Hersch Tempkins - USA Mortgage - NMLS 256229

09/06/2024

No matter your financial situation, the has you covered! Visit http://htempkins.usa-mortgage.com to easily start your experience 📲

09/02/2024

We love working with a team that we look forward to seeing after a long weekend 👏

08/30/2024

If you're renting, you may have heard the phrase "don't pay someone else's mortgage."

💸 Did you know renting is not necessarily cheaper than owning?
😱 Did you know rent prices can increase often and landlords can raise rent without warning!

If you're ready to make the move from renting to buying, visit http://htempkins.usa-mortgage.com!

08/28/2024

While you can apply for a in a lot of different ways with a lot of different people - there are huge benefits to working with a USA Mortgage !

The two most popular are:
📍 you have the opportunity to work with someone familiar with your area.
✔ working with a local lender can make it easier to have your needs met!

Check out http://usamortgage.com/mortgage-loan-originator/hersch-tempkins to easily start your journey toward !

08/26/2024

At , our people make the difference and make sure your needs are put first. We are , which means we are all in this together! Start your journey toward today 🏠

It’s easy to get prepared for your application. Depending on your unique financial situation, there are several documents you might need when applying for a home loan. It’s a good idea to start prepping your financial documents before you start to ensure a smooth application process. Here is a l...

08/22/2024

With just a month to go, are you ready to purchase or sell this ? 🏠🍂

08/20/2024

The 3 Cs! You know, cut, color, carat...oh, wait. Wrong Cs. 🏠💎

When you apply for a mortgage, an underwriter will evaluate your credit and payment history, income and assets, then categorize their findings into the 3 Cs. ⁣

Capacity: Your ability to repay a loan by comparing your monthly gross income against your total monthly recurring debt.

Credit: A combined credit report from the three national credit reporting agencies. ⁣

Collateral: Here, an appraisal will be ordered to verify the home’s value, so a loan-to-value ratio (LTV) can be determined.

08/16/2024

As the school year picks back up across the country, we want to wish the best of luck to all students heading back for a new year! And we especially want to wish the best of luck to you, parents 😉✏️

We hope you're able to steal away a few moments of peace in your now quiet and calm home.

08/14/2024

Our team understands that the idea of applying for a mortgage can be a little overwhelming.

Our goal is to help you realize your dreams of and we will be with you every step of the way! The journey starts at https://brnw.ch/21wLQDH and it starts today 🏠📲

08/12/2024

It doesn't matter whether your kids are toddlers or teenagers, having them at home for 6+ weeks over the summer months has probably taken its toll on your home 😅🏠

Here are a few tips to help you clean up, organize, and reclaim 👏 your 👏 home 👏

08/08/2024

Getting preapproved is the first step in the journey toward becoming a 🏠👏

Preapproval will help you determine how much house you can afford, so you can stick to your budget! Before going out to look at homes this weekend, visit https://brnw.ch/21wLKfE to start the preapproval process.

08/06/2024

Ready to buy? Curious about what's available? Just want to know more about the ? Start at https://brnw.ch/21wLHIh 📲