Chris Carter Mortgage Broker

Chris Carter Mortgage Broker I've been a Mortgage Broker for 20++ years and love every minute! NMLS # 619947 Hey, I'm Chris, a regular everyday guy. My 5⭐ rating backs that up.

I'm married to my best friend, have 3 amazing kids, the best dog on planet earth. I have an amazing balanced life and spend time outside of the office playing pickleball or Texas Hold'Em with friends. In my 20++ years in Mortgage, I've come to know that Real Estate 🏡 IS the best vehicles to help create financial freedom, and I believe that everyone should have the opportunity to own a home. I stri

ve to give my clients the best home loan experience possible, and work hard to make sure I deliver on that. Being a Mortgage "Broker", I get to pass on industry low rates & fees, as well as the great home loan experience you want & deserve! I love to help & look forward to meeting you! Chris Carter, Mortgage Broker | NMLS # 619947
Loan Factory | NMLS # 320841
www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/320841

Life brings changes, and your home financing should adapt with you. Navigating a divorce often brings up big questions a...
09/08/2026

Life brings changes, and your home financing should adapt with you. Navigating a divorce often brings up big questions about your home.

🏡 Should you keep it?
🔑 Sell and find a new place?
💰 Consider a refinance?

There are various financing avenues available. Let's explore what makes sense for your unique situation before you make your next big move.



Chris Carter | NMLS #619947 | DRE #01389819
Loan Factory | NMLS #320841 | DRE #01771313

This Labor Day, we're celebrating the dedication that builds more than just careers – it builds dreams! 🇺🇸🏡We honor the ...
09/07/2026

This Labor Day, we're celebrating the dedication that builds more than just careers – it builds dreams! 🇺🇸🏡

We honor the hard work of individuals striving for what matters most, including the dream of homeownership.

Happy Labor Day from Loan Factory! ❤️🤍💙



Chris Carter | NMLS #619947 | DRE #01389819
Loan Factory | NMLS #320841 | DRE #01771313

Your homeownership journey is unique, and so should be your mortgage. 🔑Whether you're looking at Conventional, FHA, VA, ...
09/05/2026

Your homeownership journey is unique, and so should be your mortgage. 🔑

Whether you're looking at Conventional, FHA, VA, Jumbo, HELOC, DSCR, or investment financing, let's explore the loan options that align with *your* specific goals and financial situation.

Tell me what you're aiming for, and we'll find your perfect path forward!

Chris Carter | NMLS #619947 | DRE #01389819
Loan Factory | NMLS #320841 | DRE #01771313

Dreaming of a custom home? ✨ Don't just settle for what's available!A construction loan can help you finance your brand-...
09/04/2026

Dreaming of a custom home? ✨ Don't just settle for what's available!

A construction loan can help you finance your brand-new home from the ground up. Funds are typically released as your home is built, and permanent financing options may be available once construction is complete.

Ready to start building your dream? Send me a message to explore your construction loan possibilities!

NMLS #123456 Equal Housing Lender

Chris Carter | NMLS #619947 | DRE #01389819
Loan Factory | NMLS #320841 | DRE #01771313

Ready to buy your first home? 🏡 It might seem daunting, but a little preparation goes a long way!Here's a simplified app...
09/03/2026

Ready to buy your first home? 🏡 It might seem daunting, but a little preparation goes a long way!

Here's a simplified approach to get you started:

* Understand your budget
* Plan your down payment
* Review your credit
* Secure pre-approval
* Factor in closing expenses

Let's craft your homeownership game plan together. Send me a message to get started!



Chris Carter | NMLS #619947 | DRE #01389819
Loan Factory | NMLS #320841 | DRE #01771313

Dreaming of your own home? 🏠 Let's make that a reality! Taking the first step with financing options and pre-approval ca...
08/31/2026

Dreaming of your own home? 🏠 Let's make that a reality!

Taking the first step with financing options and pre-approval can simplify your home search. Loan Factory is here to guide you through the mortgage process, making it clearer and more manageable. Your next chapter could be closer than you imagine!



Chris Carter | NMLS #619947 | DRE #01389819
Loan Factory | NMLS #320841 | DRE #01771313

Ready to take the leap toward homeownership? 🏠 Understanding your financing options and getting pre-approved are key fi...
08/27/2026

Ready to take the leap toward homeownership? 🏠 Understanding your financing options and getting pre-approved are key first steps. Loan Factory is here to make your home loan journey clearer, simpler, and easier to navigate. Your dream home might be closer than you think! ✨

Chris Carter | NMLS #619947 | DRE #01389819
Loan Factory | NMLS #320841 | DRE #01771313

Thinking about your next home purchase? 🏡 Conventional loans offer flexible financing for many homebuying dreams!Discove...
08/26/2026

Thinking about your next home purchase? 🏡 Conventional loans offer flexible financing for many homebuying dreams!

Discover if a conventional loan aligns with your unique goals. Let's explore your possibilities!

Subject to credit approval, underwriting, and program guidelines. Not all borrowers will qualify.

Chris Carter | NMLS #619947 | DRE #01389819
Loan Factory | NMLS #320841 | DRE #01771313

Every homeownership journey begins with that important first step! 🔑Whether you're buying your first home, looking to up...
08/25/2026

Every homeownership journey begins with that important first step! 🔑

Whether you're buying your first home, looking to upgrade, or exploring your financing possibilities, understanding the programs available can empower you to move forward with confidence. Your dream home might be closer than you think!

Let's chat about your home loan options.

Loan programs, terms, and eligibility vary. Subject to underwriting approval.

Chris Carter | NMLS #619947 | DRE #01389819
Loan Factory | NMLS #320841 | DRE #01771313

Fixed rate or ARM? 🤔 That's a big question when buying a home, and the answer truly depends on you!A fixed rate offers s...
08/24/2026

Fixed rate or ARM? 🤔 That's a big question when buying a home, and the answer truly depends on you!

A fixed rate offers stability, while an ARM might start lower but can adjust over time.

Consider how long you'll stay, your budget, and your comfort with potential rate changes.

Confused about what fits your homebuying goals best? Send me a message to explore your options!

Chris Carter | NMLS #619947 | DRE #01389819
Loan Factory | NMLS #320841 | DRE #01771313

Address

Sacramento, CA

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 9am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

Telephone

+19167948042

Website

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