Kip Painter, Area Leader NMLS 1021601

09/04/2026

09/03/2026

5.0 star review received on Experience.com for Kip Painter by Christina C A - Thank you!!

Click to see all 75 reviews of Kip Painter - ONE Presidential Mortgage NMLS 1021601, Area Leader | NMLS 1021601

09/02/2026

4.62 star review received on Experience.com for Kip Painter by Augustus S - everything was made easy. He made me feel great through a stressful homebuying situation .

Click to see all 71 reviews of Kip Painter - ONE Presidential Mortgage NMLS 1021601, Area Leader | NMLS 1021601

09/02/2026

5.0 star review received on Experience.com for Kip Painter by Katie S - Kimmie Anderson!!!!

Click to see all 71 reviews of Kip Painter - ONE Presidential Mortgage NMLS 1021601, Area Leader | NMLS 1021601

09/01/2026

🏡 Who’s buying homes right now? More young buyers than you might think.

Gen Z and Millennials are becoming an increasingly important part of the purchase market, and they’re approaching homeownership differently than generations before them.

The latest data shows younger buyers are:
📈 Taking a larger share of purchase activity
💰 Using a mix of savings and other resources for down payments
🏦 Utilizing programs like FHA
📋 Looking closely at financing strategies to make the numbers work

Meanwhile, the broader market is showing more inventory and additional negotiating opportunities, creating a different environment for buyers and sellers.

So what does it all mean? Financing strategy matters.

Take a look at this month’s infographic for the numbers behind the trends.

09/01/2026

5.0 star review received on Experience.com for Kip Painter by Jason H - Kip kept it kept us informed on the process and provided regular updates with anything that we needed to provide or do. His whole team was great to work with!

Click to see all 71 reviews of Kip Painter - ONE Presidential Mortgage NMLS 1021601, Area Leader | NMLS 1021601

08/31/2026

👀 Buyers: It may be time to look a little closer at homes that have been sitting.

More inventory and slower buyer activity are creating opportunities in parts of the market. In fact, active listings recently climbed to more than 1.5 million, while pending sales fell to their lowest level since February.

That home you passed on a few weeks ago? It might be worth another look.

Depending on the seller and property, you may have room to negotiate for:

💰 A lower purchase price
🏡 Seller-paid closing costs
📉 A mortgage rate buydown
🔨 Repairs or other concessions

More inventory doesn't automatically mean lower prices—but it can mean more choices and more negotiating power.

08/27/2026

🎥 Mortgage Myth: There isn't a "best" loan—only the best loan for your goals.

A fixed-rate mortgage offers predictable monthly payments, while an ARM may provide a lower initial rate depending on your plans.

Check out this quick breakdown, and if you're unsure which direction to go, let's talk through your options together. Your home financing should fit your life—not the other way around. 🏠

08/27/2026

🚀 We’re Growing in Richmond!

Our Richmond office is expanding, and we’re looking for talented, motivated Loan Officers who are ready to take their business to the next level.

We’re building a team of professionals who value relationships, collaboration, and delivering an exceptional experience for their clients and referral partners.

If you’re an experienced Loan Officer looking to grow your business, build your brand, and join a strong team, we’d love to connect.

📍 Richmond, VA
📩 Ready to learn more? Visit the link below!
https://www.onepresidentialmtg.com/join-our-team

Your next opportunity could be closer than you think.

08/26/2026

Think your debt-to-income (DTI) ratio is too high to qualify for a mortgage? Think again. 🏡📊 While many lenders cap DTI at 43%, we have loan programs that may allow for higher ratios for qualified borrowers. Every financial situation is unique, and the right loan solution could be closer than you think. 📲Reach out today to explore your options!