The Chris Kennedy Team at Reliant Lending

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The Chris Kennedy Team at Reliant Lending Navy vet mortgage broker in Sacramento. VA, doctor and self employed home loans. NMLS 971546

Native to the Sacramento area, Chris Kennedy grew up in Carmichael and went to El Camino High School. Soon after high school he went into the Navy and served 4 years as a Damage Control fireman aboard the USS Kitty Hawk. Using the hard work and discipline learned in the military he started in the mortgage industry in 2000 and has been a top producer ever since. Chris has established relationships with over 20 banks, private investors and local government in order to find the best lending programs to meet all his client’s needs. Chris and his team can help everyone from the first-time home buyer to the seasoned investor wanting to flip homes. They serve the greater Sacramento, Roseville, Yolo and El Dorado counties with on the spot qualifications, fast approvals, and on time closings.

10/20/2026

“I’m waiting for rates to come down.” Sound familiar? 🏡👀

I get it nobody wants to buy a home and feel like they missed a better deal.

But the interest rate is only one piece of the puzzle. The purchase price, closing costs, and monthly payment all deserve a seat at the table.

Before you put your plans on hold, let’s see what buying actually looks like for you. No crystal ball. No pressure. Just real numbers and a conversation.

What’s keeping you on the sidelines—rates, home prices, or the down payment? 👇

📩 DM me “COMPARE” and let’s talk through your options.

Your mortgage should fit your life, not the other way around. 🏡First home? Self-employed? Veteran? Buying an investment ...
10/19/2026

Your mortgage should fit your life, not the other way around. 🏡

First home? Self-employed? Veteran? Buying an investment property? Let’s explore financing around your income, goals, and budget.

What’s your next move: BUY, REFINANCE, or INVEST?

Drop yours below or DM “FIT” and let’s find where to start. 👇

10/16/2026

That beautiful home has solar but is it owned, financed, or leased? ☀️🏡

That one detail can affect your payment, debt-to-income ratio, and buying power.

Before writing an offer, ask:

☀️ Who owns the system?
☀️ Is there a monthly payment?
☀️ What are the transfer terms?

Don’t let the solar contract surprise you after you’ve fallen in love with the house.

Comment “SOLAR” and I’ll help you review the financing side before you make an offer. 👇

10/15/2026

Hot takes are everywhere. A homebuying game plan? That takes a conversation. 🏡

After years in the mortgage business, I’d rather help you understand your options than leave you guessing.

What’s keeping you on the sidelines rates, down payment, or the monthly payment? Drop yours below. 👇

10/13/2026

Everyone’s waiting for interest rates to drop… but they may be missing the real opportunity. 👀

Right now, motivated sellers may help with closing costs, payment buydowns, or even the price. When rates fall and more buyers jump back in, that negotiating power could disappear fast.

Don’t just chase the rate, build the best overall deal.

Comment “LEVERAGE” and let’s see what’s possible for you. 🏡

10/12/2026

The interest rate isn’t the whole deal. 👀

Smart buyers are negotiating seller credits, lowering upfront costs, and creating room to revisit their mortgage later, if the numbers make sense.

Would you rather secure a better price or wait for a lower rate? Comment “PRICE” or “RATE” below! 👇

Address

2100 Northrop Avenue, Suite 900
Sacramento, CA
95825

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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