Yvette Garay - Your Home Loan Specialist

Yvette Garay - Your Home Loan Specialist With over 13 years of experience in the mortgage industry, Yvette is dedicated to making sure she understands your needs and presenting options.

02/20/2026

There’s something powerful about being on campus at UWM.

Every visit sharpens my skills, strengthens relationships, and gives me practical takeaways I can bring home to my referral partners and clients.

The market shifts. Guidelines evolve. Strategy matters.
And I believe my partners deserve someone who stays plugged in and ahead of the curve.

Grateful for the opportunity to learn, grow, and serve at a higher level every single time. 💚

Rent prices keep rising, but your mortgage payment doesn’t have to! Lock in your housing payment by becoming a homeowner...
03/07/2025

Rent prices keep rising, but your mortgage payment doesn’t have to! Lock in your housing payment by becoming a homeowner. Let’s talk about how you can stop paying someone else’s mortgage and start building your own wealth. DM me to get started!

¡El alquiler sigue subiendo, pero tu pago hipotecario no tiene que hacerlo! Asegura tu costo de vivienda convirtiéndote en propietario. Hablemos sobre cómo puedes dejar de pagar la hipoteca de otra persona y empezar a construir tu propia inversión. ¡Envíame un mensaje para comenzar!

🏡✨ Ready to transform your house into the home of your dreams? Now’s the perfect time to tap into your home’s equity! Wh...
02/11/2025

🏡✨ Ready to transform your house into the home of your dreams? Now’s the perfect time to tap into your home’s equity! Whether you're dreaming of a gourmet kitchen or a cozy outdoor oasis, your home's equity can be the key to unlocking endless possibilities. Let's turn those renovation dreams into reality! 🌟🔑

🏡💰 What if you could own your first home for the equivalent of just a few months' rent? With low down payment options av...
01/31/2025

🏡💰 What if you could own your first home for the equivalent of just a few months' rent? With low down payment options available through FHA, Conventional, and other loan programs, homeownership might be closer than you think!

Instead of paying your landlord’s mortgage, start investing in YOUR future. Build equity, create stability, and enjoy the pride of owning your own home.
📩 Message us today to explore your options and take the first step toward homeownership!

🏡💰 ¿Y si pudieras comprar tu primera casa por el equivalente a solo unos meses de renta? Con opciones de pago inicial bajo a través de préstamos FHA, Convencionales y otros programas,
¡ser dueño de tu hogar podría estar más cerca de lo que imaginas!

En lugar de seguir pagando la renta al propietario, empieza a invertir en TU futuro. Construye y disfruta de la estabilidad y vive el orgullo de tener tu propia casa.

📩 Envíanos un mensaje hoy mismo para conocer tus opciones y dar el primer paso hacia la propiedad de vivienda.

Hey, First Time Buyers... the market's got you down? Homes have increased, rents have increased? Wait there's a soluti...
11/28/2023

Hey, First Time Buyers... the market's got you down? Homes have increased, rents have increased? Wait there's a solution!!

Want to own and build equity, A condo is the perfect option! Call me today to help find the right condo loan for you.

Learn why tapping into your home's equity might be a cost-effective way to access your cash. HELOCs typically come with ...
10/10/2023

Learn why tapping into your home's equity might be a cost-effective way to access your cash. HELOCs typically come with lower interest rates than credit cards and personal loans, saving you money over time. Enjoy the convenience of a revolving line of credit, allowing you to borrow, repay, and borrow again as needed, just like a credit card with the convenience of a lower rate. DM for information.

Excellent News...If your borrowers don't qualify for conventional financing, FHA loans may be the answer! We're now fina...
09/26/2023

Excellent News...If your borrowers don't qualify for conventional financing, FHA loans may be the answer! We're now financing FHA loans for 580+ FICO and up to 97.75% LTV on single and multi-wide manufactured homes. Reach out today!

Are you tired of the same old look of your home? Dreaming of a stylish and modern living space? Look no further! We have...
08/30/2023

Are you tired of the same old look of your home? Dreaming of a stylish and modern living space? Look no further! We have the perfect solution for you - a home equity loan.

With a home equity loan, you can finally turn your dreams into reality. Whether you want to update your kitchen, build a cozy home office, or add that luxurious master bedroom you've always wanted, this loan can make it happen.

Renovating your home can be a daunting task, both financially and logistically. That's why a home equity loan is a smart choice. By leveraging the equity in your home, you can secure a loan at a low interest rate, making it more affordable than other financing options.

Not only will a home equity loan help you achieve the home of your dreams, but it can also increase the value of your property. So, not only are you creating a beautiful living space for yourself, but you're also making a smart investment for the future.

Don't let your dreams stay dreams any longer. Take the first step towards a home makeover today. Contact us to learn more about our home equity loan options and start renovating your home to match your desires.

Address

8788 Elk Grove Boulevard, Bldg 3, Ste 12C
Elk Grove, CA
95624

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