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Samantha Back at Guaranteed Rate - NMLS ID: 399306

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Roseville, CA
Samantha Back at Guaranteed Rate - NMLS ID: 399306

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Senior Vice President of Mortgage Lending at Guaranteed Rate
NMLS ID: 399306
"The Home Purchase Exp Guaranteed Rate, Inc. NMLS 2611 3940 N.

Guaranteed Rate was founded 14 years ago on the simple idea of building a mortgage company focused
on serving the best interests of our customers. Funding more than $18 billion in home loans in 2015 alone,
we are revolutionizing life’s biggest purchase by offering low-rate, low fee mortgages through a simple,
easy-to-understand process and unparalleled customer service. Guaranteed Rate is ranked as one of the ten largest retail mortgage lenders by National Mortgage News,
one of only two independent companies included in the top 10. We consistently achieve a 96 percent
satisfaction rating from our customers and carry an A+ rating with the Better Business Bureau. makes no representations or warranties of any kind, express or implied, about the
completeness, accuracy, reliability, suitability or availability with respect to the information, products,
services, or related graphics contained in/on this website for any purpose and will not be liable for any loss
or damage (direct, indirect or consequential) arising from the use of the same. Any reliance you place on
such information is strictly at your own risk. The thoughts, opinions and/or views expressed herein are the
sole responsibility and product of their respective author(s). https://www.guaranteedrate.com/disclaimer.php
This site is not hosted by Guaranteed Rate, Inc. and thus the privacy policies of Guaranteed Rate do not
apply. The privacy policy for this web site may be found at https://www.facebook.com/privacy/explanation. does not warrant the accuracy, completeness or usefulness of the information
available on this page. Nothing contained in or provided through this page is intended
to constitute advice or to serve as a substitute for the advice of a mortgage professional. Any reliance you
place on such information is strictly at your own risk. This page may include links to other web pages, but these links are not an endorsement of those pages. is not responsible for the content of any web site not operated by Guaranteed Rate. Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act Guaranteed Rate, Inc. Ravenswood Ave., Chicago, IL 60613 (866) 934-7283 • rate.com Equal Housing Lender For licensing information, go to www.nmlsconsumeraccess.org www.rate.com/licensing

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

06/01/2026

June is National Homeownership Month and the equity you’ve built in your home is just one more thing to celebrate. It could be used to build your financial security or to invest in the big plans you’ve been thinking about. The next step? Putting those plans into action.

Reach out, I'll be happy to show you how: http://ms.spr.ly/6182vbk8u

05/28/2026

Underwriting sounds technical, but it’s really just a final review before approval. This is where lenders confirm your financial details and the property all align. Knowing that ahead of time removes a lot of stress. If you’re unsure what to expect, I’ll walk you through it.

Learn more: http://ms.spr.ly/6188vZKtj

05/27/2026

Finding the right home starts with knowing what fits your life. Once that’s clear, everything else moves faster. I’ll help you turn that into a plan you can act on.

Explore your options: http://ms.spr.ly/6189vkWG7

05/25/2026

This Memorial Day, we honor those who gave their lives in service. Their sacrifice is not forgotten.

05/21/2026

If you’re a Veteran, active-duty military or surviving spouse, your VA benefit could make homeownership much easier. Rate’s VA Construction to Perm loan could help you build a new home with less out of pocket and a lot less hassle. Let’s use your VA benefit to start building your brand new home.

Learn more: http://ms.spr.ly/6183vVuVT

05/19/2026

Let’s talk timing. Rising home prices and relatively low inventory could affect the math on when it’s the right time to buy. If you’ve got a house in mind, let’s chat about how to use the market in your favor.

Learn more: http://ms.spr.ly/6183vp3Rl

05/18/2026

Spring is when the right home shows up, and when buyers need to be ready. Same Day Mortgage levels the playing field, giving everyone the big advantage cash buyers enjoy: speed. I’ll help you get everything lined up early so when you find it, you can close with confidence. Stay in motion this season.

Let's connect: http://ms.spr.ly/6181vTpEU

05/14/2026

Fast, simple and designed for Veterans, a VA Interest Rate Reduction Refinance Loan (IRRRL) could help you refi in just days, while lowering your interest rate and skipping extra paperwork.

Connect with me to learn more: http://ms.spr.ly/6185vRHVd

05/13/2026

If your goal is a lower monthly payment, mortgage points might be part of the strategy. The key is knowing whether paying more now actually benefits you long term. That’s where I come in.

Let's connect: http://ms.spr.ly/6188vuep6

05/12/2026

Think you’ve found your dream home? I’ll help you make sure the numbers are in sync. The appraisal is where value gets verified and where strategy matters most. I’ll guide you through your options so nothing catches you off guard.

Let's connect: http://ms.spr.ly/6184vPNIs

Address

3017 Douglas Boulevard, Suite 300 Office 59
Roseville, CA
95661

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://www.Rate.com/samanthaback?utm_source=facebook&utm_medium=organic&utm_campaign=yext&utm_content=14516&adtrk=%7Cse

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