05/26/2026
It's Tuesday! Time to talk about taking control of your finances!
Starting with this here: "Burial Insurance"
I had someone recently ask about getting coverage for their loved one who was in the hospital.
News flash: Please DON'T wait until you NEED life insurance to GET life insurance!
Here are reasons a policy like this WONT work:
1) It's not designed with you or your family in mind. The $9.95 doesn't give enough coverage to bury a baby!
2) It's costs minimum $8k to bury someone here in CA. $9.95/mo gives you a fraction of that.
3) You have to wait a period of time to be eligible to get the money. It's not available right away.
4) The Colonial time in history was not a good time in general. Do you really want to trust a company named after that?
5) There are better policies that will be available right away that you don't have to wait for!*
6) You get what you pay for...in a time that is sensitive, do you really want uncertainty?
I can keep naming reasons, but do you really want me to? The decision to buy life insurance is just as important as picking where you live and should be made after knowing the facts and what options are truly going to accomplish what you want/need, not just offer any old thing that really doesn't solve your need!
A real professional and a real company with real solutions is what I have to offer.
Together, let's design what will truly address your needs.
*upon applying, my company conditionally covers you during the underwriting process, so you are covered even before your policy gets issued! There is no contestibility after you have your policy for 2 years. In most cases, the only contesting within two years are for cases where the insured has been determined to pass away due to su***de.
Schedule your consultation today!
https://calendly.com/santricearmeliadavis-primerica/30min