Amber Laudenbach NMLS #1913647-Homeowners Financial Group

Amber Laudenbach NMLS #1913647-Homeowners Financial Group Committed to serving your lifetime of home financing needs.

Whether you’re looking to purchase a primary residence, second/vacation home, or refinance your current home you can turn to me to help finance all your home needs!

Rates have started to ease, and that’s opening the door for more buyers to make their move. If you’ve been waiting for t...
09/07/2026

Rates have started to ease, and that’s opening the door for more buyers to make their move. If you’ve been waiting for the right moment, this could be it. Let’s explore your options together.
https://myoc.io/amberlaud

NMLS # 1913647

Cheers to the work that builds lives, families, and futures. Wishing you a restful Labor Day—and a little extra comfort ...
09/07/2026

Cheers to the work that builds lives, families, and futures. Wishing you a restful Labor Day—and a little extra comfort at home.
https://myoc.io/amberlaud

NMLS # 1913647

The housing market is heading into fall with a growing gap between supply and demand.Fresh listings jumped heading into ...
09/04/2026

The housing market is heading into fall with a growing gap between supply and demand.
Fresh listings jumped heading into Labor Day, inventory is running above last year, and homes are taking roughly two months to sell. At the same time, pending sales remain below year-ago levels and mortgage rates are still near their highest levels of the past year.
https://myoc.io/amberlaud

NMLS # 1913647

The housing market is giving buyers more options, but affordability is still keeping many on the sidelines.New listings ...
08/28/2026

The housing market is giving buyers more options, but affordability is still keeping many on the sidelines.

New listings reached a four-month high, while pending sales weakened and mortgage rates finished the week at 6.81%. At the same time, home prices remain resilient—especially in the existing-home market.
https://myoc.io/amberlaud

NMLS # 1913647

The more you understand about home financing, the more confident you’ll feel about your next move. That’s where I come i...
08/24/2026

The more you understand about home financing, the more confident you’ll feel about your next move. That’s where I come in—I’ll walk you through every step and every question with clarity and care.
Let’s turn uncertainty into action. Ready to learn what’s possible?
https://myoc.io/amberlaud

NMLS # 1913647

The late-summer housing market is giving buyers more choices, but higher borrowing costs are still limiting demand. New ...
08/21/2026

The late-summer housing market is giving buyers more choices, but higher borrowing costs are still limiting demand. New listings are moving higher while pending sales have softened, and homes are taking roughly as long to sell as they did a year ago. For agents, that means pricing, negotiation strategy and payment conversations matter more than ever.
https://myoc.io/amberlaud

NMLS # 1913647

Owning a home isn’t just about where you live — it’s about building a life that’s truly yours. Whether it’s the pride of...
08/17/2026

Owning a home isn’t just about where you live — it’s about building a life that’s truly yours. Whether it’s the pride of ownership, the space to grow, or the investment in your future, homeownership changes everything.

Let’s make your dream home a reality.
https://myoc.io/amberlaud

NMLS # 1913647

5.0 star review received on Experience.com for Amber Laudenbach by Astrid E L - The communication she had with us. Never...
08/17/2026

5.0 star review received on Experience.com for Amber Laudenbach by Astrid E L - The communication she had with us. Never left information out. Always gave us any new updates. Amber would explain everything with no rush. Very patient and friendly always. It was a great experience having Amber during the whole process.

Click to see all 96 reviews of Amber Laudenbach at Homeowners Financial Group USA, LLC, Licensed Mortgage Professional | NMLS #1913647

5.0 star review received on Experience.com for Amber Laudenbach by Jeremy K - Very  easy  to  work  with.
08/16/2026

5.0 star review received on Experience.com for Amber Laudenbach by Jeremy K - Very easy to work with.

Click to see all 96 reviews of Amber Laudenbach at Homeowners Financial Group USA, LLC, Licensed Mortgage Professional | NMLS #1913647

The housing market is giving buyers a little more breathing room as summer winds down. Inventory is edging higher, homes...
08/14/2026

The housing market is giving buyers a little more breathing room as summer winds down. Inventory is edging higher, homes are taking about as long to sell as they did last year, and fewer properties are selling above asking. At the same time, mortgage rates remain elevated and existing-home prices continue to post modest annual gains.
https://myoc.io/amberlaud

NMLS # 1913647

Address

Waite Park, MN
56387

Opening Hours

Monday 9am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

Telephone

+12187807664

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