Jay Pegany, NMLS: 2343627, Team Loan Originator - PrimeLending

Jay Pegany, NMLS: 2343627, Team Loan Originator - PrimeLending Hey there! Whether you're ready to purchase, refinance or renovate, I am here to help you find the right home loan solution. Get in touch with me!

PrimeLending NMLS ID: 13649

I'm Jay Pegany, NMLS: 2343627, Team Loan Originator with PrimeLending, a national mortgage lender making the home loan process simple. At PrimeLending, we are Home Loans Made Simple®. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step

of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal

Equal Housing Lender

Building a home should feel exciting, not overwhelming.From buying land to managing construction costs, there are a lot ...
06/12/2026

Building a home should feel exciting, not overwhelming.

From buying land to managing construction costs, there are a lot of moving pieces. The right financing strategy can help make the process feel much more manageable from the start.

While you focus on floor plans, finishes, and bringing your vision to life, I can help guide you through the financing side step-by-step.

Thinking about building? Let's set up a quick call and talk through what's possible.

Let's schedule a quick call to make it happen.

For over 20 years, I’ve had the privilege of serving the event space and being part of some of life’s most meaningful mo...
12/22/2025

For over 20 years, I’ve had the privilege of serving the event space and being part of some of life’s most meaningful moments. I’m truly grateful to everyone who has trusted me over the years.

Beyond events, I’m also a Loan Officer with PrimeLending, a nationwide lender, supported by a full team of professionals and access to over 400 loan products. That depth allows me to help clients confidently navigate home purchases, refinances, and investment opportunities — no matter how simple or complex.

If you or someone you know ever needs mortgage guidance, I’d be honored to be a resource.

Thank you

Your clients in the medical field juggle a lot, and the right home financing can make a meaningful difference.PrimeLendi...
12/17/2025

Your clients in the medical field juggle a lot, and the right home financing can make a meaningful difference.

PrimeLending offers a medical professional program* to help:
- Boost their purchasing power. Avoid monthly private mortgage insurance (PMI)
- Less money down. No prepayment penalties
- Increase home options. Up to 100% financing on loans up to $2 million
- Remove student-loan barriers. Eligibility options if they've finished their residency and are contracted for a future start date
- Now available in every state!

If you're helping them find a place to come home and hang up their scrubs at the end of the day, I'd be happy to share how this program can support their next move.

Product info as of 12/17/25, subject to change.
*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply. Borrowers must hold a minimum of an M.D., D.O., D.D.S., DNP, DNAP or D.M.D. degree and have an active employment contract (or verification of terms of employment acceptance). This program is not available for Chiropractors. Contact your PrimeLending loan officer for more details.

If you have buyers who are hesitating because of today's rates, our December promotion can help them move with more conf...
12/08/2025

If you have buyers who are hesitating because of today's rates, our December promotion can help them move with more confidence. This month only, our 5/6 adjustable rate mortgage offers a 5.75% interest rate and a 6.641% annual percentage rate. With this introductory rate fixed for the first five years, your clients get more flexibility as they plan their next step. If you'd like details, I'm here to walk through scenarios with you anytime.

*Offer applies to direct originations made by PrimeLending for first lien mortgage purchase or refinancing transactions, not available on brokered loans. Borrower must apply before offer's expiration date. Offer valid from 12/04/2025 to 12/31/2025. 5/6 conventional adjustable rate mortgage loan scenario based on 740+ credit score, loan amount of $200,000, interest rate of 5.75%/6.641% annual percentage rate, 20% down, and monthly payment of $1,167.15 for years 1-6. Product has a fixed interest rate for the first 5 years, after which the rate can change once every 6 months for the remaining life of the loan. Minimum/Maximum monthly Payment Schedule: Years 1-5 ($1,167.15); Year 6 ($881 min - $1,524 max); Years 7-30 ($881 min - $1,776 max). Rates pulled 12/04/25, subject to change. Loans subject to borrower qualifications, income, property evaluation, and final credit approval. Payments are principal and interest only, actual payments will be greater. Not a commitment to lend, availability subject to change without notice or prior obligation. Cannot be combined with any other offer. Additional restrictions may apply, contact a PrimeLending loan officer for details.

10/29/2025

If you've been waiting for a sign - this might be it.

The Fed just cut rates to a new 3-year low, and that could bring mortgage and home equity rates down too.

That means:
- Homebuyers may have greater ability to purchase the home they've been waiting for.
- Homeowners could have an opportunity to refinance and lower monthly payments.
- Tap into your equity* to receive a lump sum of cash to make upgrades, consolidate debt, or pursue new goals.

Markets tend to move fast after a Fed cut, so timing matters. Let's talk through what this change could mean for your goals - before everyone else jumps in.

Rate info as of 10/29/25, subject to change.
*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

07/21/2025

You have unique needs, which is why I tailor our mortgage solutions to fit YOU. I am your local expert and am backed by a national lender to offer you more home loan solutions. Plus, you can expect a simple, personalized process and transparent communication.

Get in touch today to discover your options.

The only thing standing between you and your own front door? A plan. Understanding your options, your budget and the ste...
07/08/2025

The only thing standing between you and your own front door? A plan. Understanding your options, your budget and the steps ahead can give you the confidence to move forward. That’s where I can help. I will walk you through the process, answer your questions and help you feel fully prepared to take that next step. Ready to see how close you are to home? DM me to start the conversation.

Excited to share that PrimeLending is the preferred lender for these new homes in Yuba City!Lots starting from 5,300 squ...
06/23/2025

Excited to share that PrimeLending is the preferred lender for these new homes in Yuba City!
Lots starting from 5,300 square feet to well over 10,000 square feet! Homes feature private patios, solar panels, car charger wiring in the garages, 10 foot ceilings, copper pipes, and tile roofing. Two story units include walk-in closets in all bedrooms and bonus/game room upstairs.
Reach out today for more details about home financing on these brand-new Yuba City homes!
PrimeLending and PB Construction are not affiliated.

Address

2277 Fair Oaks Boulevard, Suite 325
Sacramento, CA
95825

Telephone

+19165600452

Website

Alerts

Be the first to know and let us send you an email when Jay Pegany, NMLS: 2343627, Team Loan Originator - PrimeLending posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Jay Pegany, NMLS: 2343627, Team Loan Originator - PrimeLending:

Shortcuts

Share

Category