Today was not a foregone conclusion and there was no way to know ahead of time that it would end like this, but the outcome is exactly why we've gone to such lengths to warn you about the potentially paradoxical reaction to a Fed rate cut.  Too many people repeat the fallacy that mortga...

10/27/2025

If you purchased your home in the last few years, chances are you could lower your monthly payment with a Refi. Every situation is different and now might not be the right time for you, but if you think it could be and you want an idea of the money you could be saving, shoot me a message or call me at 727-452-5198. The rates below are from Mortgage News Daily as of 10/24.

08/18/2025

Florida's Hometown Heroes program is back helping 1st time homebuyers with down payment and closing cost assistance. You can receive 5% of the purchase price up to $35,000. The qualifications have changed from last year so if you want the new info, contact me. Florida only allocated 50M (it was 100M last year) and these funds will go fast.

02/28/2025

Feeling like you’re on the outside looking in when it comes to buying a home? Let’s work together to open that door and find the right home loan fit for you. Message me.

02/27/2025

When your living space is a true reflection of your style, every moment becomes a work of art. Say yes to the world of condo living and message me today!

02/26/2025

Mortgage rates can feel like a roller coaster ride — up, down and all around. We’re here to help you buckle up for a great ride, ensuring you’re on the path to homeownership without the dizzying highs and lows. DM me now.

02/25/2025

When it comes to homeownership, financial support from loved ones can be a game changer. Gift funds can help you overcome down payment hurdles — let’s discuss how to make it work for you!

02/24/2025

Your first home is a big deal, but the process doesn't have to be. Let us guide you through the excitement, ensuring you arrive right where you want to be. Contact us today.

02/23/2025

You've built outstanding credit; you earned an outstanding rate. Whether you are purchasing or refinancing, I can help you get the rate you deserve. Call today!

02/22/2025

Why conform to rigid mortgage options? Enjoy the flexibility of customizing your loan term for a great fit. Take the first step and reach out.

02/21/2025

Buying a house involves many decisions and it’s important to have someone you can trust to provide expert advice. I’m committed to answering your questions and guiding you through each stage of the process with confidence and clarity. Contact me now!