Kristin Olding - New American Funding

Kristin Olding - New American Funding “Demystifying the mortgage process through easy-to-understand education”

New American Funding NMLS #6606
Mortgage Loan Officer NMLS #2283107
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Your career took years of dedication. Your home financing shouldn’t create extra hurdles. 🩺🏡Our Medical Professionals Pr...
09/08/2026

Your career took years of dedication. Your home financing shouldn’t create extra hurdles. 🩺🏡
Our Medical Professionals Program offers up to $2M in financing, no down payment, and no PMI on eligible primary residences. Plus, qualifying residents and fellows may have flexibility with student loans and projected income. 💙

Your neighborhood can be just as important as your home. A beautiful house is wonderful, but the location you choose can...
09/04/2026

Your neighborhood can be just as important as your home.

A beautiful house is wonderful, but the location you choose can play a big role in your daily life and long-term happiness. From your commute and nearby amenities to the community around you, it all matters. 💙

When buying a home, think about the full picture, not just the property itself.

📍 Ready to find a home and neighborhood that fit your lifestyle? Let’s talk about your homebuying options!

09/03/2026

House hunting is exciting, but when you find the right home, you want to be ready to make a strong offer. ✨

A basic pre-approval and NAF Approved are not the same. NAF Approved takes a closer look by verifying your credit, income, assets, and debts upfront. This can help you better understand your buying power and move forward with greater confidence. 💙

📲 Want to learn more about becoming NAF Approved before you start house hunting? Let’s connect!

Think of it as your homebuyer checklist! From W-2s to bank statements, getting your documents together is an important f...
09/02/2026

Think of it as your homebuyer checklist! From W-2s to bank statements, getting your documents together is an important first step toward homeownership. 🔑

NAF is here to help you understand what you need and guide you along the way! Reach out today. 📩

The difference between renting and owning can go beyond your monthly payment. Renting means paying for a place to live. ...
08/28/2026

The difference between renting and owning can go beyond your monthly payment.

Renting means paying for a place to live. Owning gives you the opportunity to build equity and create long-term value in an asset you own. 🏠📈

Not sure if you’re ready? That’s okay. NAF is here to help you understand where you stand and what steps could come next. Reach out and let’s explore your options together!

Are today’s mortgage rates really “high”? They may feel high compared to the record-low rates many buyers saw during the...
08/26/2026

Are today’s mortgage rates really “high”? They may feel high compared to the record-low rates many buyers saw during the pandemic, but historically, mortgage rates have often been higher than what we’re seeing today.

That’s why waiting for those ultra-low rates to return may not be the only way to improve affordability. 💡 Buyers may have other options, including builder incentives, rate buydowns, ARMs, or assumable mortgages, depending on their situation.

At New American Funding, we’re here to help you look beyond the rate and understand the bigger picture. 🔑📲 Wondering what options could make homeownership more affordable for you? Let’s talk!

Love closing day! ❤️ 🏡 🔑  congrats to the newest homeowners!
08/26/2026

Love closing day! ❤️ 🏡 🔑 congrats to the newest homeowners!

**Closing Day! 🏡🔑**

So happy for my buyers as they close on their new home today! I’m incredibly grateful they trusted me to help them through this process. Congratulations on this exciting new chapter — I hope you make so many wonderful memories here! 🤍

What could your rent payments be building for you? 🏠 Instead of paying toward your landlord’s investment, homeownership ...
08/25/2026

What could your rent payments be building for you? 🏠

Instead of paying toward your landlord’s investment, homeownership can give you the opportunity to build your own equity over time. 🔑

NAF is here to help you understand your options and take the next step.

💬 Ready to see what buying could look like for you? Let’s talk!

Homeownership can be about more than having a place to live. The numbers in this graphic highlight a major difference be...
08/20/2026

Homeownership can be about more than having a place to live.

The numbers in this graphic highlight a major difference between renting and owning: home equity can become an important part of your financial picture over time.

As you make mortgage payments and build equity in your home, you may be creating an asset that can contribute to your long-term financial goals. 💙

That doesn’t mean buying a home is the right choice for everyone, but if you’re currently renting and wondering whether homeownership could make sense for you, it’s worth understanding your options.

At New American Funding, we’re here to help you understand your financing options, what you may qualify for, and what that next step could look like.

💬 Ready to see what your path from renter to homeowner could look like? Send me a message!

Selling your home shouldn’t have to happen before you can start shopping for your next one. If you’ve built equity in yo...
08/19/2026

Selling your home shouldn’t have to happen before you can start shopping for your next one.

If you’ve built equity in your current home, you may be able to use that equity to help bridge the gap between buying and selling.

NAF Bridge is designed to help eligible homeowners purchase their next home before selling their current home, with no monthly payment until the existing home sells, for up to 12 months. 🏠➡️🏠

That could mean less pressure to coordinate two major transactions at exactly the same time.

With requirements such as 36+ months of homeownership and a 700 minimum credit score, this program may be worth exploring if you’re ready for your next chapter.

📩 Curious if you could qualify? Reach out and let’s talk through your options.

Address

4150 South Second Street, Ste 325
Saint Cloud, MN
56301

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