Judi Gavia, NMLS# 284937

Judi Gavia, NMLS# 284937 At Peoples Mortgage, It's All About the People!!

Judi Gavia is a veteran in Mortgage Lending, having assisted hundreds of borrowers in realizing their dream of home ownership. She has built a solid reputation in the industry as tirelessly representing the needs of her clients, always going the extra mile to reflect the importance of every loan transaction. Judi recognizes that you have many options in mortgage lending and works hard to earn the

trust of the borrowers that she serves. Finding the right loan for your needs is paramount in all that she does and following through on her commitments is what makes her stand out from the "mortgage lending crowd".

06/14/2026

Happy Flag Day!

Today, we honor the Stars and Stripes, a symbol of our nation's freedom and unity.

From first homes to vacation properties and everything in between, we're here to help finance your next chapter. Reach o...
06/10/2026

From first homes to vacation properties and everything in between, we're here to help finance your next chapter. Reach out to learn more!

06/09/2026
Happy National Donut Day! You donut know how much we appreciate you.
06/07/2026

Happy National Donut Day! You donut know how much we appreciate you.

06/04/2026

We are here to help, reach out when you are ready!

Enjoy reduced payments with a rate buydown! More and more people are lowering their interest rates through rate buydown...
05/28/2026

Enjoy reduced payments with a rate buydown!

More and more people are lowering their interest rates through rate buydowns. Wondering what it's all about and if it's right for you? Here's the scoop:

A buydown lowers your interest rate by paying discount points at closing. These are one-time, upfront fees.

Each point costs 1% of the mortgage amount. For example, one point on a $350,000 loan would be $3,500.

Each point reduces the interest rate by 0.25%. So, one point could take your rate from 7% to 6.75%.

You can often negotiate for the seller or builder to pay the discount points for you!

Interested in learning more? Connect with us TODAY!

Curious about VA jumbo loans? Here is what you need to know!If you have any other questions, don't hesitate to reach out...
05/26/2026

Curious about VA jumbo loans? Here is what you need to know!
If you have any other questions, don't hesitate to reach out!

05/25/2026

We come together as a nation to honor and remember the heroes who made the ultimate sacrifice in service to our country. Their courage and selflessness will never be forgotten. Today, we pay tribute, expressing our deepest gratitude for their unwavering commitment to defending our freedoms. Let us pause to reflect and honor their memory.

05/21/2026

This Military Appreciation month, and always, we proudly honor the dedication and sacrifice of our service members, veterans, and their families. As a small token of our gratitude, we're committed to helping you achieve the dream of homeownership with VA loan options designed just for you.

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Roseville, CA
95661

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