John LeNoie - St. Cloud Mortgage, Inc. NMLS# 1842212

John LeNoie - St. Cloud Mortgage, Inc. NMLS# 1842212 I enjoy putting people in the best financial position possible and believe financial strength is a life long benefit.

Having access to many lenders allows me to shop your loan for the best deal while also customizing the loan how you want it. I specialize in many types of loans including purchase/refinance (Conventional, FHA, VA, USDA, and non-traditional), Halal, construction, renovation, commercial, and reverse.

09/19/2024

Interest Rates Are Falling

đŸ“‰INTEREST RATES ARE IMPROVING!Contact me for a free review of your current mortgage and rate to see if a refinance makes...
09/19/2024

đŸ“‰INTEREST RATES ARE IMPROVING!

Contact me for a free review of your current mortgage and rate to see if a refinance makes sense. 320-260-4777

Many government backed loans like FHA, VA and USDA have great streamline refinance options (no income documentation and no appraisal).

đŸ“‰INTEREST RATES ARE IMPROVING!Contact me for a free review of your current mortgage and rate to see if a refinance makes...
09/18/2024

đŸ“‰INTEREST RATES ARE IMPROVING!

Contact me for a free review of your current mortgage and rate to see if a refinance makes sense. 320-260-4777

Many government backed loans like FHA, VA and USDA have great streamline refinance options (no income documentation and no appraisal).

Veterans and active service members, it's time for your starring role in the homebuying process! With VA loans, we're se...
05/30/2024

Veterans and active service members, it's time for your starring role in the homebuying process! With VA loans, we're setting the stage for your dream home. Let's roll out the red carpet and start this exciting journey. Call us! 320-260-4777

Self-employed and feeling like a square peg being forced into the round hole of traditional loans? Don't fret! Our bank ...
05/27/2024

Self-employed and feeling like a square peg being forced into the round hole of traditional loans? Don't fret! Our bank statement loans appreciate your uniqueness and are here to help you fit into homeownership. Call us today! 320-260-4777

Why pay more when you can pay less? Our wholesale lenders don't have the same overhead costs as retail banks, which can ...
05/23/2024

Why pay more when you can pay less? Our wholesale lenders don't have the same overhead costs as retail banks, which can result in significant cost savings for you. Let's work together to make your home loan affordable. Call me! 320-260-4777

Why pay someone else's mortgage when you could be paying your own? You're already paying monthly, so let's just shift wh...
05/16/2024

Why pay someone else's mortgage when you could be paying your own? You're already paying monthly, so let's just shift where that money goes and discuss your first steps toward homeownership. 320-260-4777

From low down payments to lower credit score requirements, FHA loans can be a great choice for those who may not be able...
04/24/2024

From low down payments to lower credit score requirements, FHA loans can be a great choice for those who may not be able to qualify for a conventional mortgage. Want more information? DM us today! 320-260-4777

Budgeting for that 20% down payment? You might not have to. Some home loans can be secured for as little as 3% down. Mes...
04/17/2024

Budgeting for that 20% down payment? You might not have to. Some home loans can be secured for as little as 3% down. Message me for more details. 320-260-4777

04/10/2024

If you're still paying mortgage insurance, now's a good time to check your property value. If it's gone up, there's a good chance your payment could go down. Call or DM me for more info. 320-260-4777

As an independent mortgage broker, I work with a variety of lenders to get you multiple rate options and lower monthly p...
04/05/2024

As an independent mortgage broker, I work with a variety of lenders to get you multiple rate options and lower monthly payments. But the most important thing I can offer you is the trust of working with a neighbor. Give me a call and let's discuss your options. 320-260-4777

Want to add on to your home? Pay off debt? Eliminate your mortgage insurance? Now is a great time to do all this and mor...
03/28/2024

Want to add on to your home? Pay off debt? Eliminate your mortgage insurance? Now is a great time to do all this and more if you refinance. Call me today and let's talk about what's possible. 320-260-4777

Address

Saint Cloud, MN
56301

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